Yeka Ukunikeza Imali Yakho ye-SASSA Mahhala: Amaqiniso Amabhange Nezimalimboleko KaZibandlela (December) 2025

Ingabe isibonelelo sakho sikaZibandlela (December) siphelela ezimalini zebhange, emashoniseni, nasezimalini ezikhishwa ngokungaqondakali? Siyadalula izingibe zemali ezibamba abahlomuli be-SASSA ekupheleni kuka-2025 futhi sikhombisa ukuthi abantu abahlakaniphile bashintsha kanjani amabhange ukuze bagcine u-100% wemali yabo.

Ukuhlolwa Kweqiniso LikaZibandlela 2025: Empeleni Imali Yakho Iya Kuphi?

Sibheka ngokujulile ezezimali nasezindabeni zamabhange ze-SASSA ngoZibandlela 2025. Funda indlela yokumisa ukukhishwa kwemali okungagunyaziwe, ukugwema ugibe lwamashonisa (loan sharks), nokukhetha i-akhawunti yasebhange eshibhe kakhulu yesibonelelo sakho eNingizimu Afrika.

Ngomhla ka-3 Zibandlela 2025. Uma uhlomula ngesibonelelo Sokukhubazeka (Disability Grant), imali yakho kufanele ukuthi ingene ku-akhawunti yakho namhlanje ekuseni. Uma ungumuntu Omdala, kungenzeka ukuthi usuyitholile inkokhelo yakho izolo. Kodwa ezinkulungwaneni zabantu baseNingizimu Afrika, isaziso esingena ocingweni lwabo asilethi ukukhululeka—siletha ingcindezi.

Kungani? Ngoba ngaphambi kokuthi uthenge isinkwa noma ukhokhele ezokuthutha ukuya emtholampilo, ingxenye yaleyo mali isishabalele.

Asikhulumi nje ngokwenyuka kwezindleko zokudla ngo-2025. Sikhuluma ngamasela angabonakali adla izibonelelo zomphakathi: izindleko zebhange ezidlulele, izinqubomgomo zomngcwabo ozikhohlwe ukuzisayina, kanye nenzalo ebulalayo ‘Yabashonisa’ (Mashonisas).

Ngenkathi wonke umuntu efuna Izinsuku Zokukhokha, ingxoxo yangempela okufanele sibe nayo imayelana nokuvikela imali. Kulo mhlahlandlela obanzi, sizobheka isimo samabhange sabahlomuli be-SASSA ekupheleni kuka-2025. Sizohlaziya ukuthi kungani ukusebenzisa i-Gold Card yakudala kungase kukubize imali, imaphi ama-akhawunti asebhange angabizi kakhulu ahlomulisa abampofu, nokuthi ungayivikela kanjani ibhonasi yakho kaZibandlela kubabolekisi abanolunya.

Inganekwane ‘Yemalimboleko ye-SASSA’: Ugibe Okumele Ulugweme Kuleli Khisimusi

Ake sicacise ukudideka okukhulu okwenzeka njalo ngoZibandlela: Ayikho into efana Nemalimboleko esemthethweni ye-SASSA.

Uma ubona isikhangiso kuFacebook, uthola umlayezo we-WhatsApp, noma ubona ipheshana etekisini elinikeza “Izimalimboleko ze-SASSA Ezisheshayo” noma “Abafakwe ohlwini Olumnyama Bayamukelwa,” ubheke ogibeni. Ngo-2025, iNational Credit Regulator (NCR) iye yaqeda ababolekisi abagcina amakhadi e-SASSA ngokungemthetho, kodwa lo mkhuba uyaqhubeka ngaphansi komhlaba.

Kungani Ukuboleka Imali Ngokusebenzisa Isibonelelo Sakho Kuwukuzibulala Kwezimali

Cabanga uboleka u-R500 wokuthenga ukudla kweKhisimusi. Umboleki uthatha ikhadi lakho le-SASSA ne-PIN njengokuphepha. Ngemuva kwenyanga, bakhipha inani eliphelele kanye nenzalo engu-50% (R250). Usala unenkinga yemali, okuphoqa ukuthi uboleke futhi ukuze nje usinde ngoMasingana (January). Lokhu umjikelezo wezikweletu (debt spiral).

Umthetho ngo-2025

Ngaphansi koMthetho Wosizo Lomphakathi (Social Assistance Act), akuwona umthetho ukuthi noma ngubani agcine ikhadi le-SASSA lomhlomuli noma adinge i-PIN yakhe. Uma umboleki wemali ephethe ikhadi lakho njengamanje:

Wenza ubugebengu.
Unelungelo lokuvula icala ku-SAPS.
Ungalivimba lelo khadi ngokushesha ngokushayela i-SASSA noma ibhange lakho bese ucela indlela entsha yokukhokha.

Ungavumeli ingcindezi yokusebenzisa imali kaZibandlela ikuphoqe esivumelwaneni esizokubulala ngendlala ngoMasingana nangoNhlolanja 2026.

Izimpi Zamabhange 2025: I-Capitec vs. I-TymeBank vs. I-Postbank

Enye yezinto ezinika amandla kakhulu ongenza ngo-2025 ukushintsha inkokhelo yakho ye-SASSA isuke ohlelweni lwe-Postbank/Gold Card iye ku-akhawunti yasebhange yomuntu siqu. Kungani? Ukuqiniseka nezimali.

Sihlaziye izindleko zama-akhawunti adumile abiza kancane eNingizimu Afrika ekupheleni kuka-2025 ukuze sibone ukuthi iyiphi eshiya imali eningi ephaketheni lakho.

1. I-Postbank / I-SASSA Gold Card

Amaholo: Ikhadi lokuqala lamahhala, ngokomlando azikho izimali zanyanga zonke.
Izingibe: Ngo-2024 nango-2025, sibone izinkinga zobuchwepheshe ezishiye izinkulungwane zabantu bengenayo imali kuma-ATM. Ukuthembela emakhadini abonakalayo kukwenza ube sengozini yokuntshontshwa.

2. I-TymeBank (Umqhudelani Wedijithali)

Amaholo: Azikho izimali zanyanga zonke. Inzalo ephezulu ekongeni (GoalSave). Ungakhipha imali e-Pick n Pay nase-Boxer tills (ngokuvamile kushibhile kunama-ATM).
Izingibe: Azikho amagatsha abonakalayo uma unenkinga yokusebenzisa ama-apps.
Isinqumo: Kuhle kakhulu kumhlomuli onobuchwepheshe ofuna ukwelula yonke iRandi.

3. I-Capitec (Intandokazi Yabantu)

Amaholo: Amagatsha atholakala kabanzi, i-app elula kakhulu ukuyisebenzisa. I-akhawunti ye-“Global One” iyindinganiso.
Izingibe: Kunesikhathi esincane sokukhokha izindleko zokuphatha zanyanga zonke, futhi izindleko zokukhipha imali kwamanye ama-ATM asebhange zingaba phezulu.

4. I-Shoprite Money Market Account

Amaholo: Azikho izimali zanyanga zonke. Imali engu-R5 yokukhipha imali etilini. Kulula kakhulu ukuyisebenzisa uma usuvele uthenga e-Shoprite/Checkers.
Isinqumo: Umqhudelani oqinile kulabo abafuna ukugwema amabhange endabuko ngokuphelele.

Umbono Wethu: Uma ukhathele amaphutha okuthi “isistimu ivaliwe” e-Post Office noma izinkinga zekhadi legolide, shintshela ku-akhawunti yomuntu siqu. Ikunika amandla okulawula. Ungahlola ibhalansi yakho ocingweni lwakho ngaphandle kokukhokha u-R10 ku-ATM.

Misa Ukopha: Ungakulwa Kanjani Ukukhishwa Kwemali Okungagunyaziwe

Uke wabona u-R89 noma u-R110 eshabalala esibonelelweni sakho ngenxa “yofakazi womngcwabo” noma “i-airtime” ongayithenganga? Lokhu kuyinkinga enkulu emkhakheni Wezezimali Namabhange kubahlomuli besibonelelo.

NgoZibandlela 2025, abaqola ngamacebo banolaka. Bayazi ukuthi amabhonasi nezibonelelo ziyakhokhelwa, futhi bafaka ama-debit order angagunyaziwe kuma-akhawunti. Nansi indlela yokumisa lokho:

Uma Usebenzisa I-Akhawunti Yasebhange Yomuntu Siqu:

Izinhlelo zokusebenza eziningi zamabhange (Capitec, FNB, Standard Bank, TymeBank) manje zinesici “se-Debicheck” noma “Misa i-Debit Order”.

Ngena ku-app yebhange lakho.
Bheka “Ukudlulisa Imali” (Transfers) noma “Ama-Debit Order” (Debit Orders).
Buka uhlu lokukhishwa kwemali okuzayo.
Uma ubona igama ongalazi, khetha “Phikisana” (Dispute) bese “Misa Inkokhelo” (Stop Payment).

Isexwayiso: Kubiza imali (ngokuvamile u-R5 kuya ku-R30) ukuphikisa i-debit order kwamanye amabhange, kodwa kukusindisa amakhulu ngokuhamba kwesikhathi.

Uma Usebenzisa I-SASSA Gold Card:

Kumele uxhumane ne-SASSA ngqo noma uvakashele igatsha le-Post Office (uma lisebenza) ukuze uphikise ukukhishwa kwemali okungagunyaziwe. Ungashayela futhi ucingo lwamahhala lwe-SASSA ku-0800 60 10 11 ukuze ufake isikhalazo.

Ithiphu Elibalulekile: Uma ukukhishwa kwemali okungagunyaziwe kwenzeka, ungakuyeki. Le nkampani izokhipha imali njalo ngenyanga uze uyimise.

Ungashintsha Kanjani Imininingwane Yakho Yasebhange NgoZibandlela/KuMasingana

Uma unqume ukushiya i-Gold Card noma ushintshe amabhange ukuze wonge izimali, udinga ukuvuselela imininingwane yakho ku-SASSA. Nokho, isikhathi sibalulekile.

Uma ushintsha imininingwane yakho yasebhange phakathi neviki lokukhokha (njengeviki lokuqala lenyanga), lolu shintsho luzosebenza kuphela enkokhelweni yenyanga elandelayo.

Umhlahlandlela Wesinyathelo Ngasinye Wabahlomuli be-SRD R370:

Hamba kuwebhusayithi esemthethweni ye-SRD.
Skrolela phansi ku-“Ngiyishintsha Kanjani Imininingwane Yami Yasebhange” (How do I change my banking details).
Faka inombolo yakho kamazisi (ID).
Uzothola i-SMS enesixhumanisi esivikelekile.
Chofoza isixhumanisi bese ulandela imiyalelo yokufaka imininingwane ye-akhawunti yakho yasebhange yakho.

Umteto Obalulekile: I-akhawunti yasebhange KUMELE ibe ngegama lakho. I-SASSA iqinisekisa lokhu ngokumelene ne-Home Affairs nedatha Yasebhange. Uma usebenzisa i-akhawunti yomzala wakho, isheke lakho [le-SRD Status Check] (https://www.sassadates.co.za/status-guides/srd-r350-status-check/) kungenzeka lihluleke ukuqinisekisa.

Inketho ‘Yokuthumela Imali Ngocingo’ (Cash Send): Ingabe Ifanele?

Abanye abahlomuli bakhetha izinkokhelo ‘Zokuthumela Imali Ngocingo’ noma ‘i-e-Wallet’ (Cash Send/Cardless withdrawal) ukuze bagweme izimali zebhange. Nakuba lokhu kubonakala kuhlakaniphile, kunezinkinga ngo-2025:

Isikhathi Sokuphelelwa: Ama-voucher ayaphelelwa. Uma ungayithathi imali ngesikhathi, ukuyibuyisela emuva kuyinkinga enkulu.
Ukuphepha: Ukuphuma kumthengisi no-R2,000 wemali kukwenza ube yisisulu, ikakhulukazi ngoZibandlela.
Ukuba Lula: Awukwazi uku-swipa ku-inthanethi noma uthenge ugesi usohlezi kusofa. Kumele uye esitolo.

Iseluleko Sethu: I-akhawunti yasebhange eshibhile (njenge-TymeBank noma i-Capitec) iphephile kuneziqiniseko zemali. Ikuvumela ukuba wonge, uzuze inzalo, futhi u-swipe mahhala etilini.

Ukuvuselelwa Kwezinsuku Zokukhokha zikaZibandlela 2025

Ukuqinisekisa nje ukuthi uhlela izimali zakho ngendlela efanele ngokuya ngesimiso esisemthethweni, nazi izinsuku zokukhokha eziqinisekisiwe zale nyanga. Khumbula, uma imali isingene ku-akhawunti yakho, akumele uyikhiphe yonke ngesikhathi esisodwa.

Isibonelelo Sabadala (Older Persons Grant): NgoLwesibili, 2 Zibandlela 2025
Isibonelelo Sokukhubazeka (Disability Grant): NgoLwesithathu, 3 Zibandlela 2025 (Namhlanje)
Izibonelelo Zezingane (Children’s Grants): NgoLwesine, 4 Zibandlela 2025

Mayelana nesibonelelo se-SRD (R370), izinkokhelo ngokuvamile zicutshungulwa ngemuva enyangeni, ngokuvamile phakathi kuka-20 no-30. Njalo yenza isheke lesimo ukuze ubone usuku lwakho oluqondile lokukhokha.

Isu Lamakhadi Esitolo: I-Shoprite, I-Boxer, kanye Ne-Pick n Pay

Ubuwazi ukuthi abathengisi abakhulu basebenza njengamabhange abahlomuli be-SASSA? Ngo-2025, ukusebenzisa ingqalasizinda yezitolo kuvame ukuhlakanipha kunokusebenzisa ama-ATM asebhange endabuko.

Imali Ebuyiswayo Etilini (Cashback at Tills): Ukukhipha imali e-Shoprite noma e-Boxer tills ngokuvamile kubiza cishe u-R2.00 noma ngezinye izikhathi kumahhala ngokuthenga okuncane. Ukukhipha imali ku-ATM yebhange kungabiza u-R10.00 kuya ku-R30.00 kuye ngebhange lakho.
Ukuphepha: Izitolo zinonogada bophezukuvikela namakhamera. Ama-ATM emakhoneni emigwaqo awanawo.

Isu: Esikhundleni sokudonsa yonke imali yakho ku-ATM, sebenzisa ikhadi lakho ukuze ukhokhele ukudla ngqo (uku-swipa ngokuvamile kumahhala). Bese, donsa kuphela inani elincane lemali oyidingayo yezokuthutha etilini. Lo mkhuba olula ungakongela u-R50 kuya ku-R100 ngenyanga ezimalini—lokho kuyisidlo esingeziwe!

Umshwalense Nofakazi Womngcwabo: Abadla Isibonelelo Buthule

Abahlomuli abaningi be-SASSA banezinqubomgomo zomngcwabo. Nakuba ukuba nofakazi kuwumsebenzi wokuziphatha, izinqubomgomo eziningi ezithengiselwa abahlomuli besibonelelo zibiza kakhulu.

Umteto Ka-10%: Ochwepheshe bezezimali basikisela ukuthi ufakezi wakho womngcwabo akufanele ubize ngaphezu kuka-10% wemali engenayo. Uma uthola isibonelelo sika-R2,180 (Older Persons), inqubomgomo yakho kufanele ibe ngaphansi kuka-R200.

Uma ukhokha u-R400+ wofakazi womngcwabo, ushwalense wakho udlulele kakhulu uma ubheka imali yakho engenayo. Kufanelekile ukuvakashela umhlinzeki wakho womshwalense ngo-2025 ukuze ubuze:

“Ngingakwazi yini ukwehlisela kucezu olushibhile?”
“Ngikhokhela izinto ezingeziwe engingazidingi (njengezinzuzo zenkomo noma i-airtime)?”

Ungavumeli ukwesaba ikusasa kukwenze ulambe okwamanje.

Isiphetho: Buyisa Amandla Akho Ezezimali

UZibandlela 2025 kufanele kube yisikhathi sokuphumula nomndeni, hhayi ukwesaba kwezezimali. Uhlelo lwamabhange lwakhelwe ukwenza imali ezimalini, futhi amashonisa aklanyelwe ukukugcina esikweletini. Kodwa unawo amandla okukhetha.

Ngokushintshela kuma-akhawunti abiza kancane, ukwenqaba ukunikeza ikhadi lakho le-SASSA, nokuqapha ngokumelene nama-debit order angagunyaziwe, uzinikeza “ukwenyuka komholo” ngaphandle kokuthi uhulumeni engeze ngisho nesenti.

Vukela isibonelelo sakho. Kuyilungelo lakho, futhi kungumsizi wokuphila kwakho. Ungavumeli omunye umuntu athathe ingxenye yaso.

FAQs

Ngingathola yini imali mboleko ngokusebenzisa ikhadi lami le-SASSA ngoZibandlela 2025?

Cha, akuwona umthetho ukuthi ababolekisi bathathe ikhadi lakho le-SASSA njengesibambiso noma banikeze izimalimboleko ngokusekelwe ezibonelelweni zomphakathi kuphela. Qaphela kakhulu amashonisa afuna ikhadi lakho; lokhu kuwubugebengu obukhulu.

Iyiphi ibhange elingcono kakhulu le-SASSA ngo-2025?

Alikho ibhange elilodwa ’elingcono kakhulu’, kodwa amabhange edijithali abiza kancane njenge-TymeBank noma ama-akhawunti aqalayo avela e-Capitec nase-Shoprite Money Market adumile kakhulu ngoba anezimali zanyanga zonke eziphansi noma ezingekho nhlobo kanye nezinketho ezishibhile zokukhipha imali.

Ngizimisa kanjani izimali ezikhishwa ngokungagunyaziwe (unauthorized debit orders) ku-akhawunti yami ye-SASSA?

Uma usebhange lezentengiselwano, sebenzisa isici sabo se-‘Debicheck’ noma ‘Phikisa i-Debit Order’ ku-app yabo. Uma usebenzisa i-SASSA Gold Card, kufanele uxhumane ne-SASSA ngqo ku-0800 60 10 11 ukuze ufake isikhalazo.

Kuthatha isikhathi esingakanani ukushintsha imininingwane yasebhange ye-SRD R370?

Ngokuvamile kuthatha izinsuku eziyi-7 kuye kweziyi-14 ukuthi i-SASSA iqinisekise imininingwane yasebhange entsha. Uma uyishintsha manje, isibuyekezo cishe sizosebenza kuphela enkokhelweni yakho kaMasingana 2026.

Kungani imali yami ye-SASSA incane kunalokho okufanele ibe khona?

Uma inani lesibonelelo sakho lincane, hlola umlando wakho wokuthenga ukuze ubone izimali zebhange (izindleko zokukhipha imali) noma izimali ezikhishwa ngokungagunyaziwe (i-airtime, izinqubomgomo zomngcwabo). Ungacela isitatimende ebhange lakho noma e-Post Office.

Ngingasikhipha yini isibonelelo sami se-SASSA e-Boxer noma e-Shoprite?

Yebo, ungakhipha imali etilini e-Boxer, e-Shoprite, e-Checkers, e-Pick n Pay, nase-Usave. Lokhu kuvame ukushibha kakhulu kunokusebenzisa i-ATM.

Kwenzekani uma i-SASSA Gold Card yami iphelelwa yisikhathi ngoZibandlela 2025?

Uma ikhadi lakho liphelelwa yisikhathi, kumele uthole elisha. Nokho, i-Postbank isike yanweba izikhathi zokuqinisekisa. Kuphephe kakhulu ukushintshela ku-akhawunti yasebhange yomuntu siqu ukuze ugweme izinkinga zokuphelelwa yisikhathi kwekhadi ngokuphelele.

Ingabe isibonelelo se-R370 siyenyuka ngoZibandlela 2025?

Asikho isimemezelo esisemthethweni esenziwe mayelana nokwanda kwesibonelelo se-SRD R370 ngoZibandlela 2025. Noma yikuphi ukwenyuka kuvame ukumenyezelwa ngesikhathi seNkulumo Yesabelomali (Budget Speech) ngoNhlolanja (February).