Ugobolondo Lwe-R350 ye-SASSA: Amabhange Nabanikeli beMalimboleko Bahlasela Kanjani iMali Yakho ngoJanuwari 2026

Uphenyo olunzulu luka-2026 mayelana nemikhiqizo yezezimali ehlosisa abathola imali ye-SASSA. Sikhombisa ukuthi izimali zebhange, amapholisi emingcwabo, amakhadi ezitolo, nabahwebi bemali abancane bayayiqeda kanjani iminikelo futhi sinikeza izeluleko zokuthi uyivikele kanjani i-R350 yakho.

Impi Efihlekile Nge-R350 Yakho: Ukuhlola Isimo SangoJanuwari 2026

Kuzigidi zabantu baseNingizimu Afrika, i-SASSA R350 (Social Relief of Distress - SRD) ayiyona nje imali; ingumsila wempilo. Iwukudla etafuleni, ezokuthutha zokuyofuna umsebenzi, noma idatha yokuxhumana nomndeni. Kodwa-ke, njengoba singena kuJanuwari 2026, impi enkulu, futhi evame ukungabonakali, iqalwa phezu kweRand ngayinye yalowo mnikezelo. Le mpi ayilwiwa ngezikhali, kodwa ngama-debit orders, izivumelwano eziyinkimbinkimbi, namasu okuthengisa aqinile. Lokhu akukhona nje mayelana nokuphatha imali; kumayelana nokuyivikela ohlelweni oluklanyelwe ukudonsa kancane kancane usizo lwezezimali oluqondiswe kwabampofu. Lolu phenyo luvula ikhethini ngamacebo ezezimali ahlosisa ngqo abahlomulayo be-SASSA futhi likukhombise ukuthi ungazivikela kanjani.

Ugobolondo 1: I-Akhawunti YaseBhange ‘Engabizi’ Kodwa Ekudla Kakhulu

Isifiso sikahulumeni sokuthi abahlomulayo basuke ePostbank baye kuma-akhawunti amabhange ezohwebo sasihloselwe ukwenza izinto zibe lula. Isimo sango-2026 siwumgodi wamatshe ezinkokhelo ezifihlekile. Amabhange akhangisa ngama-akhawunti ‘angabizi’ noma ‘khokha-njengoba-usebenzisa’, kodwa kumhlomulayo, lezi zindleko ziyabhidliza. Inkoka ye-R5 yokukhipha imali lapha, i-R10 yemali yokuphatha nyanga zonke lapha, i-R2 yokuhlola ibhalansi—kuyahlangana. Ekupheleni kwenyanga, cishe u-15% we-R350 yakho ungashiyeka emabhange kuphela. Lokhu kuyilo mkhuba wokuqala wokuhlasela umnikelo wakho. Ngaphambi kokuthi uze uyisebenzise, ibhange selithathile ingxenye yalo. Kubalulekile ukuthi uhlole lezi zinkokhelo futhi ucele ukwenza izinto obala. Ukwazi ukuthi imali yakho izofika nini ngokuhlola Izinsuku Zokukhokha ze-SASSA kungakusiza ukuba uhlele ukukhipha imali ukwehlisa lezi zindleko.

Ugobolondo 2: Ukucindezela Kakhulu ngePholisi Yomngcwabo Ongenakuyikhokhela

Esikweni laseNingizimu Afrika, ukungcwaba ngokwesizotha kubaluleke kakhulu. Abahlengi bayakwazi lokhu futhi bayakusebenzisa ngokunganaki. Izindawo zokukhokha ze-SASSA nezikhungo zomphakathi ziyizindawo zokuzingela zabasebenzi abathengisa amapholisi emingcwabo. Bathembisa ukuthula kwengqondo kodwa baletha isivumelwano esidonsa u-R80 kuya ku-R150 ngenyanga kumali yakho. Ingcindezi enkulu, ulimi luyadida. Abahlomulayo abaningi babhalisa ngaphandle kokuqonda ngokugcwele imigomo, bese bethola ukuthi ipholisi yabo iphela uma bephuthelwa ukukhokha okukodwa, balahlekelwe yikho konke abakukhokhile. Lokhu akuyona i-inshurance; kungukugembula lapho indlu (i-inshurer) ihlala inqoba khona. Ngo-2026, sibona ukwanda kwamapholisi edijithali kuphela angenakho ukubhekelelwa, okwenza kube nzima ukubuza ngalezi zinto ezidonswayo.

Ugobolondo 3: Isikweletu Esijikelezayo Samakhadi Ezitolo

Abathengisi abakhulu sebazi kahle ukuqondisa abahlomulayo be-SASSA. Banikeza amakhadi esitolo anemingcele yesikweletu ephansi ekhangayo—u-R250 noma u-R500. Kubukeka kungenabungozi; kuyindlela yokuthenga ukudla ngaphambi kokuba kufike umnikelo wakho. Kodwa ngamanani enzalo avame ukudlula u-25% ngonyaka, lokho kuthenga okungu-R300 kommbila namafutha okupheka kushintsha ngokushesha kube isikweletu esingu-R500. Izinkokhelo ezincane zenzelwe ukukugcina esikweletini isikhathi eside ngangokunokwenzeka. Ngokuphazima kweso, umnikelo wakho uyafika, futhi ingxenye enkulu idonswa ngokushesha yi-debit order yekhadi lesitolo, okuphoqa ukuba uphinde uthembele ekhadini futhi. Kungumjikelezo omubi owenzelwe ukudala ukuncika.

Ugobolondo 4: ‘Imali Elula’ Kubahwebi Bemali Abancane Noma Omaskonisa

Lapho kuvela izindleko ezingalindelekile, isilingo ‘semalimboleko elula’ siqine kakhulu. Abahwebi bemali abancane ababhalisiwe nabaqashisi bemali abangabhalisiwe (omashonisa) bahlale bekulungele ukunikeza imali, bevame ukufuna ikhadi lakho le-SASSA ne-PIN njengesibambiso—okungumkhuba ongekho emthethweni. Amanani enzalo aphezulu kakhulu, ngezinye izikhathi u-50% ngenyanga. Imalimboleko ka-R200 ingashintsha ibe isikweletu esingu-R600 ezinyangeni ezimbalwa. Labo banikeli bemali abanazo izinhliziyo, futhi izindlela zabo zokuqoqa zingethusa. Leli ugobolondo oluyingozi kakhulu, oluguqula inkinga yesikhashana yemali ibe yiphupho elibi lezezimali lesikhathi eside. Ukuqinisekisa ukuthi umnikelo wakho uvunyiwe ngokwenza njalo Ukuhlola Isimo Se-SRD R350 kubalulekile ukuze ugweme ukulahlekelwa ithemba okuholela kulezi malimboleko.

Amasela Athulile: Izinto Ezidonselwa I-Airtime Nezinsizakalo ‘Ezengeziwe’

Mhlawumbe ukudonswa okucasula kakhulu okuncane, okungachazeki kwe-airtime, idatha, noma izinsizakalo ‘zezinto zedijithali’ ongenakho ozibhalisele. Lezi zivame ukuvela ngokuchofoza isixhumanisi noma ukuphendula ku-SMS yokukhangisa. Nakuba zincane ngamunye (R5, R10, R20), lezi zidonswa ‘zesipoki’ zingadla kakhulu ngonyaka. Zidla iqiniso lokuthi abantu abaningi ngeke bazihlupe ngokuphikisa inani elincane kangaka. Ngo-2026, la macebo abanziwe kakhulu, okwenza kubaluleke kakhulu ukugada inombolo yakho yocingo njengoba ugada imininingwane yakho yasebhange.

Isimo se-SASSA: Okungukuthi Ungakwenza Ngokusemthethweni

I-SASSA ihlale ithi imelene nanoma yikuphi ukudonswa okungagunyaziwe kwemali yabantu. Banenqubo esemthethweni yokuphikisa. Uma ubona ukudonswa ongangakuboni, unalo ilungelo lokukuphikisa. Ungagcwalisa ifomu ehhovisi le-SASSA noma ushayele ucingo. Kodwa-ke, inqubo ingahamba kancane futhi ikucindezele. Isinyathelo sokuqala esisebenza kahle kakhulu ukuxhumana ngokuqondile nebhange lakho ukuze ubeke i-stop order kulokho okudonswayo. Kubanikeli bemali abangekho emthethweni abathathe ikhadi lakho, kufanele ubike lokho emaphoyiseni nase-SASSA ngokushesha. Uma imininingwane yesicelo sakho semali ingalungile, kungadala ukubambezeleka kwezinkokhelo, okungase kukusunduzele kulezi zigobo; kuhlale kuhlakaniphile ukulandela Umhlahlandlela Ophelele Wokufaka Isicelo Se-SRD Grant ukuqinisekisa ukuthi konke kulungile.

Uhlelo Lwakho Lwempi luka-2026: Ungawuvikela Kanjani Umnikelo Wakho

Ulwazi luyisihlangu sakho. Nalu uhlelo lwakho lokuvikela imali yakho:1. Yiba Umseshi: Thola isitatimende sasebhange esiphrintiwe njalo ngenyanga. Funda yonke imigqa. Buza ngakho konke okudonswayo, noma ngabe kuncane kangakanani. Sebenzisa izinhlelo zokusebenza zasebhange ukuqapha i-akhawunti yakho ngesikhathi sangempela.2. Funda Ukuthi UNGATHI YINI ‘CHA’: Abathengisi baqeqeshwe ukuba baqiniseke. Igama lakho elinamandla kakhulu ngu-‘Cha’. Yithi, ‘Ngingakucabanga,’ ‘Ake ngifunde isivumelwano ekhaya,’ noma nje, ‘Cha, ngiyabonga.’ Ungacindezelwa ukusayina noma yini khona lapho.3. Sebenzisa Iziteshi Zokuphikisa Ezisemthethweni: Ukuze uthole ama-debit orders angagunyaziwe, xhumana ngokushesha nebhange lakho ukuze ulibuyise futhi uvimbele leyo nkampani. Ngokukhwabanisa okusolwayo, sebenzisa inombolo yocingo ye-SASSA ehloselwe ukukhwabanisa.4. Khetha I-Akhawunti YaseBhange Efanele: Ucwaningo lubalulekile. Bheka ama-akhawunti angenazo izinkokhelo zanyanga zonke, ukukhipha imali mahhala kuma-ATM athile, futhi angenankokhelo yokukhokha nge-elekthroniki. Qhathanisa izinketho ezivela ku-TymeBank, i-Capitec, nabanye abahlinzeki ukuze uthole okufanele kakhulu izidingo zakho.5. Ungalokothi, Ungalokothi Uhlanganyele I-PIN Yakho Noma Ikhadi Lakho: Ikhadi lakho le-SASSA ne-PIN kungokwakho kuphela. Ukukhipha noma kubani akuyona nje ingozi kodwa akukho emthethweni. Akekho umnikeli wemali osemthethweni ozocela lokhu.

Ezinye Izindlela Ezihlakaniphile Esikhundleni Sesikweletu

Ukuphuma kulezi zigobo kudinga ukuthola ezinye izindlela ezingcono. Esikhundleni sokuphendukela kubahwebi bemali noma isikweletu sesitolo, cabanga ngalezi zinketho:1. Ama-Stokvels Nokulondolozwa Komphakathi: Emakhulwini eminyaka, abantu baseNingizimu Afrika basebenzise ama-stokvels ukuze balondoloze futhi basekelane. Ukujoyina i-stokvel ethembekile, yendawo kungahlinzeka ngendwangu yokuphepha yezimo eziphuthumayo kanye nendlela yokulondoloza izinto ezinkulu ngaphandle kokudla inzalo.2. Ukuhlela Ibhajethi (Budgeting): Kuzwakala kulula, kodwa ukuhlela ngokuqinile ukuthi yonke i-Rand ye-R350 yakho izoya kuphi kuyashintsha umdlalo. Beka izidingo kuqala (ukudla, ezokuthutha) ngaphezu kwezifiso. Kunezinhlelo zokusebenza zebhajethi eziningi zamahhala noma ungasebenzisa incwadi encane.3. Ukusekelwa Komphakathi: Themba umndeni, abangane abathembekile, noma izinhlangano zomphakathi njengamasonto lapho usesimweni esinzima. Imalimboleko encane, engenanzalo evela kusihlobo ingcono kakhulu kunomashonisa. Uma isicelo sakho semali senqatshwe ngokungafanele, ukufaka isikhalazo kuyisinyathelo esibalulekile ukuze ubuyisele imali yakho; landela Umhlahlandlela Wethu Ophelele Wezikhalazo ukuze uthole usizo.

Isiphetho: Umnikelo Wakho, Amandla Akho

Umnikelo we-R350 uwukuqashelwa kwesithunzi sakho nelungelo lakho lokuthola usizo lomphakathi. Akuyona imali engenayo yezinkampani ezikhohlisayo. NgoJanuwari 2026, umthwalo wokuba uqaphe, ukubuza yonke into, nokuvikela umsila wakho wezimali uwela kuwe. Ngokuqonda lezi zigobo nokwamukela imikhuba yezezimali ehlakaniphile, uyawathatha amandla phezu kwemali yakho. Ushintsha usuka ekubeni inhloso ube umthengi ohlakaniphile owenza yonke iRand ikusebenzele, hhayi kubona.

FAQs

Ingabe i-SASSA ingakwazi ukumisa ukudonswa ku-akhawunti yami yasebhange ngo-2026?

I-SASSA ngokwayo ayikwazi ukuvimba i-debit order kwi-akhawunti yakho yangasese. Kufanele ufundise ibhange lakho ukuba lenze lokho. I-SASSA imelene nokudonswa okungagunyaziwe futhi ungabika inkampani kubo, kodwa indlela esheshayo yokumisa imali ekuphumeni i-akhawunti yakho ukunikeza ibhange lakho umyalelo osemthethweni we-stop order.

Yiliphi ibhange elingcono nelishibhe kakhulu ngomnikelo we-SASSA?

Alikho ibhange elilodwa ’elingcono kakhulu’, njengoba kuncike ezidingweni zakho. Ngo-2026, amabhange amaningi anikeza ama-akhawunti angabizi kakhulu. Izinto ezibalulekile okufanele uzibheke: izinkokhelo ezinguziro zanyanga zonke, ukukhipha imali mahhala ezitolo ezithile ezinkulu (njenge-Pick n Pay noma i-Shoprite), nezinkokhelo eziphansi zokudlulisela imali nge-elekthroniki. Qhathanisa okunikezwayo kwakamuva okuvela ku-TymeBank, i-Capitec, kanye ne-FNB’s Easy Zero account ukuze ubone ukuthi yikuphi okukufanele kakhulu.

Ingabe akukho emthethweni ukuthi umnikeli wemali athathe ikhadi lami le-SASSA ne-PIN?

Yebo, akukho emthethweni ngokuphelele futhi kuyicala lobugebengu. Ikhadi lakho le-SASSA ne-PIN kungokwakho kuphela. Uma umnikeli wemali ekufuna njengesibambiso semalimboleko, kufanele wenqabe futhi ubike kubo ku-South African Police Service (SAPS) kanye ne-National Credit Regulator (NCR).

Ngibhalisele ipholisi yomngcwabo engingayifuni. Ngingayikhansela kanjani?

Unelungelo lokukhansela. Okokuqala, xhumana nenkampani ye-inshurance ngokuqondile ngokubhala (i-imeyili noma incwadi ebhalisiwe) ukuze usho inhloso yakho yokukhansela. Gcina ikhophi yokuxhumana. Bese, fundisa ibhange lakho ukuthi limise i-debit order. Qaphela ukuthi ungase ungazitholi izinkokhelo osuvele uzikhokhile.

Kwenzekani uma ngingakwazi ukukhokhela i-akhawunti yekhadi lesitolo?

Uma wehluleka ukukhokha, isitolo sizokukhokhisa inzalo nezinhlawulo, futhi i-akhawunti yakho izongena esikweletini. Bazokuxhumana nawe ukuze bafune inkokhelo. Ekugcineni, bangathatha isinyathelo esisemthethweni kuwe futhi bathole isahlulelo, okuzothinta kabi irekhodi lakho lesikweletu iminyaka. Kungcono ukuxhumana nabo ngokushesha lapho wazi ukuthi awukwazi ukukhokha ukuze uzame ukwenza ilungiselelo lokukhokha.

Ngingahlola kanjani ukubhaliselwa okungagunyaziwe ocingweni lwami?

Ungahlola ukubhaliselwa kweselula okungafuneki ngokushaya ikhodi ye-USSD yenethiwekhi yakho yeselula. Ku-Vodacom, ngu-135997#. Ku-MTN, ngu-1415#. Lezi zinsizakalo zikuvumela ukuba ubuke futhi ukhansela ukubhaliselwa okusebenzayo okudonsa i-airtime.

Ingabe bonke abahwebi bemali abancane babi?

Akubona bonke ababi, kodwa abaningi bakhokhisa amanani anzima kakhulu enzalo. Kubalulekile ukusebenzisa kuphela abahwebi bemali ababhaliswe ne-National Credit Regulator (NCR). Umuntu obhalisiwe kufanele abe obala ngamanani enzalo nezinkokhelo. Kodwa-ke, njengomthetho, ukuthatha imali mboleko emalini encane njenge-R350 SRD kuyingozi kakhulu futhi kufanele kugwenywe noma kunini lapho kungenzeka khona.

Ngingathola kuphi izeluleko zezezimali zamahhala eNingizimu Afrika?

Kunezinhlangano eziningi ezingenzi nzuzo ezinikeza ukwelulekwa ngesikweletu mahhala kanye nezeluleko zokufunda ngezezimali. Ungaxhumana ne-National Debt Mediation Association (NDMA) noma ubheke ama-workshop okufunda ngezezimali asuselwa emphakathini. Ihhovisi likamasipala wendawo yakho lingase libe nezinsizakusebenza noma izinsizakalo zokudlulisela abantu.