Impinduramathe ye-'Round-Up' ka-R1: Indlela Izinhlelo Zokusebenza Eziguqula ngayo i-SASSA ka-R390 ibe ngu-R1,000 ngo-2026

Funda ukuthi ungayiguqula kanjani imali yakho yesibonelelo se-SRD sika-R390 ibe ngu-R1,000 wokulondolozwa usebenzisa i-TymeBank ne-Shoprite ngo-2026.

Igagasi Elisha le-‘Micro-Savings’ elishaya Abazuza e-SA ngo-Meyi 2026

Kukhona okuthakazelisayo okwenzekayo komahambanendlwana bethu kule nyanga ka-Meyi 2026. Uma ungomunye wabantu abayizigidi ezingu-9 eNingizimu Afrika abancike kusibonelelo se-R390 SRD, uyakwazi ukucindezeleka kokwenza wonke amasenti abaluleke. Izitolo ezinkulu namabhange edijithali afana ne-TymeBank ne-Shoprite manje saphusha izici ze-‘micro-saving’, futhi ngicabanga ukuthi lokhu kuyindlela yokusiza ebalulekile. Lobu buchwepheshe bulondoloza ngokuzenzakalelayo ushintshi osele lapho uthenga igrosa yansuku zonke. Umbiko wango-2025 ovela ku-Financial Sector Conduct Authority (FSCA) ubonise ukuthi abantu abangaphezu kuka-70% abahola kancane eNingizimu Afrika banemali engaphansi kuka-R1,000 ebekelwe izimo eziphuthumayo. Ukulondoloza okuncane kwedijithali kuzama ukuxazulula lokhu ngokwenza isenzo sokulondoloza sibe lula kakhulu.

Indlela Ukulondoloza nge-‘Round-Up’ okuguqula ngayo Igrosa Yakho ibe yisidleke Semali

Lo mqondo uhlakaniphe kakhulu. Empeleni kuyinguqulo yedijithali yaleyo bhotela yengilazi endala ebikade isetafuleni lasekhishini lapho ubungafaka khona u-10c no-20c. Ngaso sonke isikhathi uma usebenzisa ikhadi lakho elixhunyiwe ukuthenga okuthile, uhlelo lokusebenza luyalizungeza inani liye ku-Rand eliseduze (noma u-R5, noma u-R10, kuxhomeke kuwena) bese lufaka leyo mali eyengeziwe ephaketheni elihlukile lokulondoloza. Isibonelo: Uma uthenga isinkwa ngo-R18.50, uhlelo lulenza u-R19.00, bese kulondolozwa u-R0.50. Idatha yango-2026 ikhombisa ukuthi umuntu ojwayelekile usebenzisa lezi zici ulondoloza phakathi kuka-R80 no-R150 njalo ngenyanga.

Ukuqhathaniswa kuka-2026: I-TymeBank vs. Shoprite Money Market kwabalondolozi be-SASSA

Amagama amabili amakhulu ahola lo mkhuba ngo-2026: I-TymeBank kanye ne-Shoprite Money Market Account. I-TymeBank ‘SaveWhatYouCan’: Lokhu kuvame ukuba kusebenze ngokuzenzakalelayo. Kuzungeza inani liye ku-R1, R2, R5, noma R10 eliseduze. Isilinganiso senzalo (Interest Rate) siphakathi kuka-4% kuya ku-8%. I-Shoprite Money Market Account: Lokhu kwakhelwe ngaphakathi ohlelweni lwe-Shoprite. Kuzungeza ukuthenga kwakho kwasitolo bese kufaka ushintshi kubhalansi yakho ye-Money Market. Kuhle kakhulu kubantu abathenga kakhulu e-Shoprite, Checkers, noma Usave.

Igxathu negxathu: Yenza kusebenze ukulondoloza nge-Round-Up ngesibonelelo sakho se-SASSA

Ukuhlela lokhu kuthatha isikhathi esingaphansi kwemizuzu emihlanu ocingweni lwakho. Isinyathelo soku-1: Thola i-akhawunti. Landa uhlelo lokusebenza lwe-TymeBank noma i-Shoprite SA. Isinyathelo sesi-2: Xhuma inkokhelo yakho ye-SASSA. Nikeza i-SASSA imininingwane yakho entsha ye-akhawunti. Isinyathelo sesi-3: Vula isici sokulondoloza. Ku-TymeBank, thola ‘GoalSave’ bese uvula ‘SaveWhatYouCan’. Ku-Shoprite, funa ‘Round-Up Savings’ esikrinini sasekhaya. Isinyathelo sesi-4: Bukela imali ikhula. Ngisikisela ukuhlola iphakethe lakho lokulondoloza kanye ngesonto.

Ingabe Kuphephile? Ukuvikela Imali Yakho Ezinkokhelweni nakubakhonyovu

Lezi zi-akhawunti zivikelwe yimithetho yasebhange yaseNingizimu Afrika. I-South African Reserve Bank ivikela amadiphozithi afinyelela ku-R100,000. Kodwa kusamele uqaphele: Qaphela izinkokhelo: Isici se-round-up ngokwaso sikhululekile, kodwa hlola izindleko zokukhipha imali. Sebenzisa izinhlelo ezisemthethweni: Landa izinhlelo kuphela ku-Google Play Store noma ku-Apple App Store. I-SASSA ngeke ikufonele: I-SASSA ngeke ize ikucele i-PIN yakho yasebhange noma ikutshele ukuthi uhambise imali ku-akhawunti ethile yokulondoloza. Lokho kuhlale kuwukukhonywa.

FAQs

Yiluphi uhlelo lokusebenza lwebhange olungcono kakhulu lokulondoloza i-SASSA round-up ngo-2026?

Ukuze ukhulise imali, i-TymeBank ibhekwa njengengcono kakhulu ngo-2026 ngenxa yamaphakethe ayo we-‘GoalSave’ anenzalo efinyelela ku-8%. Uma uthenga kakhulu e-Shoprite, i-Shoprite Money Market ilula kakhulu.

Ngingakwazi ngempela ukulondoloza u-R1,000 esibonelelweni sika-R390?

Yebo, kungenzeka ngokuphelele. Ukulondoloza u-R1,000 ngonyaka kudinga ukulondoloza cishe u-R84 ngenyanga. Idatha ikhombisa ukuthi abasebenzisi balondoloza phakathi kuka-R80 no-R150 ngenyanga bengashintshanga indlela abasebenzisa ngayo imali.

Ingabe ukusebenzisa isici se-round-up kuthinta ukufaneleka kwami kwe-SASSA?

Cha, akunjalo. Inani elilondoloziwe lingaphansi kakhulu komkhawulo we-SASSA means test. Ukwakha isikhwama semali sezimo eziphuthumayo kukhuthazwa njengokuphatha kahle imali.