'Intela Ethule' ka-R35: Indlela Izimali zaseBhange Ezifihliwe Ezintshontsha ngayo u-10% Wesibonelelo sakho se-SASSA sika-Apreli 2026

Imibiko emisha ka-Mashi 2026: Ngenkathi abahlomulayo bebheke inani lesibonelelo sika-R390, amabhange amakhulu aseNingizimu Afrika anyuse izimali “ezifihliwe” buthule. Lolu phenyo luveza ukuthi izindleko zemisebenzi eyaliwe, izaziso ze-SMS, nokukhishwa kwemali kungafinyelela ku-R35, kususwa cishe u-10% wesibonelelo sakho ngaphambi kokuba usisebenzise.

Isitha Esingabonakali: Ukunyuka Kwezimali Zasebhange Kwango-2026 Okungekho Owayekuxwayisile Ngakho

Usongo olukhulu esibonelelweni sakho se-SASSA sika-R390 ngo-Apreli 2026 akuyona inqubomgomo entsha kahulumeni noma inkinga yezobuchwepheshe. Ukuguguleka okuthule, okuqhubekayo okwenzeka ngaphakathi kwi-akhawunti yakho yasebhange. Ngenkathi wonke umuntu ephikisana ngenani lesibonelelo, ukunyuka okukhulu kwezimali zasebhange kungenile kancane ngaphandle kokunakwa. Ngibone imibiko yangasekuqaleni kuka-2026 ekhombisa ukuthi izimali “zezinhlawulo”—lezo abakukhokhisa zona ngokwenza iphutha—zikhuphuke ngo-12% kusukela ngonyaka odlule.\n\nLe “ntela ethule” ayiveli emakhasini angaphambili amaphephandaba, kodwa ingagwinya kalula u-R40 ngaphambi kokuba uphume nasesitolo. Lokhu kuyangithukuthelisa ngoba lezi zimali zishaya kakhulu abahlomula kwa-SASSA. Lapho ibhalansi yakho ihleze iseduze no-zero, uba yisisulu sezinhlawulo “zemali enganele”. Ukuzama nje okukodwa ukuhlola ukuthi imali yakho ikhona yini ngosuku olungaphambili kungakubiza u-R8.50. Leyo ngu-2.5% wesibonelelo sakho wonke onyamalala ngomzuzwana. Uma ufuna ukugwema lokhu, qiniseka ukuthi wazi kahle ukuthi imali yakho ifika nini ngokubheka ikhasi le-SASSA Payment Dates.

Ukufa Ngokunqunywa Kancane: Ukudalula Ababulali Besibonelelo Abangu-5 ‘Abathule’

Lezi zimali zincane ngamabomu. Bafuna ukuba ungazinaki. Kodwa uma uzihlanganisa, ziwumthwalo osindayo kubhajethi esevele iqinile. Nazi izindlela ezinhlanu isibonelelo sakho sika-R390 esikhanywa ngazo ngo-2026:\n\n1. Imali Yokuhoxiswa Kwe-ATM Eyaliwe (Izindleko: ~R8.50): Lolu wugibe oluphelele. Uzama ukukhipha ukheshi, kodwa isibonelelo asikakangeni. Umshini uthi “cha,” bese ibhange likukhokhisa ngelungelo lokutshelwa ukuthi awunayo imali.\n2. Izimali Zezaziso Ze-SMS Eziyisibopho (Izindleko: ~R0.75 nge-SMS, kufika ku-R10/ngenyanga): Lezi zibonakala ziwusizo, kodwa amabhange amaningi manje akhokhisa yonke i-SMS eyodwa. Uma uthola imilayezo eyi-10 ngenyanga mayelana nezinkokhelo nokukhangisa, lowo ngu-R10 ongeke uphinde uwubone.\n3. Inhlawulo ‘Yemali Enganele’ (Izindleko: ~R9.00): Lokhu kwenzeka lapho i-debit order ye-airtime yakho noma umshwalense ishaya i-akhawunti yakho ngaphambi kokuba kufike inkokhelo ye-SASSA. Ibhange livimba inkokhelo kodwa lisakuhlawulisa “ngokuphazamiseka”.\n4. Imali Yokukhipha Ukheshi Ebhange Ngaphakathi (Izindleko: ~R25.00+): Ngiyazi ukuthi ulayini we-ATM mude, kodwa ukuya ngaphakathi kwi-teller kuyinhlekelele kwezezimali. Amabhange akhokhisa izimali ezinkulu ukunqanda lokhu, ngezinye izikhathi athatha u-6% wesibonelelo sakho ngesikhathi esisodwa.\n5. Izimali Zokuhlola Ibhalansi (Izindleko: ~R2.50 kwi-ATM elingeyona eyebhange lakho): Ukuhlola ibhalansi yakho akufanele kubize imali, kodwa uma usebenzisa i-ATM yelinye ibhange ukubona ukuthi isibonelelo sakho singenile yini, bazothatha isabelo sabo.\n\nUma uhlanganisa lezi zinto, awuphili ngo-R390. Uphila ngo-R355.

Ibhange Lakho, Inketho Yakho? Ukuqhathanisa Ama-akhawunti Abiza Kancane e-R390 Yakho ngo-2026

Awubhajiwe ngebhange elilodwa. Ukukhetha lapho isibonelelo sakho se-SASSA siya khona kuyisivikelo sakho esingcono kakhulu. Nansi indlela izinketho zango-2026 ezibukeka ngayo:\n\n* Postbank: Uhulumeni ufuna kakhulu ukuba usebenzise lokhu. Kuyindlela ezenzakalelayo ngesizathu. Kushibhile futhi ngokuvamile kukunika ukuhoxiswa kwemali okukodwa kwamahhala ePosini. Kodwa masikhulume iqiniso: olayini bayisihogo kanti amasistimu ayafeyila njalo.\n* Capitec: Isaseyizintandokazi ngesizathu. Basebenzisa imodeli ye-“pay-as-you-transact”, ngakho awushaywa izimali ezinkulu zenyanga ngento engekho. I-app yabo yinhle kakhulu ekuhloleni ibhalansi mahhala, kanti ukukhipha ukheshi e-Shoprite noma e-Pick n Pay cishe u-R2 kuphela.\n* TymeBank: Leli yilo okufanele ulibheke. Azikho izimali zanyanga zonke nhlobo. Uma ukhipha ukheshi e-Pick n Pay noma e-Boxer, kumahhala. Okubi kuphela ukuthi konke kusebenza ngobuchwepheshe (digital), okungaba nzima uma ukhetha ukukhuluma nomuntu mathupha.\n* ‘Amabhange Amakhulu Amane’ (Absa, FNB, Nedbank, Standard Bank): Lawa mabhange anamanethiwekhi amakhulu ama-ATM, okuyinto enhle. Kodwa kufanele uqaphele kakhulu. Izimali zabo zezinhlawulo zivame ukuba phezulu kakhulu, kanti ama-akhawunti abo “ayisisekelo” angaba nzima ngokungazelelwe.\n\nUmbono wami: Uma ufuna ukugcina imali eningi ngo-2026, i-Capitec noma i-TymeBank iyizinketho zakho ezingcono kakhulu. Zimane nje zilula ephaketheni.

Inganekwane ye-R0 Fee: Kungani Ukuhoxiswa Kokheshi ‘Kwamahhala’ Ezitolo Kungahlali Kumahhala

Amabhange athanda ukukhuluma ngokuhoxiswa kwemali “kwamahhala” ezitolo. Nakuba kuvame ukushibha kune-ATM, akusona isikhathi sonke lapho kuwukuwina khona. Kukhona izindleko “ezithambile” abantu abangakhulumi ngazo ngokwanele:\n\n* Izindleko ‘Zokuthenga Ngempoqo’: Izitolo eziningi zikwenza uthenge okuthile ukuze uthole ukheshi. Ngisho noshokoledi ka-R5 uyimali obungeke uyikhokhe ukube bekungenjalo.\n* Izindleko Zokuhamba: Uma usebenzisa u-R20 etekisini ukuze nje ufike e-Shoprite ethile, usulahlekelwe yimali eningi kunaleyo i-ATM ebingakubiza yona.\n* Izindleko Zokulingwa: Izitolo ezinkulu zakhiwe ngendlela yokukwenza usebenzise imali. Ungena ulandela u-R390 kanti uphuma nezinto zika-R100 obungazihlelele.\n* Izindleko Zesikhathi: Ngosuku lwenkokhelo, lowo layini wasetolo uba mubi kakhulu. Isikhathi sakho sibiza okuthile nawe.

Iplani Yakho Yango-2026 Yokuvikela Wonke URandi Wesibonelelo Sakho

Kufanele uthathe izinyathelo. Akekho ozokuvikela u-R390 wakho. Nansi into engingayenza ukuze ngimise ukulahlekelwa yimali:\n\n1. Khipha Imali Kanye Kuphela: Ungayi kwi-ATM izikhathi ezinhlanu ngenyanga. Njalo uma uswayipha noma ukhipha imali kunethuba lemali ekhokhwayo. Khipha u-R380 kanye bese ushiya u-R10 wezindleko eziyisisekelo ze-akhawunti.\n2. Sebenzisa Indawo Efanele: Uma uku-Capitec noma i-TymeBank, sebenzisa i-till e-Pick n Pay noma e-Boxer. Kuyindlela eshibhe kakhulu.\n3. Thola i-App Futhi Uyisebenzise: Lokhu kukhulu. Landa i-app yebhange lakho. Ukuhlola ibhalansi ku-app kumahhala. Ungaphinde, ungalokothi, uhlole ibhalansi yakho kwi-ATM futhi. Uma ungaqiniseki ukuthi isibonelelo sakho sivunyiwe yini, sebenzisa i-portal ye-SRD Status Check kuqala.\n4. Cisha Izaziso ze-SMS: Ngena ku-app yakho noma egatsheni ucishe izaziso ze-SMS. Ziyimfucuza yemali. Ungahlola imisebenzi yakho mahhala ku-app noma nini lapho ufuna.\n5. Hlola i-Akhawunti Yakho: Iya ebhange lakho ucele isitatimende sezimali. Uma ubona “izimali zesevisi” noma “izimali zomphathi” eziphezulu kuno-R10, batshele ukuthi ufuna i-akhawunti eshibhe kakhulu abanayo. Uma bengasizi, khipha imali yakho uyise kwelinye ibhange.

FAQs

Iliphi ibhange elishibhe kakhulu kubahlomula be-SASSA ngo-2026?

Njengamanje, i-TymeBank ne-Capitec abawina ngokusobala. I-TymeBank ayinazo izimali zanyanga zonke futhi ikunikeza ukuhoxiswa kwamahhala e-Pick n Pay noma e-Boxer. I-Capitec ikhokhisa inani elincane kakhulu ngokukhipha imali esitolo. I-Postbank ishibhile ephepheni, kodwa olayini abade nezinkinga zesistimu kuvame ukuyenza ibe yinkinga kakhulu.

Ingabe ibhange lingangikhokhisa imali ngokusemthethweni uma ukusebenza kwami kwe-SASSA kwaliwa e-ATM?

Kubukeka sengathi wumkhonyovu, kodwa kusemthethweni. Amabhange akubiza ngokuthi “imali yomsebenzi owaliwe.” Bathi ikhokhela izindleko zesicelo senethiwekhi yedijithali. Lokhu kudla imali eningi kubahlomuli, ngakho-ke okuwukuphela kwendlela yangempela yokulwa nakho ukuhlola ibhalansi yakho ku-app yamahhala yasebhange ngaphambi kokuba uthinte i-ATM.

Ngingayihlola kanjani ibhalansi yami ye-SASSA mahhala ngo-2026?

Sebenzisa i-app esemthethweni yebhange lakho. Amabhange amaningi amakhulu afana ne-Capitec ne-FNB enze ama-app awo angadli i-data, okusho ukuthi awudingi ngisho ne-airtime ukuze uwasebenzise. Kumahhala ngokuphelele futhi kukusindisa ekukhokheni imali engu-R2.50 obungayikhokha e-ATM.

Ingabe i-akhawunti entsha ye-Postbank noma ye-Khulisa egunyazwe uhulumeni iyona ndlela eshibhe ngempela?

Kuya ngokuthi ukubheka kanjani. Izimali ziphansi kakhulu, kodwa uma kufanele usebenzise u-R30 etekisini ukuze ufike ePosini bese ulinda amahora amane elangeni, akusashibhile. Ngezinye izikhathi ibhange lezentengiselwano eline-ATM eseduze nasekhaya liyisivumelwano esingcono.

Isitatimende sami sikhombisa ‘imali ye-debit engakhokhiwe’. Kuyini lokhu futhi kungani ngikhokhiswa?

Lokhu kuyinhlawulo ngoba i-debit order izame ukuthatha imali obungenayo. Uma umshwalense wakho womngcwabo uhlelelwe usuku loku-1, kodwa isibonelelo sakho sifika ngosuku lwesi-3, ibhange liyakukhokhisa (imvamisa cishe u-R9) ngenkokhelo ehlulekile. Zama ukuhlehlisa izinsuku ze-debit order zibe yizinsukwana ngemuva kokuthi isibonelelo sakho sijwayele ukufika.

Ngiwashintsha kanjani amabhange okukhokhelwa isibonelelo se-SASSA iye ebhange elisha nelishibhile?

Ungenza lokhu ku-inthanethi usebenzisa i-website ye-SASSA SRD. Uzodinga i-ID yakho nemininingwane yakho emisha yasebhange. Isexwayiso nje: kungathatha inyanga egcwele ukuthi ushintsho lwenzeke, ngakho ungayivali i-akhawunti yakho yakudala uze ubone imali ingena kule entsha.