Iphutha le-SASSA lika-R100: Kungani i-Gold Card yakho Ikuqeda Imali Ngasese ngo-2026

Ngo-2026, izigidi zabantu baseNingizimu Afrika zilahlekelwa yi-R100 noma ngaphezulu njalo ngenyanga emalini yazo yempesheni ngenxa yezindleko ezifihlekile ezihambisana ne-SASSA Gold Card. Lesi sihloko siwembula obala le mali elahlekileyo futhi sikunikeze isiqondiso esicacile sokushintshela ku-akhawunti yasebhange engenazimali ukuze wonge, uhole inzalo, futhi uvule imikhiqizo yemali ebalulekile njengesikhwama somngcwabo.

Umgodi Ka-R100 Emalini Yakho: Iphutha Elikhulu Lezimali le-SASSA

Ingabe wamukela imali ye-SASSA ngo-2026? Ungahle ulahlekelwe yingxenye enkulu yemali yakho ngenxa yezimali ezifihliwe, izindleko zokugibela, namathuba alahlekile. Sikhuluma ngobala: i-Gold Card yakho (ephathwa yi-Postbank) engumthombo wokuthola imali yakho ingaba yiyona ndlela elahlekelwa yimali. Asikhulumi ngamasenti ambalwa; sikhuluma ngokulahlekelwa okungafinyelela ku-R100 noma ngaphezulu njalo ngenyanga. Lokhu akuyona inkinga yesistimu; iphutha eliyisisekelo lokuthembela ohlelweni oludala olukubiza kakhulu ngokugibela, izimali zasebhange, namathuba angawenzeki. Yize uhlelo lwemali lungumsindisi, indlela yokukhokha ingaba yihange elikubambezelayo. Sekuyisikhathi sokubuza umbuzo onzima: Ingabe ‘ukulula’ kwe-Gold Card empeleni kuyiphutha elibizayo?

Ukwehlukanisa Izindleko Zangempela ze-SASSA Gold Card ngo-2026

I-SASSA Gold Card, ephethwe yi-Postbank, ivezwa njengesevisi yamahhala, kodwa iqiniso ngo-2026 lihlukile kakhulu. Izindleko zivame ukungabonakali ngqo, kodwa ziyaqoqana ngokushesha. Ake sihlukanise leli ‘phutha lika-R100’:

• Izindleko Zokugibela (R30 - R60): Abaningi abathola imali, ikakhulukazi ezindaweni zasemakhaya, kufanele bahambe baye ePosini noma ku-ATM ethile engeke ibakhokhise imali ephezulu. Uhambo olulodwa lwetekisi lungabiza u-R15 ngendlela ngayinye. Ukuhamba kabili ukuyohlola ibhalansi bese ukhipha imali kungadla kalula u-R60 wemali yakho.
• Izimali ze-ATM (R10 - R30): Uma ungakwazi ukufika endaweni yokukhokha ebekiwe, ukusebenzisa i-ATM yelinye ibhange ukukhipha imali yakho kuza nezindleko ezinkulu. Lezi zimali zingasukela ku-R7 kuya ku-R20+ ngokukhipha ngakunye, zikujezisa ngokudinga imali yakho ngokushesha.
• Izindleko Zokuba Nemali Engumshoshaphansi/Ukuphepha (Ongenakulinganiswa): Ukuthwala yonke imali yakho ngemva kokukhipha kuyingozi enkulu yezokuphepha. Ukugetshengwa ezindaweni zokukhokha kuyinto eyaziwayo neyishwa. Ukuphepha nokuthula kwengqondo okulahlwayo akunakulinganiswa.
• Inzalo Elahlekile (R5 - R10): Yize kubonakala kuncane, i-akhawunti yasebhange yesimanje inikeza inzalo ebhalansi yakho. Ukushiya u-R350 wakho ku-akhawunti ye-Postbank akukungenisi lutho. I-akhawunti yokonga ingahle ikwenzele amaRandi ambalwa njalo ngenyanga, ahlanganayo esikhathini sonyaka.

Uma uhlanganisa lezi zici, inani lika-R100 liba yisilinganiso esincane kubaningi. Yimali ephuma ephaketheni lakho ngaphambi kokuthi ube nethuba lokuyisebenzisa.

Enye Indlela ka-2026: Kungani Imali Yakho Ifanele I-Akhawunti Yasebhange Yesimanje

Isixazululo akukona ukuphika imali; ukuthatha ukulawula indlela oyithola ngayo. Ukuhambisa inkokhelo yakho ye-SASSA ku-akhawunti yasebhange yesimanje, engenazimali, yiyona ndlela enamandla kakhulu yokwenza ezimalini umuntu othola imali angayenza ngo-2026. Nansi indaba:

• Susa Izimali: Amabhange anjenge-TymeBank, i-Capitec, ne-FNB anikeza ama-akhawunti angenazimali zanyanga zonke nemisebenzi yamahhala kubathengisi abalingani (njenge-Pick n Pay noma i-Boxer). Ungakhipha imali yakho ngenkathi uthenga igilosa lakho, okukongela isikhathi nemali yokugibela.
• Ukuphepha Okuthuthukisiwe: Ikhadi lasebhange eline-PIN liphephe kakhulu kunemali engumshoshaphansi. Uma lilahlekile noma luntshontshiwe, ungalikhansela ngokushesha. Ama-app asebhange afaka olunye ungqimba lokuphepha, okuvumela ukuthi uqandise ikhadi lakho usebenzisa ifoni yakho.
• Yakha Umlando Wezimali: Ukusebenzisa i-akhawunti yasebhange esemthethweni kwakha umlando wokuthengiselana. Lokhu kubalulekile uma ufuna ukufaka isicelo semali mboleko (credit), i-akhawunti yesitolo, noma ufakazele imali engenayo nganoma yisiphi isizathu. I-Gold Card ayikuniki lokhu.
• Vula Izinsiza Eziningi: Uma ususenkonzweni yasebhange esemthethweni, uthola ukufinyelela kweminye imikhiqizo. Ungathola isikhwama somngcwabo esingabizi, usethe izikhwama zokonga, futhi usebenzise amathuluzi asebhange eselula ukuphatha imali yakho ngempumelelo. Imali yakho iba isitebhisi, hhayi nje umsindisi.

Ama-Akhawunti Amathathu Aphambili Angenazimali Emalini ye-SASSA ngoMasingana 2026

Ukukhetha ibhange elisha kungaba nzima. Nawa amathathu ezinketho ezinhle kakhulu zabathola imali ye-SASSA ngo-2026, kugxilwe ezindlekweni eziphansi nokutholakala okuphezulu:

1. I-TymeBank ‘EveryDay’ Account:

   • Imali Yenyanga: R0
   • Ukukhipha Imali: Mahhala kuma-till e-Pick n Pay nase-Boxer. Izimali ezijwayelekile kwamanye ama-ATM.
   • Isici Esibalulekile: Kulula kakhulu ukuvula i-akhawunti ku-kiosk ye-TymeBank esitolo. Isici sabo se-GoalSave sinikeza futhi ezinye zezinga lenzalo elihle kakhulu ekongeni.

2. I-Capitec ‘Global One’ Account:

   • Imali Yenyanga: R5 (iphansi futhi ihlale injalo)
   • Ukukhipha Imali: Ukukhipha imali yamahhala kuma-PnP, Checkers, Shoprite, nase-Boxer tills.
   • Isici Esibalulekile: Inethiwekhi yegatsha elikhulu kanye ne-app yasebhange ewina imiklomelo. Ungathola futhi isikhwama somngcwabo esingabizi ngemali encane njengo-R40 ngenyanga.

3. I-FNB ‘Easy Zero’ Account:

   • Imali Yenyanga: R0
   • Ukukhipha Imali: Ukukhipha kokuqala kuka-R1000 ngenyanga kumahhala kuma-ATM e-FNB.
   • Isici Esibalulekile: Kuhle kulabo abakhetha ukusebenzisa i-ATM evamile. Izici eziqinile zasebhange elisebenzisa iselula, kuhlanganise nekhono lokuthumela ama-eWallets.

Indlela Yokushintsha Ukukhokhelwa Kwe-SASSA Ku-Akhawunti Yakho Yasebhange: Isiqondiso Sika-2026

Usukulungele ukushintsha? Le nqubo ilula, kodwa kufanele uyilandele ngokucophelela. Ungavumeli muntu kwa-SASSA akuthole ukuthi akunakwenzeka.

Isinyathelo 1: Vula I-Akhawunti Yakho Entsha Yasebhange. Iya ebhange olikhethile (njenge-Capitec noma i-kiosk ye-TymeBank) bese uvula i-akhawunti. Qiniseka ukuthi uthola incwadi yokuqinisekisa i-akhawunti yasebhange noma isitatimende esinesitembu. KUFANELE kube ngegama lakho, njengoba i-SASSA ingeke ikhokhele ku-akhawunti yomunye umuntu.

Isinyathelo 2: Thola Ifomu Elisemthethweni le-SASSA. Udinga ‘i-SASSA Annexure C’ (Ifomu Lemvume Yokukhokha Ngebhange). Ungalicela leli fomu ehhovisi lakho le-SASSA eliseduze.

Isinyathelo 3: Gcwalisa bese Ufaka Ifomu. Gcwalisa ifomu ngemininingwane yakho siqu kanye nemininingwane yakho entsha yasebhange. Thatha ifomu eligcwalisiwe, i-ID yakho eluhlaza efakwe ibhakhodi noma i-Smart ID card, nencwadi yokuqinisekisa yasebhange uye ehhovisi le-SASSA.

Isinyathelo 4: Linda Ukuqinisekiswa. I-SASSA izobe isiqinisekisa imininingwane yakho entsha yasebhange. Lokhu kungathatha isikhathi esingangomjikelezo owodwa wokukhokha, ngakho ungayivali i-akhawunti yakho yakudala ye-Postbank ngokushesha. Bheka isimo sakho se-SASSA SRD ukuze ubone ukuthi indlela yokukhokha ibuyekezwe nini. Inkokhelo elandelayo kufanele ibe isingena ku-akhawunti yakho entsha. Gada Izinsuku Zokukhokha ze-SASSA ukuze wazi ukuthi kufanele ulindele nini imali yakho.

Ngaphezu Kokusinda: Ukusebenzisa I-Akhawunti Yakho Entsha Ukuvula Isikhwama Somngcwabo

Enye yezinzuzo ezinkulu zokuba ne-akhawunti yasebhange esemthethweni ukufinyelela emikhiqizweni yezimali engabizi. Emindenini eminingi yaseNingizimu Afrika, izindleko ezingalindelekile zomngcwabo zingalimaza. Nge-akhawunti yasebhange etholakala njalo ukukhokhelwa kwe-SASSA, uba ufanelekile esikhwameni somngcwabo esithembekile, ngokuvamile ngemali engaphansi kuka-R50 ngenyanga. Lesi isinyathelo esinesibopho esivikela umndeni wakho ekuweni esikweletini ngesikhathi esinzima. Amabhange anjenge-Capitec nabathengisi abanjengo-Shoprite (ngokubambisana kwabo ne-OUTsurance) banikeza izinqubomgomo zesikhwama somngcwabo ezilula, eziqondakala kalula ezingakhokhwa ngokuqondile kwi-akhawunti yakho. Lokhu kuyizinga lokuphepha kwezimali i-Gold Card engeke ikwazi ukukunikeza.

Isexwayiso: Ugibe Lwezikhwishikhwishi (‘Mashonisa’) Nokuthi Ibhange Lakho Likuprotector Kanjani

Lapho imali incane, ikakhulukazi ngasekupheleni kwenyanga, isilingo sokuya ezikhwishikhwishini (mashonisa) siphezulu. Laba ababolekisi abangahlelekile bavame ukusebenza eduze kwezindawo zokukhokha futhi bahlasele abantu abathola imali abasengozini. Bakhokhisa amanani aphezulu kakhulu enzalo futhi basebenzise ukwesabisa ukuqoqa imali. Ukuba nemali yakho ekhokhelwa ku-akhawunti yasebhange kwakha isivikelo. Kukususa endaweni lapho kukhona laba abadla inyama. Ngaphezu kwalokho, ngokwakha umlando wokuthengiselana, ungahle ufaneleke ekugcineni emalimboleko emincane, ephephile, nelawulwayo evela ebhange lakho esimweni esiphuthumayo, enamazinga enzalo afanelekayo nemigomo yokukhokha ecacile. Lesi isinyathelo esibalulekile ekunqamuleni umjikelezo wesikweletu.

Isiphetho: Imali Yakho, Ukukhetha Kwakho, Ikusasa Lakho Lezimali

Uhlelo lwemali ye-SASSA luyinethi yokuphepha ebalulekile, kodwa ngo-2026, sekuyisikhathi sokuthi labo abathola imali babe abathengi abanamandla. Ukuqhubeka nokusebenzisa i-SASSA Gold Card ngaphandle kokubuza izindleko ezifihliwe kuyiphutha elishiya imali ebalulekile etafuleni. Ngokwenza ushintsho olulula ku-akhawunti yasebhange yesimanje, engenazimali, awukhethi nje ikhadi elihlukile; ukhetha ukuphepha kunengozi, ithuba kunesimo esifanayo, nokunika amandla kwezimali kunokuncika. Imali yakho le. Sekuyisikhathi sokuyenza ikusebenzele.

FAQs

Ingabe i-SASSA ingakhokhela u-R350 wami ku-akhawunti yami ye-Capitec ngo-2026?

Yebo, impela. I-SASSA ingakhokhela u-R350 wakho we-SRD, kanye nanoma yimuphi omunye umholo, kunoma iyiphi i-akhawunti yasebhange yaseNingizimu Afrika, kufaka phakathi i-Capitec, i-TymeBank, i-FNB, i-Standard Bank, nabanye, inqobo nje uma i-akhawunti isegameni lakho.

Ngingawashintsha kanjani imininingwane yami yasebhange ye-SASSA ku-intanethi ngomholo ka-R350?

Ngomholo we-SRD R350, ungabuyekeza imininingwane yakho yasebhange ku-intanethi ngewebhusayithi esemthethweni ye-SASSA SRD. Uzodinga inombolo yakho ye-ID kanye nenombolo yefoni oyisebenzisele ukufaka isicelo. Ngeminye imiholo efana nomholo Wokuguga noma Wokusekela Ingane, kufanele uvakashele ihhovisi le-SASSA mathupha nefomu le-Annexure C nobufakazi be-akhawunti yakho yasebhange.

Ziyini izimali zasebhange ze-SASSA Gold Card?

I-akhawunti ye-SASSA Gold Card ngokwayo ayinayo imali yanyanga zonke. Kodwa-ke, uzothola izindleko. Uthola ukukhipha okukodwa kwamahhala ePosini noma kumthengisi obekiwe. Ngemuva kwalokho, ukukhipha kulawa maphuzu kubiza u-R5.00. Ukusebenzisa i-ATM yelinye ibhange kubiza kakhulu, kuvame ukubiza u-R10 kanye nephesenti lemali ekhishiwe. Lezi zimali zingaqongelela ngokushesha.

Kuphephile yini ukuthi umholo wami we-SASSA ukhokhelwe ku-akhawunti yami yasebhange?

Yebo, kuphephe kakhulu. Ukuba nomholo wakho ukhokhelwe ku-akhawunti yasebhange kusho ukuthi akumele uthwale imali eningi engumshoshaphansi. Ungasebenzisa ikhadi lakho lasebhange ukukhokhela izimpahla ngqo ezitolo (tap-to-pay) bese ukhipha imali encane kuphela lapho idingeka. Lokhu kunciphisa kakhulu ingozi yokweba.

Ingabe ukushintsha imininingwane yami yasebhange kuzolibambezela ukukhokhelwa kwami kukaMasingana 2026?

Kungahle. Inqubo yokuqinisekisa imininingwane emisha yasebhange ingathatha isikhathi. Kuhle ukufaka imininingwane yakho emisha ngemuva nje kokuba uthole inkokhelo yakho yenyanga yamanje. Lokhu kunikeza i-SASSA umjikelezo ophelele wokukhokha ukuze icubungule ushintsho. Inkokhelo yakho ingahle iye ku-Gold Card yakho yakudala kanye ngaphambi kokuthi ishintshe iye ku-akhawunti entsha.

Ngingayithola yini imali mboleko (loan) ebhange uma ngithola kuphela umholo we-SASSA?

Amabhange amaningi amakhulu ngeke akunikeze imali mboleko enkulu yomuntu siqu ngokusekelwe kuphela emholweni we-SASSA. Kodwa-ke, ngokukhokhelwa komholo wakho ku-akhawunti nokwakha umlando wokusebenzisa okunesibopho, ungahle ufaneleke ezinsizakalweni ezincane, zesikhashana zemali mboleko noma izivumelwano zefoni yeselula, eziyizindlela eziphephile kunezikhwishikhwishi.

Kwenzekani ku-SASSA Gold Card yami uma isiphelelwa isikhathi ngo-2026?

I-Postbank iqinisekisile ukuthi noma ngabe usuku lokuphelelwa isikhathi kwi-Gold Card yakho seludlulile, izoqhubeka nokusebenza. Kodwa-ke, leli yithuba elihle lokushintshela ku-akhawunti yasebhange yesimanje futhi engabizi kakhulu kunokulinda ikhadi elisha.

Ngingavula yini i-akhawunti yasebhange ngomholo wami we-SASSA ngaphandle kobufakazi bekheli?

Yebo, amabhange amaningi azivumelanise nemithetho ye-FICA yama-akhawunti okuqala. Isibonelo, ungavula i-akhawunti ye-TymeBank ku-kiosk ngenombolo yakho ye-ID nezithupha zakho kuphela. I-Capitec namanye amabhange nawo anezinqubo ezilula zalolu hlobo lwama-akhawunti. Ngaso sonke isikhathi buza ibhange ukuthi yiziphi izidingo zalo ezithile.