"Ugibe Lwemali": Kungani I-SASSA Gold Card Yakho Ikudla Imali Enkulu NgoNovemba 2025

Umbono: Ingabe ukunamathela kwakho kwi-SASSA Gold Card kuyayiqeda imali yakho yesibonelelo? Sihlaziya ukuthi kungani ukushintshela ku-akhawunti yasebhange yakho kuyisinyathelo sezezimali esihlakaniphe kakhulu kubahlomuli ekupheleni kuka-2025.

“Ukulula” Okukudla AmaRandi

Ngomhla ka-28 kuNovemba 2025, uma sibheka emuva esikhathini sokukhokha esisha, izigigaba ezifanayo ezidabukisayo zenzeke kulo lonke elaseNingizimu Afrika: abantu abadala abahola impesheni bequleka emigqeni, omama belele ngaphandle kwamahhovisi e-Post Office, kanye nezinhlelo eziqhubekayo zokuphuma kusebenza lapho abantu befika nje phambili.Ngesikhathi i-SASSA Gold Card yayibhekwa njengendlela enhle yokufaka abantu kwezezimali, ekupheleni kuka-2025, isivele yaba ‘ugibe lobumpofu’ kubaningi. Kungani? Ngoba izindleko ezifihlekile zokuthola imali yakho ngezindlela zemali yesintu ziyaqeda isibonelelo okumele sikusekele.Uma usavuka ngo-4 ekuseni uyokuma emgqeni ukuze ukhiphe isibonelelo sakho ngemali, awulahlekelwa nje ubuthongo—ulahlekelwa yimali. Njengoba izindleko zokuphila zikhuphuka kakhulu ngo-2025, ukusebenzisa u-R30 kuya ku-R50 emalini yetekisi ukuze nje ulande isibonelelo kuyintela ekhishwa kubampofu okungekho muntu okhuluma ngayo. Sekuyisikhathi sokuba nengxoxo eqotho yokuthi kungani ‘ukuba nemali esandleni yinkosi’ kuyinganekwane eyingozi kubahlomuli besibonelelo senhlalakahle.

Izibalo Zokuhlupheka: Ezokuthutha Vs. Izimali Zedijithali

Ake sibheke izinombolo. NgoNovemba 2025, uhambo olujwayelekile lwetekisi oluya esikhungweni sokuthenga noma endaweni yokukhokha ezindaweni zasemakhaya noma eziseduze namadolobha lubiza phakathi kuka-R30 no-R60. Uma uthola isibonelelo se-SRD, leyo mali yezokuthutha yodwa idla cishe u-10-15% wemali yakho yonke yaleyo nyanga.Qhathanisa lokhu nesimo samabhange sika-2025. Ukuncintisana okuqinile phakathi kwamabhange amasha afana ne-TymeBank, i-Bank Zero, ne-Capitec kunciphise izimali ze-akhawunti zanyanga zonke zaba ziro kuma-akhawunti aqala phansi. Imisebenzi eminingi yedijithali imahhala. Ngisho nokukhipha imali ezitolo ezinkulu (njenge-Pick n Pay noma i-Boxer) kuvame ukubiza ngaphansi kuka-R10.Isinqumo: Ngokunamathela endleleni yemigqa, ukhokha ‘intela yomgqa’ njalo ngenyanga. Ukushintshela ku-akhawunti yasebhange yakho akukhona nje ukuba owesimanje; kumayelana nokugcina u-R50 owengeziwe ephaketheni lakho ukuze uthenge ukudla.

Ingozi KaDisemba: Kungani Kufanele Ushintshe MANJE

Sisondela kuDisemba—inyanga eyingozi kakhulu kubaphethe imali. Izigebengu ziyazazi izinsuku zokukhokha ze-SASSA kangcono kunabahlomuli. NgoNovemba 2025, sesibone ukwanda kwezigelekeqe ‘zabahloli’ eziqonde kubahlomuli asebekhulile abashiya izindawo zokukhokha benezimali eziningi.Ukuphatha yonke imali yakho yesibonelelo ngemali kuyingozi enkulu yezokuphepha. Ama-akhawunti asebhange omuntu siqu anikeza ungqimba lokuphepha olungenakwenziwa yimali esandleni: amandla okuswayipha. Awudingi ukukhipha yonke imali yakho ngesikhathi esisodwa. Ungathenga ukudla, ukhokhele ugesi nge-app, futhi ugcine imali yakho isedijithali futhi iphephile ekwebiweni ngokomzimba.Uma ubuwudikibala ukushintsha indlela yakho yokukhokha, kuthatha lokhu njengokuvuswa kwakho. Ungalindi izinkinga zikaJanuwari 2026. Vikela isibonelelo sakho sikaDisemba ngokusifaka endaweni ephephile.

Qaphela ‘oMashonisa’ Nezingibe Zomshwalense Womngcwabo

Olunye uhlangothi olumnyama lwesistimu yokukhokha yesintu ukubolekisa imali okuyingozi okwenzeka ngaphandle kwezindawo zokukhokha. Osomashonisa (Mashonisas) bahlola ukuphelelwa ithemba kwalabo abami emigqeni, banikeze imali esheshayo ngenzalo engu-50%. Ngaleso sikhathi kufika isibonelelo esilandelayo, umhlomuli usekolwe yonke imali yakhe kulo obolekisayo.Ngaphezu kwalokho, u-2025 ubonakale kuqhuma ukudayiswa okunolaka kwezinqubomgomo zomngcwabo kubahlomuli besibonelelo. Nakuba umshwalense womngcwabo ubalulekile, abahlomuli abaningi babhaliselwa izinqubomgomo ngokungazi ezidonsa imali ngokuzenzakalelayo, zibashiye bengenalutho. Ithiphu Lenkululeko Yezezimali: Uma ulawula i-akhawunti yakho yasebhange ebhange lezentengiselwano, unenhlahla engcono yokubona ama-debit order akho. Ungaphikisa ukudonswa kwemali okungagunyaziwe kalula kunokuba usebenzise ama-akhawunti athile axhunywe kuhulumeni lapho ukuvukela kwencwadi kubambezela konke. Buyisela ukulawula isitatimende sakho.

Inguquko Yamabhange Edijithali: Yiliphi IBhange Elingcono Kakhulu Ku-SASSA?

Asigqugqugeli ibhange elithile, kodwa imakethe ngoNovemba 2025 inikeza inani elimangalisayo kulabo abahola kancane. Nakhu okufanele ukubheke lapho ukhetha i-akhawunti yomuntu siqu yesibonelelo sakho se-SASSA:* Awekho Amaholo Anyanga Zonke: Ungamukeli i-akhawunti ekukhokhisa imali nje ngokuthi ivulekile.* Amaholo Aphansi Okukhipha Imali: Bheka amabhange anobambiswano nabathengisi (Shoprite, Checkers, Boxer) ukuze uthole imali ephansi yokukhipha imali.* Ukuswayipha Kwamahhala: Akufanele neze ukhokhe imali ukuze ukhokhele ukudla ngekhadi lakho.* Ukusebenza kwe-USSD: Uma ungenayo i-smartphone, qinisekisa ukuthi ibhange linesistimu enamandla yekhodi ye-USSD (isb. 120… noma 134…) yokuhlola ibhalansi.Amabhange afana ne-TymeBank ne-Capitec anemikhiqizo ehlelwe ngokukhethekile emakethe enkulu yaseNingizimu Afrika. Uma usasebenzisa i-akhawunti endala, ebizayo, yivale futhi uvule enye engabizi namuhla.

Ungashintsha Kanjani Imininingwane Yakho YaseBhange KaDisemba

Uma uqinisekile ukuthi sekuyisikhathi sokushintsha, ungabambezeli. Ukuqinisekiswa kwe-SASSA kuthatha isikhathi. Uma ubuyekeza imininingwane yakho manje (ekupheleni kukaNovemba), ushintsho lungase lubonakale kuphela ekukhokheni kukaJanuwari, kodwa kufanele uqale inqubo ngokushesha.* Vula i-akhawunti yakho entsha yasebhange: Qinisekisa ukuthi isegameni LAKHO. I-SASSA izokwenqaba izinkokhelo kuma-akhawunti omuntu wesithathu.* Vakashela iwebhusayithi ye-SASSA SRD: Ngena ku-portal.* Khetha ‘Ngingashintsha kanjani imininingwane yami yasebhange’: Faka inombolo yakho kamazisi.* Landela isixhumanisi se-SMS: Uzothola isixhumanisi esiphephile ukuze ubuyekeze idatha yakho.* Faka imininingwane emisha: Khetha ‘I-Akhawunti YaseBhange’ bese ufaka inombolo yakho entsha ye-akhawunti nekhodi legatsha.Uma usuqedile, yenza njalo ukuhlola isimo se-SRD ukuze ubone ukuthi ukuqinisekiswa kuqediwe nini. Ungavali i-akhawunti yakho endala noma i-Gold Card kuze kube yilapho imali ingena ngempumelelo kwentsha.

Umbono: Isithunzi Sezezimali Siwumgomo

Ekugcineni, ukushiya emigqeni ye-Gold Card kumayelana nesithunzi. Akukho sakhamuzi okufanele sime emvuleni noma elangeni elishisayo amahora amaningi ukuze sithole ilungelo laso lomthethosisekelo lokuthola isibonelelo senhlalakahle.Ngokushintshela emkhakheni wamabhange ezentengiselwano, uzifaka emnothweni obanzi. Wakha iphrofayela yesikweletu (ngokuzibophezela), uthola ukufinyelela ezipoketheni zokonga, futhi okubaluleke kakhulu, ubuyisa isikhathi sakho. Ngo-2025, isikhathi siyimali. Yeka ukumosha esakho emgqeni.

FAQs

Ngingasebenzisa i-TymeBank yesibonelelo sami se-SASSA ngo-2025?

Yebo, i-TymeBank iyisinqumo esidumile kubahlomuli be-SASSA ngo-2025 ngenxa yokungabi namali yanyanga zonke nezindleko eziphansi zokukhipha imali ezitolo ze-Pick n Pay ne-Boxer.

Kuthatha isikhathi esingakanani ukuthi i-SASSA iqinisekise imininingwane emisha yasebhange?

Ekupheleni kuka-2025, inqubo yokuqinisekisa ngokuvamile ithatha izinsuku zebhizinisi eziyi-7 kuye kweziyi-10. Nokho, kungathatha kuze kube inyanga ukuthi inkokhelo ibonakale ku-akhawunti entsha, ngakho-ke gcina indlela yakho endala isebenza kuze kuqinisekiswe ushintsho.

Ingabe i-SASSA Gold Card iphelelwa yisikhathi ngoDisemba 2025?

Nakuba kuye kwaba khona izandiso ezihlukahlukene esikhathini esidlule, umfutho ovela kuhulumeni uwukuthi abahlomuli bashintshele kuma-akhawunti asebhange omuntu siqu ukuze banciphise ukuncika engqalasizinda ye-Postbank. Kuphephe kakhulu ukuba ne-akhawunti yomuntu siqu.

Iyiphi ikhodi ye-USSD yokuhlola ibhalansi yami kuselula?

Kuma-akhawunti amaningi, ungashaya u-1203210# noma amakhodi afanayo kuye ngebhange lakho. Esimeni se-SASSA SRD ngqo, ikhodi ivamise ukuthi 1347737#.

Ingabe i-SASSA ingakhokhela ku-akhawunti yasebhange yomyeni wami noma yomkami?

Cha. I-SASSA inezinyathelo eziqinile zokuvimbela ukukhwabanisa ngo-2025. Igama lomnikazi we-akhawunti yasebhange kufanele lifane negama lomfakisicelo wesibonelelo ncamashi, noma inkokhelo izokwenqatshwa.

Kubiza malini ukukhipha imali ye-SASSA ku-ATM?

Uma usebenzisa i-SASSA Gold Card ku-ATM engeyona eye-SASSA, izimali zingasukela ku-R10 ziye ku-R30. Kungakho kunconywa ukuthi ushintshele ebhange elinezimali eziphansi noma usebenzise ukukhipha imali kubathengisi (okuvamise ukuba u-R2-R5).

Kufanele ngenzeni uma imali idonswe esibonelelweni sami ngaphandle kwemvume yami?

Kufanele uxhumane ne-SASSA ngokushesha ukuze ufake isikhalazo. Uma une-akhawunti yasebhange yomuntu siqu, ungacela futhi ibhange lakho ukuthi limise i-debit order, okuvamise ukuba ngokushesha kunokulinda i-SASSA ukuthi iphenye.

Kuphephile yini ukusebenzisa ama-app asebhange ku-SASSA?

Yebo, ama-app asebhange ngo-2025 aphephe kakhulu, asebenzisa i-biometrics (i-fingerprint/i-face ID). Aphephe kakhulu kunokuphatha imali eningi usuka endaweni yokukhokha.