Ugibe Lwe-SASSA Olu-R250: Amapholisi Omngcwabo Namakhadi Esitolo Adonsa Kanjani Isibonelelo Sakho ngo-2025

Ukuhlaziya okujulile kwango-2025 mayelana nokuthi ukudonswa kwemali okubonakala kuncane njalo ngenyanga kwamapholisi omngcwabo, amakhadi esitolo, kanye ne-airtime kudala kanjani ugibe lwesikweletu oluyingozi kubahlomuli be-SASSA. Sikhombisa izindleko ezifihliwe futhi sidalule amasu angcono okuvikela imali yakho yesibonelelo.

Isela Elithule: Ukuthi U-R50 Lapha No-R100 Lapha Lukudonsa Kanjani Isibonelelo Sakho

Ingabe ulahlekelwa amaRandi amakhulu esibonelelweni sakho se-SASSA njalo ngenyanga? Lo mbiko ophenya ngezimali wango-December 2025 udalula iqiniso mayelana namapholisi omngcwabo adlayo, amakhadi esitolo anezinzalo eziphezulu, neminye imikhiqizo yezezimali eqondise abahlomuli besibonelelo. Funda ngamalungelo akho, ukuthi ungakumisa kanjani ukudonswa kwemali okungekho emthethweni, nokuthi ungayisebenzisa kanjani imali yakho yesibonelelo ukuze ikusebenzele, ingakusebenzeli.

Sekuphela inyanga, futhi ulinde ngenhliziyo ebuhlungu isaziso sokukhokhelwa kwe-SASSA. Uma sesifikile, inani lincane kunalokho obukulindele. Uhlola irisidi lakho bese ubona lokhu: ukudonswa ‘kwepolisi lomngcwabo’, okunye ‘kwe-airtime’, mhlawumbe okwe-akhawunti yesitolo. Ngayinye, zibonakala zincane, kodwa uma zihlangene zimela isela elithule elikuntshontsha umgodi wokuphila. Lokhu akuyona nje inhlanhla embi; kuwuhlelo olubalwe luqondise abantu baseNingizimu Afrika abasengozini enkulu. Njengoba siqhubekela ku-December 2025, isikhathi sezindleko eziphakeme, le nkinga isiba yinhlekelele. Izigidi zibanjwe ‘oGibeni Lwe-SASSA,’ lapho isibonelelo sazo sichithwa singakafinyeleli ezandleni zazo, zishiyeka nezincane noma zingekho nhlobo zokudla, ugesi, nezokuthutha.

Ukuhlaziya: Kungani Abahlomuli Be-SASSA Bekhombe Zikhona?

Kungani lezi zinkampani zigxila kakhulu kubahlomuli besibonelelo? Impendulo ilula ngobuqhawe: imali eqinisekisiwe. Njalo ngenyanga, uhulumeni uqinisekisa ukuthi izigidi zezibonelelo zikhokhwa ngesimiso esingaguquki. Kubabolekisi nezinkampani zomshwalense, lokhu kuyigolide elingekho engozini enkulu. Bayazi ukuthi imali izoba khona. Abathengisi abanolaka bavame ukusebenza ezindaweni eziseduze nezindawo zokukhokhela i-SASSA noma izikhungo zomphakathi, bebhalisela abantu imikhiqizo abangayiqondi ngokugcwele noma abangakwazi ukuyikhokhela ngempela. Bathengisa iphupho ’lomngcwabo onesithunzi’ noma ukuba lula kwekhadi lesitolo, kodwa bakushiya ngaphandle okubhaliwe okuncane: ama-premiyamu aphezulu, izinzalo ezikhuphukayo, nezinhlawulo ezinzima zokukhokha okushiyiwe. Lokhu akukhona ukuhlela kahle kwezezimali; ezinkampanini eziningi, kuyimodeli yebhizinisi edlayo eyakhiwe emakhanda abampofu.

Inkohliso Yamapholisi Omngcwabo: Ingabe U-R150 Wakho Wenyanga Ufanele Ngempela?

Esikweni lethu, ukuhlinzeka ngomngcwabo onesithunzi kubaluleke kakhulu. Kuwuphawu lwenhlonipho nothando. Futhi kuwumgomo wamasiko ojulile odliwayo. Izinkampani zithengisa amapholisi ngo-R100, R150, noma u-R250 ngenyanga, zithembisa inkokhelo engu-R10,000 noma u-R15,000. Masenze izibalo zango-2025. Uma ukhokha u-R150 ngenyanga, lokho kungu-R1,800 ngonyaka. Eminyakeni emihlanu, usukhokhe u-R9,000. Uma ipholisi likhokha kuphela u-R10,000, cishe usukhokhele yonke inzuzo ngokwakho, futhi inkampani yomshwalense ithathe imali yakho iminyaka. Amapholisi amaningi anezigatshana eziqinile, enqaba ukukhokha ngaphansi kwezimo ezithile noma uma kukhokhwa kanye kushiwo. Ukuhlaziya kwethu kucacile: Nakuba inshurensi yomngcwabo ingeyona into embi ngokwemvelo, amasu amaningi athengiselwa abahlomuli besibonelelo anikeza inani elibi kakhulu lemali. Ahloselwe inzuzo, hhayi ukuthula kwakho kwengqondo.

Enye Indlela Engcono #1: Amandla Ama-Stokvels Nokuqongelela Komphakathi

Esikhundleni sokunikeza u-R150 ngenyanga enkampanini enkulu, cabanga ngesiko lasendulo le-stokvel yomngcwabo. Iqembu lamalungu omphakathi athembekile angu-20 elinegalelo lika-R150 ngenyanga ngalinye lidala isamba sika-R3,000 njalo ngenyanga. Uma ilungu lishona, umndeni ungathola imali enkulu, esheshayo—evame ukuba nkulu kunalokho ipholisi lomshwalense elishibhile elingakunikeza, futhi ngaphandle kwamaphepha amaningi. Le ndlela igcina imali ingaphakathi emphakathini, yakha izibopho zomphakathi, futhi inikeze enye indlela ecacile, eguquguqukayo. Kumayelana nokunika amandla umphakathi, hhayi inzuzo yebhizinisi.

Ugibe Lwesikweletu Samakhadi Esitolo: ‘Isaphulelo Sika-30%’ Namuhla, Ingcindezi Engu-300% Kusasa

Lowo mnikezelo wokuvula ikhadi lesitolo ubonakala ukhanga. Uthola isaphulelo ekuthengeni kwakho kokuqala, futhi ungathenga izingubo zabantwana noma igrosa ngokwezimali. Kodwa lena yindlu eyingozi okufanele uhambe ngayo. Amakhadi esitolo avame ukuza nezilinganiso zenzalo eziphakeme kakhulu emakethe yezikweletu, ngezinye izikhathi zedlula u-25% ngonyaka. Ukuthenga okungu-R1,000 kungakhuphukela ngokushesha kube u-R1,500 noma ngaphezulu uma ukhokha okuncane kuphela. I-debit order isethwe ngokuqondene ne-akhawunti yakho ye-SASSA, iqinisekisa ukuthi bakhokhelwa kuqala, bakushiye nezinsalela. Kudala umjikelezo wesikweletu cishe okungenakwenzeka ukuphuma kuwo ngemali yesibonelelo esilinganiselwe. Ugcina ukhokha kakhulu ngezimpahla eziyisisekelo futhi udela isabelomali sakho sokudla ukuze ukhokhele isikweletu esinenzalo ephezulu.

Enye Indlela Engcono #2: I-Lay-by Nama-Akhawunti Asebhange Angenazo Izindleko

Mela isifiso sokuthola konke ngokushesha. Uhlelo lwe-lay-by lwesikhathi esidala luwumngane wakho omkhulu. Alunanzalo futhi lukuphoqa ukuthi wongele lokho okufunayo. Uba nomkhiqizo ngokushesha lapho usuqedile ukukhokha, ngaphandle kwesikweletu esikhulu phezu kwekhanda lakho. Ngaphezu kwalokho, esikhundleni sokusebenzisa i-akhawunti evamile ye-SASSA Postbank, hlola ama-akhawunti asebhange angenazo izindleko noma anezindleko eziphansi ezinikezwa amabhange amakhulu njenge-Capitec, i-TymeBank, noma i-FNB Easy Zero. Lawa ma-akhawunti akunikeza ukulawula okwengeziwe, akuvumele ukuthi usethe izikhwama zokonga, futhi akwenze kube lula ukuphatha imali yakho ngaphandle kokuthwala izindleko zebhange eziphezulu. I-akhawunti yasebhange efanele isinyathelo sokuqala ekunikezeni amandla ezezimali. Bheka Izinsuku Zakho Zokukhokha Ze-SASSA zango-2025 bese uhlela isabelomali sakho usebenzisa isikhwama sokonga esizinikezele kunoma yilawo ma-akhawunti.

Yazi Amalungelo Akho: Umthetho Ungakweseka (Kodwa Kufanele Uthathe Isinyathelo)

UMthetho Wosizo Lwezenhlalo kanye Nomthetho Kazwelonke Wezikweletu kukunikeza ukuvikeleka. Akukho emthethweni kubabolekisi ukukunikeza imali mboleko ongeke ukwazi ukuyikhokha—lokhu kubizwa ngokuthi ukubolekisa ngokungenandaba. Ngaphezu kwalokho, ngokwemigomo ye-SASSA, ukudonswa okukodwa kuphela (kwepolisi lomngcwabo elivela kumhlinzeki ogunyaziwe, ongadluli ku-10% wenani lesibonelelo) kuvunyelwe ngokusemthethweni ngqo esibonelelweni sakho. Onke amanye ama-debit order wemalimboleko, i-airtime, amanzi, noma ugesi awakuvumelekile ukudonswa ngaphambi kokuba imali ifinyelele ku-akhawunti yakho yasebhange. Uma ubona ukudonswa kwemali okuningi noma usola ukuthi uyisisulu sokubolekisa ngokungenandaba, unelungelo lokulwa.

Izinyathelo Zokuphikisana Nokudonswa Kwemali:

Thola Izitatimende Zebhange: Thola isitatimende esicacile esikhombisa ukudonswa kwemali okungagunyaziwe noma okuphikisanayo.
Thintana Nenkampani: Shayela inkampani edonsa imali bese ucela ngokusemthethweni ukuthi bayimise. Gcina irekhodi locingo.
Faka Ifomu Lokuphikisana: Hamba egatsheni lebhange lakho bese ugcwalisa ifomu lokuphikisana ne-debit order. Baphoqelekile ngokusemthethweni ukukusiza uhlehlise ama-debit order angagunyaziwe.
Bika ku-SASSA: Shayela ucingo lwamahhala lwe-SASSA ku-0800 60 10 11 ukuze ubike ukudonswa kwemali okungekho emthethweni kwi-akhawunti yakho.

Ingozi Yemalimboleko ‘Elula’: Indlela Esheshayo Eya Ebubheni

Lapho kuvela isimo esiphuthumayo, imali mboleko esheshayo ibonakala iyona kuphela inketho. Kodwa ‘omashonisa’ (abashintshi bezimali) nababolekisi bemalimboleko yosuku lokukhokha abavela ezindaweni zokukhokha bangabadli bezimali. Izilinganiso zabo zenzalo ziphakeme kakhulu, futhi izindlela zabo zokuqoqa zingaba nolaka. Ukuthatha imali mboleko engu-R500 kungasho ukuthi kufanele ukhokhe u-R1000 ngesikhathi esizayo sokukhokha isibonelelo. Ukwehluleka ukukhokha kungaholela ezinsongweni nasekuthathweni kwe-ID yakho noma ikhadi le-SASSA—okungekho emthethweni. Akukho mbongi yemalimboleko esemthethweni ezocela ukubamba ikhadi lakho noma i-ID. Lezi zimboleko ziyigibe elakhelwe ukukugqilaza emjikelezweni wesikweletu oqhubekayo.

Enye Indlela Engcono #3: Ukwakha Isikhwama Sezimo Eziphuthumayo, U-R50 Ngesikhathi

Ukuvikela okuyikona kuphela kubashintshi bezimali ukuba nokonga kwakho okuyizimo eziphuthumayo. Kubonakala kungenakwenzeka ngesibonelelo, kodwa akunjalo. Qala kancane. Zibophezele ekongeni u-R50 nje esibonelelweni sakho njalo ngenyanga. Kuyifake esikhwameni sokonga esihlukile ku-akhawunti yakho yasebhange enezindleko eziphansi. Ngemva konyaka owodwa, uzoba no-R600. Kungase kungabonakali kuningi, kodwa ngu-R600 okungadingeki ukuthi uwuboleke ngenzalo ekhubazayo lapho izicathulo zesikole ziphuka noma udinga imithi ephuthumayo. Lokhu kuqeqeshwa kwakha ibhafa phakathi kwakho nenhlekelele yezezimali. Kuwumehluko phakathi kokulawula nokuphelelwa yithemba. Uma use-SRD grant, ungasebenzisa umhlahlandlela wethu we-SRD R350 Status Check ukuze uqinisekise inkokhelo yakho bese udlulisela ngokushesha ingxenye encane ekongeni.

Isiphetho: Buyisa Isibonelelo Sakho, Buyisa Amandla Akho

Isibonelelo sakho se-SASSA siwumgodi wokuphila, hhayi umthombo wemali ezinkampanini ezidlayo. Kuyilungelo lakho lomthethosisekelo, elihloselwe ukuhlinzeka ngezinga eliyisisekelo lesithunzi. Ukuvumela ukuthi kudonswe ngamapholisi omngcwabo abiza kakhulu, amakhadi esitolo, kanye nemalimboleko kuwukudela amandla akho ezezimali. Uhlelo lunzima, kodwa alunakuhlulwa. Ngokuqonda amalungelo akho, ukukhetha ezinye izindlela ezingcono ezinqunyelwe umphakathi njengama-stokvels, ukwamukela amathuluzi okuhlela isabelomali njengama-akhawunti asebhange anezindleko eziphansi, nokwakha isikhwama esincane sezimo eziphuthumayo, ungaphula umjikelezo. Kulo-December 2025, yenza isinqumo sokuba nesibonelelo sakho ngokugcwele. Buza ngakho konke ukudonswa kwemali. Yisho cha ekunikezeni okukhangayo kodwa okuyingozi kwezikweletu. Inkululeko yakho yezezimali incike kukho.

FAQs

Kusemthethweni yini ukuthi inkampani idonse imali esibonelelweni sami se-SASSA ngenxa yemalimboleko?

Cha. Ngokwemigomo ye-SASSA, ukudonswa kwemali okuyimalimboleko, i-airtime, ugesi, noma amanzi ngqo esibonelelweni sakho akuvumelekile. Ukudonswa okukodwa kuphela okuvunyelwe umthetho ngaphambi kokuba imali ifinyelele ku-akhawunti yakho okungenzeka kube ipholisi lomngcwabo elilodwa nje kuphela, futhi akumele lelo polisi lidlule ku-10% wenani lesibonelelo sakho. Onke amanye ama-debit order kufanele adonswe ku-akhawunti yakho yasebhange ngemuva kokuba usuyitholile imali.

Ngingakwazi kanjani ukumisa i-debit order engagunyaziwe evela ku-akhawunti yami ye-SASSA ngo-2025?

Okokuqala, hamba ebhange lakho (isb. Postbank, Capitec, TymeBank) bese ucela isitatimende sasebhange esinemininingwane. Khomba i-debit order engagunyaziwe bese ugcwalisa ifomu lokuphikisana ne-debit order. Ibhange liphoqelekile ukuthi liphenye futhi lingakwazi ukuhlehlisa ukuthengiselana kwakamuva. Kufanele futhi uthinte inkampani ngqo ukuze ukhansele isevisi bese ubika inkinga emnyangweni wokukhwabanisa we-SASSA ku-0800 60 10 11.

Ingabe ukuthatha ipholisi lomngcwabo kuwumqondo omubi uma ngithola isibonelelo se-SASSA?

Akunjalo ngempela, kodwa kufanele uqaphele kakhulu. Amapholisi amaningi aqondise abahlomuli besibonelelo anikeza inani elibi, ngama-premiyamu aphezulu ngenyanga ngenkokhelo ephansi. Ukuhlaziya kwethu kuphakamisa ukuthi ukujoyina noma ukwakha i-stokvel yomngcwabo yomphakathi kuvame ukuba enye indlela ecacile futhi enenzuzo enkulu ngokwezimali. Uma uthola ipholisi, qinisekisa ukuthi livela kumhlinzeki othembekile futhi ukuthi i-premium ingaphansi kakhulu kwe-10% yenani lesibonelelo sakho.

Ngingakwazi yini ukuthola imali mboleko ebhange uma ngithola kuphela isibonelelo se-SASSA?

Amabhange amakhulu amaningi ayangabaza ukunikeza imali mboleko esekelwe kuphela emalini ye-SASSA ngoba ithathwa njengendawo yokuphepha komphakathi, hhayi iholo. Bangase futhi bakubone njengokubolekisa ngokungenandaba. Qaphela kakhulu noma iyiphi isikhungo esikunikeza imali mboleko ngokwesisekelo sesibonelelo sakho kuphela; bavame ukuba ababolekisi abadlayo abanezilinganiso zenzalo eziphakeme kakhulu.

Iyiphi i-akhawunti yasebhange engcono kakhulu kumhlomuli we-SASSA ngo-2025?

Ama-akhawunti angcono kakhulu yilawa angenazo izindleko noma anezindleko zenyanga eziphansi kakhulu. Bheka izinketho ezifana ne-akhawunti ‘ye-EveryDay’ ye-TymeBank, i-akhawunti ‘ye-Easy Zero’ ye-FNB, noma i-akhawunti ‘ye-Global One’ ye-Capitec. Lawa ma-akhawunti anezindleko ezincane kakhulu, anikeza izinsiza zamahhala njengokuthenga i-airtime ekhokhelwa ngaphambili noma ugesi, futhi anikeze amathuluzi okonga angakusiza uphathe imali yakho yesibonelelo ngempumelelo enkulu kunekhadi elijwayelekile le-Postbank SASSA.

Ngabe kufanele ngisebenzise imali yami yesibonelelo ukuvula ikhadi lesitolo legrosa?

Akukhuthazwa kakhulu. Nakuba kungase kukusize udlule evikini elinzima, izilinganiso zenzalo eziphezulu emakhadini esitolo zisho ukuthi uzokhokha okuningi ngalokho kudla ekugcineni. Lokhu kudala ugibe lwesikweletu okunzima kakhulu ukuphuma kulo. Isu elingcono ukusebenzisa uhlelo lwe-lay-by lwezinto ezingezona ezokudla nokwakha isabelomali esiqinile segrosa yakho ukuze ugweme ukuthembela esikweletini.

Uyini ‘u-DebiCheck’ futhi ulithinta kanjani isibonelelo sami?

I-DebiCheck iwuhlelo lwe-debit order lwe-elekthronikhi lapho kufanele uvume khona i-debit order entsha ku-akhawunti yakho nebhange lakho. Nakuba yakhelwe ukuvikela kuma-debit order okukhwabanisa, abanye abantu basacindezelwa ukuba bawagunyaze ngaphandle kokuqonda ngokugcwele imigomo. Ungalokothi ugunyaze umyalo we-DebiCheck wemalimboleko noma isevisi ongaqiniseki ngayo. Uma usugunyaziwe, kuba nzima ukuphikisana.

Isibonelelo sami senqatshwe kule nyanga, ngingenzani?

Uma isibonelelo sakho senqatshwe, kubalulekile ukuqonda isizathu kuqala. Ngemuva kwalokho, ungafaka isicelo sokudlulisa icala uma ukholwa ukuthi isinqumo besingalungile. Ukuze uthole umhlahlandlela onemininingwane ngayo yonke inqubo, sicela ubone Umhlahlandlela Wethu Wokudlulisa Amacala we-SASSA.