Kusukela ku-R350 Kuya eDilini LikaKhisimusi: Amabhizinisi Angaletha Imali kaSASSA Adumile kaZibandlela 2025

Njengoba inyanga kaLwezi (November) 2025 isiyaphela, isibonelelo se-R350 SRD sibonakala sincane kakhulu uma sibheka izindleko zikaKhisimusi. Lesi sihloko sihluza amabhizinisi amancane adumile, abiza kancane abantu baseNingizimu Afrika abahlakaniphile abawasebenzisayo ukuze bandise imali abayithola esibonelelweni, bakwazi ukuzithengela uZibandlela ongcono. Sinikeza ukuhlaziya okungokoqobo kokuthi ungayiguqula kanjani imali yakho yesibonelelo ibe yimali yesiqalo yenzuzo yangempela.

Iqiniso LikaLwezi 2025: Kungani i-R350 Ingakwazi Ukukhokhela uZibandlela Omkhulu

Masikhulume iqiniso. Njengoba sisondela kuZibandlela 2025, isibonelelo se-Social Relief of Distress (SRD) esingu-R350, nakuba sisiza kakhulu, asikwazi ukubhekana nezindleko zokuphila. Izindleko zokudla, ezokuthutha, kanye nezinto ezijabulisayo zikaKhisimusi zikhuphuke kakhulu. Ukubuka inkokhelo yakho yokugcina yesibonelelo yonyaka kungakhathaza. Kodwa eNingizimu Afrika yonke, kukhona ushintsho olukhulu olwenzekayo. Kunokuba bamukele leli qiniso, izinkulungwane zabahlomuli zibhala kabusha izindaba zabo. Abasabona nje abamukeli bezibonelelo; basengosomabhizinisi. Lokhu akukhulumi ngokuceba ngobusuku obubodwa; kukhuluma ngokuzinika amandla, isithunzi, nokubeka ukudla okuhle kwasekuqaleni etafuleni likaKhisimusi.

Ukudlula Ukuncika: Ukuvela Kwe-‘SASSA-Preneur’ ngo-2025

Igama elithi ‘SASSA-Preneur’ liya ngokuya liduma emiphakathini kusukela eKhayelitsha kuya eSoweto. Lichaza umuntu oqinile futhi onezinsiza obona isibonelelo se-R350 hhayi nje njengemali yokusebenzisa, kodwa njengemali yesiqalo ebalulekile. Lo mkhuba ubonisa ushintsho oluyisisekelo ekucabangeni. Ukuphika ukulinda nokwamukela ukuzakhela okwakhwe. Uhulumeni unikeza inethi yokuphepha, kodwa abantu bayabona ukuthi intuthuko yangempela kwezezimali ngo-2025 iza ngokwakha iladi lakho. Lokhu kuhamba kumayelana nokusebenzisa inani elincane elinikezwa umbuso ukuze kukhiqizwe imali ezimele, eqhubekayo, ikakhulukazi ngesikhathi sonyaka wokuthengisa njengoZibandlela.

Ibhizinisi Elidume Kakhulu #1: Ukuqhuma Kwamabhikawozi Asekhaya

Isidingo samaswidi kaKhisimusi siqinisekisiwe. Ngokusebenzisa kuphela u-R150-R200 esibonelelweni sakho se-R350, ungathenga ufulawa, ushukela, amaqanda, kanye nemihlobiso ukuze uqale ibhikawozi elincane ekhishini lakho.

• Yini Okumele Uyenze: Gxila ezintweni ezifunwa kakhulu, eziletha inzuzo enkulu njengamasikoni (scones), amabhisikidi (cookies), amakhekhe amancane (cupcakes), kanye nama-askoek esintu.
• Ungaqala Kanjani: Sebenzisa i-WhatsApp Status namaqembu endawo e-Facebook ukumaketha kwamahhala. Thumela izithombe ezicacile zokubhaka kwakho. Nikeza ngethimba elikhethekile ’le-Festive Platter’.
• Isu Lokubiza: Bala izindleko zakho zezithako, bese ubiza izinto zakho ukuze wenze okungenani u-100-150% wenzuzo. Isibonelo, uma ibheshu lamasikoni angu-12 libiza u-R20 ngezithako, liwathengise ngo-R4-R5 lilinye (R48-R60 sezizonke).
• Ukuhlaziya: Lokhu kudumile ngoba izindleko zokuqala ziphansi futhi imakethe iseduze. Wonke umuntu uyazithanda izimpahla ezintsha, ezenziwe ekhaya ngamaholide.

Ibhizinisi Elidume Kakhulu #2: Uchwepheshe Wokugoqa Izipho namaHampa

Abantu abaningi bayazithenga izipho kodwa bayakuzonda ukuzigoqa. Yilapho ungena khona. Nikeza ngenkonzo yokugoqa izipho emphakathini wakho. Ukutshala kwakho kokuqala kusuka kusibonelelo se-R350 kungaba iphepha lokugoqa, i-tepi (tape), amaribhoni (ribbons), namathegi (gift tags).

• Inkonzo: Khokhisa isipho ngasinye, ngezintengo ezahlukene zezinto ezincane, ezilinganiselwe, nezinkulu. Nikeza ngenkonzo yokwakha amahampa amasha.
• Thola Amakhasimende: Khangisa ngenkonzo yakho kumabhodi ezaziso omphakathi (ngemvume), kumaqembu endawo e-WhatsApp, nangokukhuluma. Hlangana nezitolo ezincane zendawo ezinganikeli ngenkonzo yokugoqa.
• Ukutshala Imali: Ungaqala ngaphansi kuka-R200. Thenga izinto ngobuningi ukuze wehlise izindleko.
• Ukuhlaziya: Leli yibhizinisi elisekelwe enkonzweni elinezinga eliphezulu lenzuzo, ngoba uthengisa isikhathi sakho nekhono lakho kakhulu kunomkhiqizo obonakalayo.

Ibhizinisi Elidume Kakhulu #3: Ukuhlanza Okujulile Ngaphambi kukaKhisimusi

Imindeni ifuna amakhaya ayo ahlanzeke bhá ngoSuku LukaKhisimusi kanye nezihlobo ezizovakasha. Abaningi bamatasa kakhulu ukwenza ukuhlanzwa okujulile okufanele. Sebenzisa ingxenye yesibonelelo sakho ukuze uthenge izinto zokuhlanza ezisezingeni eliphezulu, amagilavu (rubber gloves), namaklotshi (microfibre cloths).

• Okunikelwayo: Dala amaphakheji njenge-‘Ukuhlanzwa Okujulile Kwekhishi’, ‘Ukuqeda Igumbi Lokuphumula’, noma inkonzo ‘Yokucwebezela Kwekhaya Lonke’.
• Ukumaketha: Buyela ezindleleni zakudala. Phrinta amaflaya alula uwahambise endaweni yakho. Sebenzisa idumela lakho lokuhlanzeka nokuthembeka.
• Ukubiza: Khokhisa imali elinganiselwe ngegumbi ngalinye noma ngomsebenzi ngamunye, hhayi ngehora. Lokhu kuqinisekisa ukuthi uyavuza ngokusebenza kahle. Ukuhlanzwa okujulile kwekhishi kungakufaka kalula u-R250-R350.
• Ukuhlaziya: Ukuthembela kuyimpahla yakho enkulu lapha. Qala ngabangane nomndeni ukuze wakhe isitifiketi sezibuyekezo ezinhle ongabelana ngazo namakhasimende amasha.

Ibhizinisi Elidume Kakhulu #4: Umthengi Wendawo Nomgijimi Wemisebenzi

Isikhathi sikaKhisimusi siyaxaka. Ama-malls agcwele, nemigqa mide. Nikeza ngenkonzo yokwenza ukuthenga kwegrosa noma ukwenza imisebenzi ebalulekile yabantu abadala, abazali abamatasa, noma abantu abafuna ukugwema izixuku. Izindleko zakho zokuqala kuphela yimali yakho yokuhamba.

• Kusebenza Kanjani: Amakhasimende akuthumelela uhlu lwabo lokuthenga nge-WhatsApp. Uya esitolo, uthenge izinto, bese uyaziletha. Ungakhokhisa imali eyisicaba yenkonzo (isb., R50-R80 ngohambo ngalunye) phezu kwezindleko zezimpahla.
• Yakha Ukuthembela: Njalo nikeza isiliphu sokuthenga njengobufakazi bokuthenga. Thembeka futhi uxhumane ngokusobala.
• Ukuhlaziya: Leli bhizinisi lichuma ekunethezekeni nasekuthembekeni. Akudingi imali yesiqalo encane futhi lingakhuliswa ngokushehesha emphakathini omncane.

Amasu Ahlakaniphile: Ukusebenzisa Isibonelelo SikaLwezi 2025 Njengemali Yesiqalo

Okusemqoka ukuthi ungayisebenzisi i-R350 yonke. Landela lo mthetho olula:

1. Hlukanisa u-50% (R175) ebhizinisini lakho: Lokhu kungukutshalwa kwemali kwebhizinisi lakho ngezimpahla nokumaketha.
2. Hlukanisa u-30% (R105) ezidingweni ezibalulekile: Sebenzisa lokhu ezidingweni zakho zomuntu siqu ezisheshayo njengedatha noma ukudla.
3. Yonga u-20% (R70) njengenethi yokuphepha: Lesi yisikhwama sakho esiphuthumayo uma imizamo yakho yokuqala ingavezi inzuzo esheshayo. Ungalokothi utshale imali ongenakukwazi ukuyilahlekela. Phinda utshale ingxenye yenzuzo yakho yakuqala ebhizinisini ukuze uthenge izimpahla eziningi futhi ukhule.

ISEXWAYISO ESIBALULEKILE: Gwema Le Mikhohliso kaZibandlela 2025

Ngethuba kuza nengozi. Abakhohlisi basebenza kakhulu ngoLwezi noZibandlela. Qaphela kakhulu:

• ‘Izinhlelo zokutshala imali’ ezithembisa ukuphinda kabili i-R350 yakho ngobusuku obubodwa. Lezi cishe zihlala ziyizinhlelo zephiramidi noma ze-Ponzi.
• Abantu abacela ‘imali’ ukuze bavule isibonelelo esikhulu noma isikweletu. I-SASSA ngeke ikucele ukuthi ukhokhele isibonelelo.
• Izixhumanisi ezisolisayo ezithunyelwe nge-SMS noma nge-WhatsApp. Hlala uqinisekisa ulwazi kuwebhusayithi esemthethweni ye-SASSA. Uma kuzwakala kukuhle kakhulu ukuba kube iqiniso, akunjalo.

Ukuhlaziya Kwethu: Ingabe Ikusasa Elingahlosiwe Lezibonelelo Zenhlalo Liyilawa?

Nakuba isibonelelo se-SRD sasiklanyelwe ukusiza, umthelela waso omkhulu, wesikhathi eside ungaba njengesikhwama esikhulu kakhulu sezimali ezingekho emthethweni eNingizimu Afrika. Ngokungahlosiwe, sifundisa isizukulwane mayelana nokubhajetha, ukutshala imali, nobuntatheli ngenxa yesidingo esikhulu. Lokhu akukhona ukuxolela uhulumeni emsebenzini wakhe wokudala imisebenzi esemthethweni, kodwa kungubufakazi bokuqina kwabantu baseNingizimu Afrika. Umbuzo okufanele ube kubenzi benqubomgomo ngo-2026 kufanele ube: singaweseka kanjani lo moya wobuntatheli osaqala? Singanikela ngokuqeqeshwa kwamabhizinisi amancane kanye nesibonelelo?

Ungasikhohlwa Isibonelelo Sakho! Hlola Izinsuku Eziqinisekisiwe Zokukhokha zikaZibandlela 2025

Ngenkathi wakha ibhizinisi lakho elincane, ukuqinisekisa ukuthi isibonelelo sakho sifika ngesikhathi kubalulekile. Inkokhelo yakho kaLwezi kufanele isivele ingene, futhi sekuyisikhathi sokubheka phambili. Ukuze uthole uhlelo oluqondile nolwakamuva, hlala uhlola izindawo ezisemthethweni ze-SASSA ukuze uthole izinsuku zokukhokha zikaZibandlela 2025. Ukwazi usuku oluqondile kukusiza uhlele ukutshalwa kwemali kwesisekelo ngaphandle kokulibala. Futhi uma ungaqiniseki ngesimo sakho sokuvunyelwa kule nyanga, ukwenza isheke esheshayo se-SRD Status Check ku-inthanethi kubalulekile.

FAQs

Ngingakwazi yini ukuqala ibhizinisi elincane ngokusemthethweni ngenkathi ngithola isibonelelo se-SASSA SRD ngo-2025?

Yebo. Isibonelelo se-SRD sinomkhawulo wemali engenayo (okwamanje u-R624 ngenyanga njengasekuqaleni kuka-2025). Uma nje imali engenayo evela ebhizinisini lakho elincane, ihlanganiswa nanoma iyiphi enye imali onayo, ingadluli lo mkhawulo enyangeni ethile, uhlala ufaneleka. Kubalulekile ukwethembeka ngemali engenayo phakathi nenqubo yokuqinisekisa yanyanga zonke.

Yiliphi ibhizinisi elibiza kancane kakhulu ongaluqala ngo-R350 ngoZibandlela 2025?

Amabhizinisi asekelwe enkonzweni anezindleko zokuqala eziphansi kakhulu. Inkonzo yokugijima imisebenzi noma yokuthenga emphakathini ingathathwa njengebiza kancane, njengoba izindleko zakho eziyinhloko kuyizindleko zakho zokuhamba. Inkonzo yokuhlanza nayo ibiza kancane kakhulu uma ungasebenzisa izimpahla zokuhlanza zekhasimende ekuqaleni.

Ngingakwazi kanjani ukumaketha ibhizinisi lami elincane likaKhisimusi mahhala?

Sebenzisa ukukhuluma komlomo kwedijithali. Thumela izithombe ezicacile, ezikhangayo nezincazelo zenkonzo ku-WhatsApp Status yakho. Joyina amaqembu endawo e-Facebook nama-WhatsApp bese wabelana ngezinto ozinikelayo lapho (hlala uhlola imithetho yeqembu kuqala). Cela amakhasimende anelisekile ukuba atshele abangani nomndeni wawo.

Ingabe ukuthola imali eyengeziwe kuzoyithinta ukufaneleka kwami kwesibonelelo se-SASSA SRD?

Kungakwenza, futhi kubalulekile ukuqonda ukuthi kanjani. I-SASSA ihlola kabusha ukufaneleka kwakho inyanga ngayinye ngokuhlola i-akhawunti yakho yasebhange ngokumelene nomkhawulo wemali engenayo. Uma ibhizinisi lakho elincane liphumelela futhi imali yakho engenayo enyangeni ethile idlula umkhawulo we-R624, cishe ngeke usithole isibonelelo senyanga elandelayo. Umgomo kufanele ube wukukhulisa ibhizinisi lakho kuze kube yilapho ungasasidingi isibonelelo.

Yimaphi amaphutha avame kakhulu abantu abawenzayo lapho beqala ibhizinisi elincane le-SASSA?

Iphutha elikhulu kakhulu ukungahlukanisi imali yebhizinisi nemali yomuntu siqu. Sebenzisa isitsha esihlukile noma isikhwama semali ukuze uthole imali etholwe yibhizinisi lakho nezindleko. Elinye iphutha ukungabali izindleko ngendlela efanele, okuholela ekubizeni okuncane kakhulu futhi ungenzi nzuzo. Okokugcina, ukuyeka ngokushesha ngemuva kosuku olulodwa olubi kuyiphutha elivamile.

Ngingayamukela kanjani izinkokhelo uma ngingenayo i-akhawunti yasebhange yebhizinisi esemthethweni?

Emabhizinisini amancane, angenayo imithetho, ungasebenzisa i-akhawunti yakho yasebhange yomuntu siqu. Ama-E-wallets njenge-eWallet noma i-Instant Money nawo ayindlela enhle kakhulu yokwamukela izinkokhelo kumakhasimende. Ukheshi useyindlela evame kakhulu nelula emabhizinisini asekelwe emphakathini.

Ingabe kukhona izinhlelo zikahulumeni ezisekela amabhizinisi amancane anjengalawa ngo-2025?

Yebo, izinhlangano ezifana ne-Small Enterprise Development Agency (SEDA) kanye ne-National Youth Development Agency (NYDA) zinikeza izinsiza, ukuqeqeshwa, futhi ngezinye izikhathi uxhaso lwamabhizinisi amancane. Nakuba zingahle zingahlosiwe ngqo kumabhizinisi asezingeni le-R350, izinsiza zabo ze-inthanethi mayelana nokuhlela ibhizinisi nokumaketha zimahhala futhi zibalulekile.

Ingakanani inzuzo engingayenza ngempela ngokutshala u-R350 ngaphambi kukaKhisimusi?

Lokhu kuyehluka kakhulu kuye ngebhizinisi lakho elincane, umzamo, nomphakathi. Ngebhizinisi lokubhaka, uma utshala u-R175 futhi une-100% yenzuzo, ungakwazi ukukuguqula lokho kube u-R350 wemali engenayo. Uma uphinda utshale futhi uphinda lo mjikelezo izikhathi eziningana ngaphambi kukaKhisimusi, kungenzeka ukuba uhlose inzuzo iyonke engu-R800 - R1500 noma ngaphezulu ngoZibandlela.