Isicupho Se-R350 Se-SASSA: Indlela Isibonelelo Sakho Esivuza Ngayo Imali Nokuthi Ungakuvimba Kanjani Lokho Ngo-2025

Ingabe imali yediphozithi yasebhange, umshwalense wokungcwaba (i-funeral cover), kanye nezindleko ezifihliwe kuyayidla i-R350 yakho ye-SASSA ngaphambi kokuthi uyisebenzise? Leli bhuku lezimali lika-2025 liveza izicupho zemali ezijwayelekile eziqondise abamukeli besibonelelo futhi linikeza uhlelo lwezinyathelo ezi-5 zokuvikela imali yakho, ukushintshela emabhange angcono, nokubuyisa ukulawula kwayo yonke iRandi.

Ukuvuza Okufihlekile: Ingabe i-R350 Yakho Iyanyamalala Ngaphambi Kokuthi Uyithinte?

Isaziso siyafika: ‘Isibonelelo sakho se-SASSA R350 sesikhokhiwe.’ Kungumzuzu wokukhululeka. Kodwa lapho ufika kwi-ATM noma endaweni yokukhokhela, inani olikhiphayo… lincane. R10 ngaphansi, R20 ngaphansi, ngezinye izikhathi ngisho nangaphezulu. Lena indaba ejwayelekile ekhungathekisayo ezigidini zabantu eNingizimu Afrika ngo-2025. Awucabangi nje. Isibonelelo sakho sivuza, futhi kwenzeka ngothotho lwezicupho ezincane, ezifihlekile, ezenzelwe ukukhipha imali kulabo abanokuncane. Lokhu akukhona nje mayelana nokuhlela ibhajethi; kumayelana nokulwa nesistimu eyenza inzuzo ngokuba kwakho sengozini. Silapha ukuze siveze lokhu kuvuza futhi sikukhombise indlela yokukuvimba unomphela.

Isicupho Se-Akhawunti Yasebhange: Ingabe Uyakhokhela Ukuthola Imali Yakho?

Ukuvuza kokuqala nokukhulu kakhulu ngokuvamile yi-akhawunti yasebhange lapho isibonelelo sakho sikhokhelwa khona. Sekuyiminyaka, i-SASSA Postbank Gold Card bekuyiyona ebijwayelekile. Nakuba ikhona inhloso yayo, iza nenethiwekhi yezindleko ezisusa imali kwi-R350 yakho. Ngo-2025, izindleko zicace kakhulu kunangaphambili:

• Izindleko Zokukhipha Imali (Withdrawal Fees): Njalo uma ukhipha imali kwi-ATM yelinye ibhange, uyakhokha. Lezi zindleko zingasukela ku-R8 kuye phezulu ku-R20.
• Izindleko Zokwenqaba (Decline Fees): Awunayo imali eyanele ku-akhawunti ukuze uthenge okuthile? Ungakhokhiswa inhlawulo ngoba ukuthengiselana kuhlulekile nje.
• Izindleko Zama-Statement (Statement Fees): Udinga ukubona umlando wokuthengiselana kwakho? Nakho kuzokubiza.

Bese kuba khona i-EasyPay Everywhere (EPE) ‘ikhadi eliluhlaza’, elivame ukudidaniswa nekhadi elisemthethweni le-SASSA. Akulona. Lena isevisi evela enkampanini yangasese, futhi imibiko yezindleko eziphakeme kakhulu iyanda. Abamukeli babike ukukhokha ngaphezu kuka-R20-R30 ezindlekweni ukuze nje bathole i-R350 yabo. Isinyathelo esihlakaniphile sika-2025 ukulahla lezi zinketho ezibiza kakhulu. Amabhange afana ne-TymeBank ne-Capitec anikeza ama-akhawunti angenazo izindleko zanyanga zonke, uku-swipa kwamahhala, nezinketho ezishibhe kakhulu zokukhipha imali, ikakhulukazi ezindaweni zokukhokhela zezitolo ezinkulu. Kungani ukhokhele inkampani ukuthi ufinyelele imali efanele wena?

Inkohliso Yomshwalense Wokungcwaba (Funeral Cover): Ingabe Uvikela Umndeni Wakho Noma Uchitha Isibonelelo Sakho?

Ubona izikhangiso yonke indawo: ‘Thola ukuthula kwengqondo ngo-R50 nje ngenyanga.’ Kumuntu ophila ngesibonelelo, ukwesaba ukushiya umndeni wakhe nomthwalo wezindleko zomngcwabo kungokoqobo futhi kunamandla. Abadayisi bayakwazi lokhu, futhi baqondisa ngolaka abamukeli be-SASSA.

Ake senze izibalo zika-2025. Ukudonswa kwe-R50 kwi-R350 yesibonelelo kungaphezu kwe-14% yemali engenayo yakho yanyanga zonke. Ngaleyo ntengo, uthola umshwalense wenani eliphansi kakhulu okungenzeka ungahlanganisi ngisho nezindleko eziyisisekelo. Okubi nakakhulu, uma weqa inkokhelo eyodwa ngenxa yokuthi isibonelelo sakho sephuze noma ubunesimo esiphuthumayo, umshwalense ungalahleka, futhi yonke imali oyikhokhile iyanyamalala unomphela. Lokhu akukhona ukuthula kwengqondo; kwabaningi, kungukubheja okuyingozi. Ngaphambi kokusayina, zibuze: ingabe lokhu kungukusebenzisa okungcono kakhulu kwe-14% yemali yami, noma ukuvuza okudonsa izinsiza zami ezivele zincane?

Ujenge Lwesikweletu: Kungani ‘Imali Ebolekiwe Esheshayo’ Iyindlela Esheshayo Yokulahlekelwa Isibonelelo Sakho

Lapho kuvela isimo esiphuthumayo, ukunikezwa kwe-‘mali mboleko esheshayo engu-R200’ kungazizwa njengomhlengi. Kodwa lezi zimali mboleko, ezivame ukunikezwa ababolekisi abanolunya noma abahlinzeki bezikweletu ezibiza kakhulu, ziyisicupho esinzima. Zenzelwe ukudala ujenge lesikweletu okunzima ukuphuma kulo uma uhola isibonelelo.

Nansi indlela isicupho esisebenza ngayo:

1. Uboleka u-R200 ukuze uthenge ukudla ngaphambi kosuku lwakho lokukhokha.
2. Ubobolekisi udinga u-R300 noma u-R400 ngisho no-R400 uma sekuyisikhathi sokukhokha.
3. Lapho kufika isibonelelo sakho se-R350, yonke imali imuncwa ukukhokha isikweletu.
4. Manje usushiywe ungenalutho inyanga yonke futhi uphoqeleka ukuba uthathe esinye isikweletu esikhulu ukuze usinde.

Lokhu akuyona isixazululo; iyijele lezimali. Laba babolekisi abanolunya benza inzuzo ngokuphelelwa yithemba kwabantu. Ukumelana nesilingo se-‘mali mboleko esheshayo’ ngesinye sezinqumo zezimali ezibaluleke kakhulu umamukeli wesibonelelo angazenza. Isibonelelo sakho siyintambo yokuphila, hhayi isibambiso sesikweletu esinezintshisekelo eziphakeme.

Kuvezwe Obala: Izindleko Ezidonswe Ngokungemthetho Nokuthi Ungalwa Kanjani Nazo Ngo-2025

Wake wahlolela ibhalansi yakho wabona izindleko ezidonswe ‘i-airtime,’ ‘ugesi,’ noma izinsizakalo ongazange uzifune? Lokhu ngokuvamile kuyizindleko ezingekho emthethweni noma ezingagunyaziwe. Lena inkinga enkulu, futhi ukwebiwa nje, kucacile. Ngo-2025, i-SASSA inenqubo esemthethweni yokubanga lokhu. Akufanele nje ukwamukele.

Ukuze uvimbe izindleko ezidonswe ngokungemthetho, kufanele:

1. Thola i-statement yasebhange ephelele ekhombisa igama eliqondile lenkampani edonsa imali ku-akhawunti yakho.
2. Yiya ehhovisi eliseduze le-SASSA ucele ifomu ‘Annexure C’.
3. Gcwalisa ifomu ngemininingwane yesikweletu ofuna ukusivimba.
4. Lethula ku-SASSA. Badingeka ngokomthetho ukuba bayivimbe leyo mali edonswayo.

Kudinga umzamo, kodwa kuyilungelo lakho. Ungavumeli izinkampani ezingabonakali zebe imali yesibonelelo sakho. Kubalulekile ukwazi ukuthi isibonelelo sakho siyasebenza. Ungahlala wenza Ukuhlola Isimo Se-SRD R350 ku-inthanethi ukuze uqinisekise ukugunyazwa kwesibonelelo sakho kwaleyo nyanga.

Amasu Akho Ezimali ka-2025: Izinyathelo Ezi-5 Ezihlakaniphile Zokuvikela Isibonelelo Sakho

Ukwazi izicupho kuyisinyathelo sokuqala. Ukuthatha isinyathelo yisona esilandelayo. Nazi izinyathelo ezinhlanu ezingokoqobo, ezinamandla ongazenza manje ukuze uvimbe ukuvuza futhi uvikele imali yakho:

1. Shintshela Ku-Akhawunti Yasebhange Engenazo Izindleko: Lokhu kuyinto eza kuqala. Yiya e-TymeBank (kwi-kiosk e-Pick n Pay/Boxer) noma e-Capitec. Kuthatha imizuzu ukuvula i-akhawunti. Nikeza i-SASSA imininingwane yakho yasebhange entsha ku-inthanethi. Lesi sinyathelo esisodwa singakusindisela u-R200-R300 ngonyaka.
2. Khipha Imali Emashalofini Ezitolo Ezinkulu: Yeka ukusebenzisa ama-ATM azimele. Ukukhipha imali lapho ukhokhela ukudla e-Shoprite, Checkers, Pick n Pay, noma e-Boxer kushibhe kakhulu. Izindleko ngokuvamile zingu-R2-R5 kuphela, uma kuqhathaniswa no-R10+ kwi-ATM.
3. Inselelo Yoku-‘Zikhokhela Kuqala’ Ka-R20: Ngaphambi kokuba usebenzise i-cent, thatha u-R20 noma u-R50 uwubeke endaweni ephephile. Lo mkhuba wokonga okuncane wakha isikhwama esincane sezimo eziphuthumayo, ngakho-ke awulingeki yimali mboleko. Kubukeka kuncane, kodwa u-R50 ngenyanga ungafika ku-R600 ngonyaka – okungaba umfaniswano omusha wesikole noma izindleko ezinkulu eziphuthumayo ezihlanganisiwe.
4. Yakha Iqembu Lokonga Elithembekile (i-Stokvel): Esikhundleni sokuphendukela kubabolekisi abanolunya, ungakwazi yini wena nabangani abathembekile abangu-4-5 noma amalungu omndeni bakhe i-stokvel encane? Uma umuntu ngamunye enikela ngo-R50 ngenyanga, nidala inqwaba engu-R250-R300 engasetshenziswa umuntu oyedwa inyanga ngayinye ngesidingo sangempela. Kuyisixazululo esisekelwe emphakathini esakha ukwethenjwa, hhayi isikweletu.
5. Sebenzisa i-SASSA WhatsApp & USSD Ukuze Uhlole Ibhalansi: Ungakhokhi ngokubuza ibhalansi kuma-ATM. Sebenzisa izindlela zedijithali zamahhala noma ezishibhile. Faka i-SASSA ku-WhatsApp (082 046 8553) noma sebenzisa ikhodi ye-USSD yebhange lakho (isb., i-Capitec ngu *120*3279#) ukuze uhlole ibhalansi yakho ngeshibhile.

Okubalulekile: Buyisa Ukulawula Imali Yakho Ye-SASSA

Isibonelelo sakho se-R350 akuyona imali etholakalayo emabhange nakubabolekisi ukuze badle. Kuyintambo yokuphila ebalulekile. Isistimu ingaba nokuphuphutheka, kodwa unamandla okukuvimba. Ngokuba nombono wokuthi ubhanga nobani, ngokubuza zonke izindleko ezidonswayo, nangokwenqaba isilingo sesikweletu esilula, awuphathi nje imali; ubuyisa isithunzi sakho sezimali. Uhambo olusuka ekusindeni luye ekuzinzeni luqala ngalezi zinqumo ezincane, ezihlakaniphile. Yenza u-2025 ube unyaka lapho ulawula ngokugcwele yonke iRandi onelungelo layo. Ukwazi Izinsuku Zokukhokha ze-SASSA kuyisinyathelo sokuqala sokuhlela inyanga yakho nokugwema lezi zicupho.

FAQs

Ingabe i-SASSA ingasikhokhela isibonelelo sami kuyo yonke i-akhawunti yasebhange ngo-2025?

Yebo. Kusukela ngo-2025, unelungelo lokukhetha ukuthi isibonelelo sakho se-SASSA sikhokhelwe kuleyiphi i-akhawunti yasebhange. Awuphoqelekile ukusebenzisa i-Postbank (i-Gold Card). Ungashintsha kalula imininingwane yakho yasebhange kuwebhusayithi esemthethweni ye-SASSA SRD uye kwi-akhawunti eshibhile efana ne-TymeBank, i-Capitec, noma amanye.

Iyini i-akhawunti yasebhange eshibhe kakhulu yezibonelelo ze-SASSA eNingizimu Afrika?

Amabhange afana ne-TymeBank kanye ne-Capitec Global One abhekwa kabanzi njengezinketho ezishibhe kakhulu. Ngokuvamile awanawo amadiphozithi anyanga zonke, uku-swipa kwamahhala ezindaweni zokukhokha, kanye nezindleko eziphansi zokukhipha imali ezitolo ezinkulu. Lokhu kungakusindisela imali enkulu uma kuqhathaniswa namabhange ajwayelekile noma ikhadi le-Postbank.

Ngingazivimba kanjani izindleko ezidonswe ngokungemthetho kwisibonelelo sami se-SASSA?

Kufanele uvakashele ihhovisi le-SASSA futhi ucele ifomu lokubanga ‘Annexure C’. Uzodinga i-statement yasebhange ekhombisa imali edonsiwe ongayifuni. Gcwalisa ifomu ulithumele ku-SASSA. Banomthwalo wemfanelo ngokomthetho wokuqondisa umlingani wabo wokukhokha (i-Postbank) ukuthi ayivimbe leyo debit order.

Ingabe i-funeral cover ingumqondo omuhle uma ngithola kuphela isibonelelo se-R350?

Lesi isinqumo somuntu siqu, kodwa ngokuvamile akuhlakaniphile kwezimali. I-premium yanyanga zonke engu-R50 ingaphezu kwe-14% yesibonelelo sakho se-R350. Uma weqa ukukhokha okukodwa, ulahlekelwa yikho konke okukhokhile. Kungaba ngcono ukusebenzisa leyo R50 ukwakha isikhwama esincane sezimo eziphuthumayo noma ukujoyina i-stokvel (burial society) yomphakathi ethembekile, engahlinzeka ngenani elingcono kanye nokuguquguquka.

Ngingathola yini imali mboleko uma ngingumamukeli we-SASSA? Kufanele ngiyithathe?

Yebo, ababolekisi abaningi bazokunikeza imali mboleko, kodwa kufanele uqaphe kakhulu. Lezi zimali mboleko zivame ukuba nezintshisekelo eziphakeme kakhulu ezingakubamba ujenge lesikweletu. Ukuthatha imali mboleko esebenzisa isibonelelo sakho njengesibambiso kuyingozi futhi kungakushiya ungenamali inyanga yonke. Kunconywa kakhulu ukuba uzigweme.

Yiziphi izindleko ze-SASSA Gold Card (Postbank) ngo-2025?

Izindleko zingashintsha, kodwa ngokuvamile, i-Postbank ikhokhela ukukhipha imali kuma-ATM amanye amabhange (isb. R8 + R2 nge-R100 ngayinye), izindleko zokwenqaba ukuthengiselana, kanye nezindleko zokubuza nge-statement. Ukukhipha imali emagatsheni e-Post Office kuvamise ukuba mahhala, kodwa ukukhipha ezitolo ezithengisayo kunesamba esincane esikhokhelwayo.

Ngingahlola kanjani ibhalansi yami ye-SASSA ngaphandle kokukhokha izindleko eziphakeme?

Indlela eshibhe kakhulu ukusebenzisa i-app yasebhange lakho noma isevisi ye-USSD. Isibonelo, ikhodi ye-USSD ye-Capitec ngu 1203279#. Ukusebenzisa inombolo ye-SASSA WhatsApp (082 046 8553) kungahlinzeka ngolwazi lokukhokha. Gwema ukuhlola ibhalansi yakho kwi-ATM, ngoba lokhu cishe kuhlala kuza nemali ekhokhwayo.

Kwenzekani uma i-SASSA Gold Card yami iphelelwa yisikhathi ngo-2025?

I-Postbank iqinisekisile ukuthi ngisho noma usuku lokuphelelwa yisikhathi kwi-SASSA Gold Card yakho seludlulile, izoqhubeka nokusebenza kuwo wonke u-2025. Akudingekile ukuba ujikijele ukuze uthole ikhadi elisha. Ungaqhubeka usebenzise ikhadi lakho eliphelelwe yisikhathi kuma-ATM nasezitolo.

Ingabe ikhadi le-EasyPay Everywhere (eliluhlaza) likhadi elisemthethweni le-SASSA?

Cha, akulona. Ikhadi le-EasyPay Everywhere lingumkhiqizo ovela enkampanini yangasese, i-Grindrod Bank. Alikhishwa yi-SASSA. Abamukeli banelungelo lokuba isibonelelo sabo sikhokhelwe kwi-akhawunti yasebhange abayikhethayo futhi abadingeki ukuba basebenzise le sevisi, evame ukuza nezindleko eziphakeme.

Uma isibonelelo sami senqatshwa, ingabe kuyayithinta i-akhawunti yami yasebhange?

Cha, isibonelelo esenqatshiwe asiyithinti i-akhawunti yakho yasebhange uqobo. Kodwa-ke, kusho ukuthi ngeke uthole inkokhelo. Uma isibonelelo sakho senqatshwa, kufanele uphenye ukuthi kungani futhi ucabange ukufaka isikhalo.