Umgibe We-Gold Card ye-R350 ye-SASSA: Indlela Izimali Zasebhange Nezimalimboleko Ezikudla Ngayo Ngasese Ngaphezu kwe-R1,200 ngo-2026

Isibonelelo sakho se-SASSA siwumgogodla wempilo, kodwa ingabe izimali zasebhange ezifihlekile, ama-inshuwaransi emingcwabo abizayo, nezimalimboleko eziheha inhliziyo ziyasigwinya? Lolu cwaningo luka-2026 luveza imigibe yezimali edla abahlomulayo ngaphezu kwe-R1,200 ngonyaka futhi lunikeza uhlelo olucacile lokushintshela ekubhangisheni okuhlakaniphile, okungenazo izimali, nokugwema umjikelezo wezikweletu.

Iqiniso Elimangalisayo: Isibonelelo Sakho se-R350 Akusona i-R350 Ngempela

Ake sikhulume iqiniso elingelihle. Kubantu baseNingizimu Afrika abayizigidi, isibonelelo se-R350 Social Relief of Distress (SRD) esifika njalo ngenyanga empeleni akusona i-R350. Ngokwesikhathi sifika esandleni sakho, sivamise ukuba yi-R330, i-R315, noma ngaphansi. Iyaphi imali esele? Ikhishwa buthule uhlelo lwezimali zasebhange, izindleko zokukhipha imali, nemikhiqizo yezimali eyingozi ebona abahlomulayo besibonelelo njengomthombo wemali engenayo yanyanga zonke. Ngo-2026, lokhu kudliwa kwemali akusona imfihlo; kuyinkinga. Imali yasebhange yanyanga zonke engu-R15 kanye nemali yokukhipha imali engu-R20 ingase ibonakale incane, kodwa lokho kungu-R420 ngonyaka. Uma wengeza umshwalense womngcwabo obiza kakhulu u-R60, ulahlekelwe ngaphezu kwe-R1,140. Lokho kungaphezu kwezinyanga ezintathu ezigcwele zesibonelelo sakho, zihambile. Lesi sihloko asigcini nje ngokukhomba inkinga; simayelana nokukunika izikhali zokulwa.

Kungani I-Gold Card Yakho ye-SASSA Ingaba Umgodi Wemali ngo-2026

I-SASSA Gold Card, ekhishwa yi-Postbank, ibiyinsika ekuhanjisweni kwezibonelelo. Kodwa-ke, izingqinamba zobuchwepheshe eziqhubekayo nezinkinga zesevisi ezibikwe ngasekupheleni kuka-2025 nango-2026 ziyenze yaba umthombo wokukhungatheka kwabaningi. Nakuba inikeza imisebenzi yamahhala, imingcele yilapho kufihlwe khona izindleko. Ngemuva kokukhipha kwakho imali mahhala, izimali ziqala ukunqwabelana. Ngaphezu kwalokho, ukuthembela ezindaweni ezithile zokukhokha kungaholela ezindlekweni ezingeziwe zokuhamba nesikhathi—imali namahora ongenakho. Umgibe omkhulu yinkohliso yokuthi iyona kuphela indlela. Akunjalo. Ngo-2026, isinyathelo esihlakaniphile ukuthatha izintambo futhi ukhethe ukuthi isibonelelo sakho sizokhokhelwa kuphi. Ukuze uthole uhlelo oluphelele lokuthi kufanele uyilindele nini imali yakho, hlala ubheka Izinsuku Zokukhokha ze-SASSA.

Impi Yama-Akhawunti Asebhange: Ongenamali vs. Onemali Eningi

Isinqumo esisodwa esinamandla kakhulu sezimali umhlomulayo wesibonelelo angasenza ngo-2026 ukukhetha i-akhawunti yasebhange efanele. Ake sihlukanise inkundla yempi.### Abaqaphi Bakudala (Imigibe Eyedla Imali):* Ama-Akhawunti Amadala Asebhange: Amabhange amaningi endabuko anama-akhawunti ‘okuqala’ agcwele izimali. Izimali zokuphatha zanyanga zonke, izimali zokufaka imali, nezimali eziphakeme zokukhipha imali kuma-ATM amanye amabhange zingadla kalula u-R30-R50 wesibonelelo sakho njalo ngenyanga.* Imingcele ye-Postbank: Njengoba kushiwo, nakuba i-SASSA Gold Card inenjongo yayo, ukweqa imingcele yayo yokuthengiselana kwamahhala kungabiza kakhulu.### Abancintisana Nabo Abasha (Ongama Ngenkundla Abangawadli Amali):* I-TymeBank: Ishintshe umdlalo kubaningi. Ayinazimali zanyanga zonke. Ungavula i-akhawunti ngemizuzu esitolo i-Pick n Pay noma i-Boxer. Ukukhipha imali kulezi zitolo kushibhe kakhulu kunase-ATM yendabuko.* I-Capitec: Yaziwa ngezimali zayo eziphansi, ezicacile. I-akhawunti ye-Global One inikeza isakhiwo semali esilula, futhi i-app yayo yasebhange inamandla okugcina imali yakho. Ukhokha ngokuthengiselana ngakunye, okungaba kushibhile uma uphatha ukukhipha kwakho imali ngokucophelela.* I-Bank Zero: Ibhange ledijithali ngokuphelele elingenazimali zanyanga zonke, elinikeza indlela yesimanje, esekelwe ku-app yokubhanga.### Okusemqoka: Ukukhokha imali yanyanga zonke nge-akhawunti yasebhange ngo-2026 akudingekile. Ukushintshela ku-akhawunti engenamali kungakusindisela u-R600 ngonyaka. Lokho kucishe kube izibonelelo ezimbili ezigcwele ze-R350 zibuyele ephaketheni lakho.

Indlela Yokushintsha Ukukhokhelwa Kwe-SASSA Kwakho Kuye Ku-Akhawunti Yasebhange Entsha

Ulungele ukuyeka ukuvuza imali ngenxa yezimali? Ukushintshela ukukhokhelwa kwesibonelelo sakho ku-akhawunti yasebhange engcono kuyinqubo eqondile eklanyelwe ukukunika amandla. Ungesabi; yilungelo lakho.1. Vula I-Akhawunti Yakho Entsha: Okokuqala, vula i-akhawunti ebhange elinezinga eliphansi lezindleko njenge-TymeBank noma i-Capitec. Thola incwadi yakho eshayelwe isitembu, esemthethweni yobufakazi be-akhawunti.2. Vakashela Iwebhusayithi ye-SASSA: Iya kuwebhusayithi esemthethweni ye-SRD. Uzodinga inombolo yakho kamazisi kanye nenombolo yocingo olusebenzise ukufaka isicelo sesibonelelo.3. Thola Ingxenye ‘Yenguquko Yemininingwane Yasebhange’: Bheka inketho yokuvuselela imininingwane yakho noma indlela yokukhokha.4. Faka Imininingwane Yakho Entsha: Faka ngokucophelela inombolo yakho entsha ye-akhawunti yasebhange, ikhodi legatsha, nohlobo lwe-akhawunti. Hlola kabili yonke inombolo ukuze ugweme ukubambezeleka kokukhokha.5. Linda Ukuqinisekiswa: I-SASSA izodinga ukuqinisekisa imininingwane yakho entsha yasebhange. Lokhu kungathatha isikhathi, ngakho-ke kungcono ukukwenza lokhu ngaphambi kokuba kumenyezelwe Izinsuku Zokukhokha ze-SASSA ezilandelayo.Qaphela Okubalulekile: Faka kuphela imininingwane ye-akhawunti yasebhange egama lakho. I-SASSA ngeke ikhokhe izibonelelo ku-akhawunti yomunye umuntu. Ukuqinisekisa ukuthi isibonelelo sakho sivunyelwe futhi silungele ukukhokhelwa, kufanele uhlale wenza Ukuhlola Isimo se-SRD R350.

Ababolekisi Bemali Abanonya (‘oMashonisa’): Umgibe Wesikweletu Ochitha Izimpilo

Lapho isibonelelo sakho siphela bese kusasele izinsuku enyangeni, ukunikezwa kwemali mboleko esheshayo kungase kubonakale kuyisibusiso. Akunjalo. Kungumgibe.Omashonisa bayabazingela abantu abaphelelwe ithemba. Basebenza ngaphandle komthetho futhi bakhokhisa amanani enzalo amabi—ngezinye izikhathi angama-50% noma ngaphezulu ngenyanga. Ukuboleka u-R200 kungaphenduka ngokushesha isikweletu sika-R600 ongeke ukwazi ukusikhokha. Bavamise ukufuna incwadi yakho kamazisi noma i-SASSA card njengesibambiso, okungekho emthethweni futhi kubanikeza ukulawula okuphelele empilweni yakho.### Izimpawu Eziyisixwayiso Zemali Mboleko Eyingozi:* Bacela i-SASSA card yakho ne-PIN.* Alukho uxhumano olusemthethweni noma amaphepha.* Izinga lenzalo alichazwa ngokucacile noma liphakeme kakhulu.* Basebenzisa ukwesabisa noma izinsongo ukuqoqa izinkokhelo.Ngo-2026, kufanele wenze isifungo: never, ever give your SASSA card or PIN to a lender. Akukho ‘ukulungisa okusheshayo’ kwezimali, kukhona kuphela imigibe eyingozi.

Umshwalense Womngcwabo: Isidingo Esingaba Ukukhwabanisa

Esikweni lethu, umngcwabo onesithunzi awukwazi ukuxoxisana ngawo. Lokhu kudale imakethe enkulu yomshwalense womngcwabo, futhi ngeshwa, abahlinzeki abaningi bayasizakala ngalesi sidingo ngokukhomba abahlomuli besibonelelo ngama-inshuwaransi abizayo, angenalutho.### Umgibe Womshwalense Womngcwabo:* Izinkokhelo Eziphakeme, Ukukhokha Okuphansi: Ungase ukhokhe u-R80-R120 ngenyanga nge-inshuwaransi ekhokha u-R10,000 kuphela. Ngenani elifanayo, umshwalense othembekile ungakunikeza u-R20,000 noma ngaphezulu wokumboza.* Amasu Okuthengisa Aklanywe Ngobudlova: Ama-debit order asekwa ocingweni ngemigomo nemibandela edidayo.* Ukukhishwa Okufihlekile: Ama-inshuwaransi amaningi anezikhathi ezinde zokulinda zokufa kwemvelo noma ngeke akhokhe ngenxa yezimo ezithile.### Indlela Yokuthola I-Inshuwaransi Enhle:1. Hlola Izindawo Eziningi: Ungamukeli isipho sokuqala. Qhathanisa izingcaphuno ezivela okungenani ezinkampanini ezintathu ezaziwayo, ezithembekile zomshwalense.2. Funda Amagama Amancane: Buza mayelana nezikhathi zokulinda nokukhishwa. Qinisekisa ukuthi uqonda kahle ukuthi yini ehlanganisiwe.3. Hlola Inani Lokukhokha: Umthetho omuhle ukuhlose okungenani u-R20,000 wokumboza. Qinisekisa ukuthi inkokhelo yanyanga zonke yinto ongakwazi ukuyikhokhela kalula ngaphandle kokuhluleka.4. Thenga Kumuntu Othembekile: Nambelela emabhange amakhulu nasezinkampanini zomshwalense, hhayi kubathengisi abangaziwa abakushayela ucingo kungazelelwe.

Ukulingeka Kwekhadi Lesitolo: Ingabe ‘Esikweletini’ Kufanelekile?

Ukuthenga ukudla noma izingubo ngekhadi lesitolo kungazizwa njengomgogodla wempilo lapho imali yakho iphela. Kodwa leyo ingenye yezindlela ezibiza kakhulu zokuthenga. Amakhadi esitolo avame ukuza nezilinganiso zenzalo eziphakeme (ngezinye izikhathi ezingaphezu kuka-20% ngonyaka) nezimali ze-akhawunti.Ake senze izibalo. Uthenga ukudla okubiza u-R300 ngekhadi lakho lesitolo. Ngenzalo nezimali, ungase ugcine ukhokha ngaphezu kuka-R360 ezinyangeni ezimbalwa ezizayo. Ukhokhe u-R60 owengeziwe ukuze uthole ukudla okufanayo. Ukwenza lokhu njalo kudala umjikelezo wezikweletu lapho ingxenye yesibonelelo sakho esilandelayo se-SASSA isivele isetshenzisiwe ngaphambi kokuba usithole.### Enye Indlela ka-2026: Esikhundleni sokuthembela esikweletini sesitolo, gxila kusabelomali esiqinile. Uma kungenzeka, joyina iqembu lokulondoloza lomphakathi (‘isistokvel’) ukuze wakhe isikhwama esincane sezimo eziphuthumayo. Lokhu kunikeza inetha lokuphepha ngaphandle kwezindleko ezinkulu zenzalo.

Uhlelo Lwakho Lokuthatha Izinyathelo Ngokwezimali Luka-2026: Izinyathelo Ezi-3 Zokuvikela Isibonelelo Sakho

Uzizwa ukhungathekile? Ungabi njalo. Ukubuyisa amandla kuqala ngezinyathelo ezintathu ezilula kodwa ezinamandla.1. Yenza ‘Ukuhlola Izimali’: Thola isitatimende sakho sasebhange. Hlanganisa yonke imali owakhokhiswa yona ngenyanga edlule. Zihlanganise. Le nombolo yiyona ekudla uhlelo. Vumela intukuthelo ikukhuthaze.2. Shintshela Ku-Akhawunti Yasebhange Engawadli Amali: Lokhu kuyinto yakho ephambili kakhulu. Ngena e-kiosk yase-TymeBank noma egatsheni lase-Capitec kuleli sonto. Yenza ushintsho. Yikho ‘ukukhushulwa’ okukhulu kwezimali ongazinika kona.3. Sebenzisa ‘Isabelomali Sezimvilopho Zemali’: Uma ukhipha isibonelelo sakho, hlukanisa imali ibe izimvilopho zezidingo ezahlukahlukene: ‘Ukudla’, ‘Ezokuhamba’, ‘I-Airtime’, ‘Eziphuthumayo’. Uma imvilopho ingenalutho, ingenalutho. Lesi senzo esilula sokusebenzisa umzimba siphoqa ukuziphatha futhi sivimbele ukusebenzisa kakhulu imali.Khumbula, isibonelelo se-R350 siwumthombo. Ezandleni ezingalungile, siyancipha sibe yize. Ezandleni zakho, uma sisetshenziswa ngokuhlakanipha, singaba isisekelo sokuzinza.

FAQs

Ingabe i-SASSA ingasikhokhela isibonelelo sami ku-akhawunti yami ye-TymeBank noma ye-Capitec ngo-2026?

Yebo, impela. I-SASSA ingasikhokhela isibonelelo sakho se-SRD R350 kunoma iyiphi i-akhawunti yasebhange evumelekile eNingizimu Afrika, inqobo nje uma i-akhawunti ibhaliswe egameni lakho. Ukushintshela ku-akhawunti enezimali eziphansi njenge-TymeBank noma i-Capitec kuyatuseka kakhulu ukuze wonge ezindlekweni zasebhange.

Yimaphi ama-akhawunti asebhange ashibhe kakhulu abahlomuli be-SASSA ngo-2026?

Ngo-2026, ama-akhawunti asebhange anezimali zanyanga zonke ezingekho noma eziphansi kakhulu ayisinqumo esingcono kakhulu. I-TymeBank (ayikho imali yanyanga zonke), i-akhawunti ye-Capitec Global One (izimali eziphansi zokukhokha ngokuthengiselana), kanye ne-Bank Zero (ayikho imali yanyanga zonke, esekelwe ku-app) yizinketho ezinhle ezikusiza ukuba ugcine imali yakho yesibonelelo.

Ngisikhansela kanjani i-debit order yomshwalense womngcwabo engingakwazi ukuyikhokhela?

Unelungelo lokukhansela noma iyiphi i-debit order. Ungakwenza lokhu ngokuvakashela igatsha lebhange lakho bese ugcwalisa ifomu elithi ‘Misa I-Debit Order’. Ngaphandle kwalokho, ama-app amaningi asebhange manje akuvumela ukuba ukhancsele noma uphikise ama-debit order ngokuqondile ocingweni lwakho. Yenza lokhu ngokushesha okukhulu ukuze uvimbele ukuba kudliwe imali eningi.

Ingabe kungukwephula umthetho ukuthi umbolekisi agcine i-SASSA card yami?

Yebo, kungukwephula umthetho ngokuphelele. I-SASSA card yakho ne-PIN kuyimpahla yakho futhi yenzelwe ukusetshenziswa kwakho kuphela. Umbolekisi othatha i-card yakho njengesibambiso wephula umthetho. Kufanele ubike labo bantu ku-South African Police Service (SAPS) naku-SASSA ngokushesha.

Kufanele ngikhokhe malini ngomshwalense womngcwabo ngesibonelelo sami se-R350?

Lesi yisinqumo somuntu siqu, kodwa kufanele uhlose ibhalansi yokukwazi ukukhokhela kanye nenani. Bheka ama-inshuwaransi abiza phakathi kuka-R30-R50 ngenyanga futhi anikeze ukukhokha okungenani kuka-R15,000 kuya ku-R20,000. Qaphela kakhulu noma iyiphi i-inshuwaransi ethatha ingxenye enkulu yesibonelelo sakho ukuze uthole ukukhokha okuncane.

Kwenzekani uma ngifaka imininingwane yasebhange engalungile kuwebhusayithi ye-SASSA?

Uma ufaka imininingwane yasebhange engalungile, inqubo yokuqinisekisa ye-SASSA izohluleka, futhi ukukhokha kwesibonelelo sakho kuzobambezeleka. Kubalulekile ukuhlola kabili yonke inombolo ngaphambi kokuyifaka. Uma wenze iphutha, kuzodingeka ulinde kuze kube yilapho i-SASSA ivula kabusha iwindi lokulungisa imininingwane yakho, okungase kukwenze uphuthelwe umjikelezo wokukhokha.

Ngingasisebenzisa yini isibonelelo sami se-SASSA ukuze ngithole imali mboleko ebhange elikhulu?

Ngokuvamile, amabhange amakhulu awasibheki isibonelelo se-SRD R350 njengomthombo osemthethweni wemali engenayo yezicelo zesikweletu. Lokhu kungenxa yokuthi isibonelelo siwesikhashana. Qaphela noma iyiphi inkampani ekunikeza imali mboleko ngoba ungumhlomulayo wesibonelelo se-SASSA, ngoba ngokuvamile bangababolekisi abanenzalo ephakeme kakhulu.

Ingabe amakhadi esitolo avela ezindaweni ezifana ne-Pep noma i-Ackermans ayiqhinga elihle?

Nakuba e-heha, amakhadi esitolo kufanele agwenywe uma uthembele esibonelelweni. Akhuthaza ukusebenzisa imali ongenayo futhi eza nezilinganiso zenzalo eziphakeme nezimali. Ukusala ngemuva ezinkokhelweni kungathinta kabi irekhodi lakho lesikweletu futhi kuholele emjikelezweni wezikweletu onzima. Kuhlale kushibhile ukulondoloza nokukhokha ngemali.