I-akhawunti ye-SASSA 'Khulisa' ka-R10: Umhlahlandlela Wakho we-Akhawunti Yasebhange Entsha ka-2026

Ngo-Mashi 2026, iNingizimu Afrika yethula i-Khulisa Account, i-akhawunti yasebhange ebiza kancane eyenzelwe abamukela izibonelelo ze-SASSA. Funda kabanzi ngezindleko, izinzuzo, nendlela yokushintsha.

Inguquko ye-Akhawunti ye-R10 ‘Khulisa’: Kuyini lokhu?

UMashi 2026 uletha ushintsho olukhulu kunoma ngubani owamukela isibonelelo se-SASSA. Uhulumeni waseNingizimu Afrika usanda kwethula i-‘Khulisa Account’, inhlobo entsha ye-akhawunti yasebhange ebiza kancane engashintsha izinto zibe ngcono ezigidini zabantu. Lolu hlelo, olwethulwe yiBhange Lombuso (Reserve Bank) kanye noMnyango wezokuThuthukiswa koMphakathi, luyimpendulo kwinselelo yokuthi abantu balahlekelwa yimali eningi yesibonelelo ngenxa yezindleko zasebhange. Amabhange amakhulu njenge-Absa, FNB, Standard Bank, ne-Nedbank manje kumele anikezele ngale akhawunti ka-R10 ngenyanga.

Okuhle: I-Akhawunti ye-Khulisa ingakugcinela kanjani imali engaphezu kuka-R600 ngonyaka

Ukugcina u-R600 ngonyaka kungase kungabonakali kukuningi kwabanye, kodwa kumuntu othola isibonelelo se-SASSA, lokhu kuwunqoba omkhulu. Imali ka-R10 ihlanganisa izinto eziningi ezazivame ukukhokhelwa ngaphandle. Nakhu okutholayo:

• Ukukhipha Imali Kasihlanu Mahhala: Ungakhipha imali mahhala izikhathi ezine ngenyanga kunoma yimuphi umshini wokukhokha (till) wezitolo ezihlanganyele nalo hlelo, njenge-Shoprite, Pick n Pay, noma i-Boxer.
• Ukuhlola Ibhalansi Okungenamkhawulo: Ungahlola ukuthi imali yakho ingenile yini mahhala kwi-app, USSD, noma esitolo.
• Ukukhokha ngeKhadi (Swiping) Mahhala: Ukusebenzisa ikhadi lakho ukuthenga esitolo kumahhala futhi akunamkhawulo.
• Ayikho Imali yama-Debit Order: I-akhawunti ayikukhokhisi imali ngokudonswa kwemali okuhleliwe (debit orders) kwemishwalense yomngcwabo noma ezinye izinkokhelo ezibalulekile.

Okubi: Izindleko Ezifihliwe Nezingibe okufanele uzigweme

Nakuba i-Khulisa Account inezinzuzo, inemithetho eqinile engakubizela imali eningi uma ungaqaphile. Inkinga enkulu wukusebenzisa i-ATM okungeyona eyebhange lakho. Uma usebenzisa i-ATM yelinye ibhange, ungase ukhokhiswe u-R25, okungadla imali yakho yokonga yezinyanga ezimbili nengxenye ngokushesha.

Ezinye izingibe okufanele uzigweme zihlanganisa:

• Imali Ephakeme yama-ATM Angaphandle: Gwema ukusebenzisa ama-ATM amanye amabhange.
• Ayikho i-Overdraft: Le-akhawunti ngeyezezimali eziyisisekelo kuphela. Uma idonseka imali ungekho u-R0, izonqatshelwa (bounce) futhi ungase ukhokhiswe inhlawulo yilabo obubakhokhela.
• Ukugxila Kwezobuchwepheshe: Nakuba kukhona ukuvakashela igatsha mahhala kanye ngenyanga, ibhange lifuna usebenzise i-app kakhulu.

I-Akhawunti ye-Khulisa uma iqhathaniswa ne-Capitec, TymeBank, ne-Postbank

Ingabe i-Khulisa Account ingcono kunalokhu onakho njengamanje? Kuya ngokuthi uyisebenzisa kanjani imali yakho:

• Khulisa Account: Ilungele abantu abafuna imali engashintshi ka-R10 ngenyanga futhi abasebenzisa izitolo ukukhipha imali.
• Capitec Global One: Inamagaba amaningi, kodwa ayinikezi ukukhipha imali mahhala ezitolo; u-R2 okhokhwayo ungaba mningi uma ukhipha kakhulu.
• TymeBank: Isahamba phambili ngokungabi namali yenyanga (R0 fee). Uma ungumuntu owenza yonke into nge-internet, i-TymeBank ingaba ishibhile kune-Khulisa.
• Postbank: Abantu abaningi bafuna ukuphuma kuyo ngenxa yemigqa emide nokuphazamiseka kwamasistimu.

Ungashintshela kanjani kwi-Akhawunti ye-Khulisa: Inqubo Esisemthethweni ka-2026

Uma ufuna ukushintshela kwi-Khulisa Account, nansi inqubo okufanele uyilandele:

1. Vula i-Akhawunti: Hamba egatsheni le-Absa, FNB, Standard Bank, noma i-Nedbank. Phatha i-ID yakho nobufakazi bendawo yokuhlala. Cela i-‘Khulisa Account’.
2. Thola Ifomu Elinesitampu: Ibhange kumele likunikeze ifomu elinesitampu elifakazela ukuthi i-akhawunti ngeyakho.
3. Vakashela i-SASSA Mathupha: Hamba nalelo fomu ne-ID yakho ehhovisi le-SASSA eliseduze nawe. Qaphela: Ungalokothi unikeze imininingwane yakho yasebhange kumuntu okufonelayo noma okuthumelela umlayezo.
4. Linda Ukuqinisekiswa: Kuthatha izinsuku ezingaba ngu-30 ukuthi i-SASSA iqinisekise imininingwane emisha. Ungavali i-akhawunti yakho yakudala kuze kube imali entsha iyangena kwi-Khulisa.

FAQs

Ingabe i-Khulisa Account iyisibopho kubo bonke abahlomula kwa-SASSA ngo-2026?

Okwamanje, akusona isibopho uma usenayo i-akhawunti oyithandayo. Nokho, i-SASSA iyikhuthaza kakhulu, futhi iyona akhawunti ezobe isetshenziswa ngokuzenzakalelayo kulabo abafaka izicelo ezintsha ngo-2026.

Kwenzekani uma ngikhipha imali ku-ATM ye-Capitec noma ye-TymeBank ngisebenzisa i-Khulisa Account yami?

Uzokhokhiswa imali ephakeme kakhulu. Ngo-2026, ukusebenzisa i-ATM ‘yangaphandle’ kungase kubize u-R20 noma ngaphezulu. Kungcono kakhulu ukukhipha imali ezitolo njenge-Shoprite.

Ngingakwazi ukusebenzisa i-SASSA Gold Card uma senginenye i-Khulisa Account?

Cha. Uma usushintshele kwi-Khulisa Account ebhange elifana ne-FNB, lelo khadi elisha lithatha indawo ye-Gold Card yakho. I-Gold Card ngeke isasebenza ekwamukeleni izinkokhelo.

Ingabe kukhona imali ekhokhwayo uma ngifaka imali (deposit) kwi-Khulisa Account?

Imali oyithunyelelwa yi-SASSA imahhala ukuyamukela. Kodwa uma ufuna ukuzifakela imali eyukheshi egatsheni, ungase ukhokhiswe. Amabhange amaningi akunika idiphozithi eyodwa yamahhala efinyelela ku-R1,000.

Ingabe ukushintshela kwi-Khulisa Account kuzothinta ukuvunyelwa kwesibonelelo sami se-SASSA?

Ngeke kuguqule ukuthi uvunyelwe noma cha, kodwa kungase kuphazamise usuku lwakho lokuhola ngenyanga eyodwa ngenxa yenqubo yokuqinisekisa ezinze ezinsukwini ezingu-30.