Ukugetshengwa Kwe-R75 Ye-SASSA: Indlela Izindleko Zebhange Ezifihliwe Ezeba Ngayo Imali Yesibonelelo Sakho Ngo-2026

Ngo-2026, izigidi zabantu baseNingizimu Afrika zilahlekelwa kufike ku-20% wemali yazo ye-SASSA ngenxa yezindleko zebhange ezifihliwe, ama-khava omngcwabo ahlulekayo, nemali mboleko enenzalo enkulu. Lokhu kuphenya kwembula ‘Ukugetshengwa kwe-SASSA’ futhi kunikeza umhlahlandlela wokuvikela imali yakho nokukhetha i-akhawunti yasebhange efanele ukuze ugcine yonke iRand okufanele uyithole.

Ubuqola Obuthule: Ukulahlekelwa U-R75 Wesibonelelo Sakho Ngaphambi Kokuba Usisebenzise

Uphenyo olunzulu ngezicupho zezezimali ezifihliwe eziqondise abamukeli besibonelelo se-SASSA ngo-2026. Siveza izindleko ezivamile zasebhange, izinhlelo zekhava yomngcwabo, nabashushumbisi bemali mboleko abadonsa i-R350 SRD yakho futhi sinikeza amasu okushintshela ku-akhawunti engenazindleko, ukuphatha imali yakho, nokulwa nokudonswa kwemali ngokungemthetho.

Kwizigidi zabantu, isibonelelo se-SASSA siyintambo yokuphila. Kodwa kuthiwani uma ingxenye enkulu yaleyo ntambo idonswa ngasese ngaphambi kokuba uyithinte? NgoJanuwari 2026, lo akulona nje umbuzo; kuyiqiniso elibuhlungu. Uphenyo lwethu luveza ukuthi umamukeli ojwayelekile ku-akhawunti yezindleko eziphansi angalahlekelwa kufike ku-R75 ngenyanga—okungaphezulu kuka-20% wesibonelelo se-R350 SRD—ngenxa yenhlanganisela yezimali ezincane zasebhange, izindleko zokukhipha imali, nama-debit order angabazisayo. Kungukugetshengwa kwezimali okuthule okwenzeka obala, futhi sekuyisikhathi sokudalula ukuthi kusebenza kanjani nokuthi ungakuvimba kanjani.

Kungani Ukukhetha I-Akhawunti Yasebhange Kuyisinqumo Esibaluleke Kakhulu Sezimali Ongasenza Ngo-2026

Esikhathini esidlule, ukwamukela isibonelelo sakho bekulula. Namuhla, ukukhetha kwakho i-akhawunti yasebhange kuyinkundla yempi yemali yakho. Nakuba i-SASSA Gold Card evela e-Postbank ibiyindinganiso, izinkinga zayo zobuchwepheshe ezingapheli nezindleko zivule umnyango kwamanye amabhange. Kodwa-ke, azikho zonke i-akhawunti ezilingana. Amanye amabhange edijithali anikeza izinketho zangempela ezingenazindleko ezingakongela amakhulu amaRandi ngonyaka. Amanye akukhohlisa ngezindleko eziphansi zanyanga zonke kodwa akukhiphe inhlawulo ngezindleko eziphakeme zezinto ozenza nsuku zonke, njengokukhipha imali noma ukuhlola ibhalansi yakho. Lesi sigaba siwukuphaphama: ibhange olisebenzisela isibonelelo sakho se-SASSA lingaba umngane wakho omkhulu wezezimali noma isitha sakho esibi kakhulu.

Izitho Zokugetshengwa: Ukwembula Izindleko Ezifihliwe Ezi-5 Eziphezulu

Lezi zindleko zenzelwe ukuba zincane futhi zidide, kodwa ziyanda ngokushesha. Nakhu okufanele uqaphele ngo-2026:

1. Imali Yokukhipha Imali (I-ATM Tax): Ama-akhawunti amaningi akukhokhisa imali yokukhipha imali yakho. Ukukhipha u-R350 ngezamba ezimbili ezincane kungakubiza u-R10-R20 ngezindleko kuphela.
2. Imali Yokwenqaba (Inhlawulo Yokuba Mpofu): Lena yimali ekhokhisa kakhulu. Uma i-debit order izama ukuphuma futhi ungenayo imali eyanele, ibhange likukhokhisa inhlawulo, evame ukuba phakathi kuka-R8 no-R15. Ukhokhiswa imali ngokungabi nayo imali.
3. Imali Yesaziso Se-SMS: Leyo SMS ewusizo ekutshela ukuthi isibonelelo sakho singenile? Ingakubiza u-R1 ngesaziso, kuqoqana inyanga yonke.
4. Imali Yokubuza Ibhalansi: Ukuhlola ibhalansi yakho ku-ATM noma ngekhodi ye-USSD akukhona njalo mahhala. Amanye amabhange akhokhisa ngaphezulu kuka-R2 ngombuzo olula.
5. Imali Yokudlulisela Phakathi Kwama-Akhawunti: Udinga ukuthumela imali kumalungu omndeni? Lokho kudlulisela okulula kungakubiza, kudla isibonelelo sakho.

I-SASSA Gold Card (Postbank) vs. Amabhange Edijithali: Ukubhekana Ngo-2026

Ingxoxo iyashisa: ingabe kufanele unamathele ku-SASSA Gold Card ekhishwe yi-Postbank noma ushintshele ebhange ledijithali lesimanje njenge-TymeBank, i-Capitec, noma i-Bank Zero? Nanku ukuhlaziywa kwethu okuthembekile kuka-2026.

I-SASSA Gold Card (Postbank):

• Okuhle: Kuxhunywe ngqo ku-SASSA, kwamukelwa kabanzi, akukho zindleko zanyanga zonke.
• Okubi: Ivame ukuba nezinkinga zohlelo ezweni lonke, izindleko eziphakeme zokukhipha imali kuma-ATM angewona awe-Post Office, isevisi yamakhasimende ingahamba kancane, futhi kusukela ekupheleni kuka-2025, ikusasa lohlelo lwekhadi lihlala libuyekezwa njalo, okudala ukungaqiniseki.

Amabhange Edijithali (TymeBank, Bank Zero):

• Okuhle: Ngempela akukho zindleko zanyanga zonke, ukuswayipha kwamakhadi mahhala, izaziso zamahhala (ngokuvamile nge-app), nokukhipha imali mahhala kubathengisi ababambisene nabo (njenge-Pick n Pay noma i-Boxer ye-TymeBank). Yakhelwe inkathi yedijithali.
• Okubi: Amagatsha ambalwa aphathekayo, idinga i-smartphone ukuze isebenze ngokugcwele okungaba isithiyo kwabanye.

Amabhange Ahlangene (Capitec):

• Okuhle: Imali ephansi yanyanga zonke (cishe u-R7), inethiwekhi enkulu ye-ATM negatsha, i-app enhle kakhulu.
• Okubi: Izindleko ziphansi, kodwa azikho. Ukukhipha imali kuma-ATM amanye amabhange kuyabiza. Kufanele uqaphe.

Isinqumo Sethu Sango-2026: Kwabaningi abamukeli be-R350, ibhange ledijithali njenge-TymeBank linikeza inani elingcono kakhulu, elingakongela ngaphezu kuka-R500 ngonyaka ezindlekweni uma liqhathaniswa nezinye izinketho. Uma unezinkinga ngokukhokhwa kwesibonelelo sakho, kubalulekile ukuthi uqale uhlole isimo se-SRD (SRD Status Check) ukuze uqinisekise ukuthi inkinga ayikho esimo sakho sokugunyazwa ngaphambi kokusola ibhange.

Ugibe Lwe-Khava Yomngcwabo Ne-Airtime Debit Order

Ngaphandle kwezindleko zasebhange, kunesongelo esibi kakhulu: ama-debit order angenacala. Ama-ejenti nezinkampani zithengisa kakhulu ikhava yomngcwabo enezindleko eziphansi, okubhaliselwe kwe-airtime, ngisho nama-akhawunti esitolo kubamukeli besibonelelo. Bakwenza kuzwakale kubalulekile, kodwa ngokuvamile ama-premium afakwe ngokweqile, ikhava imbi, futhi izinkontileka ziyadida. Ngokushesha, u-R40-R99 uyanyamalala ku-akhawunti yakho inyanga ngayinye ngesevisi ongayiqondi noma oyidingayo. Ngo-2026, kufanele ube ngumvikeli wakho wezezimali. Ungalokothi unikeze imininingwane yakho yasebhange noma inombolo kamazisi ocingweni kumuntu ongamaziyo futhi uhlole wonke ama-debit order ku-akhawunti yakho.

Indlela Yokulwa: Icebo Lakho Lezinyathelo Ezi-3 Lokumisa Imali Edonswa Ngokungemthetho

Ingabe ubona imali edonswa ongayiboni? Ungamukeli nje. Lwa. Nansi indlela:

1. Thola I-Statement Yasebhange Yakho: Ngokushesha cela i-statement yasebhange yezinyanga ezi-3. Unelungelo lokuthola lokhu. Hambisana nalo ulayini ngolayini bese ugqamisa konke ukudonswa ongangigunyazanga.
2. Phikisa Nebhange Lakho: Hamba egatsheni lakho lasebhange ne-statement egqanyisiwe kanye noMazisi wakho. Batshele ukuthi ufuna ukuphikisa la ma-debit order athile. Kudingeka ngokomthetho ukuthi bakusize ukuhlehlisa ama-debit angenacala (i-DebiCheck ikwenze kube nzima, kodwa usenama lungelo).
3. Bika Inkampani: Uma ibhange lingakusizi, bika inkampani edonsa imali ku-Payments Association of South Africa (PASA) naku-National Consumer Commission. Lokhu kubeka ingcindezi kubona ukuthi bayeke lokhu kuziphatha.

Inkinga Yamahlompha Emali Mboleko: Kungani ‘Imali Elula’ Izokubiza Konke

Lapho imali yesibonelelo iphela, isilingo semali mboleko esheshayo sinamandla. Ababolekisa imali abangabhalisiwe (mashonisas) nama-app wemali mboleko yedijithali aqondise abamukeli be-SASSA ngoba banemali eqinisekisiwe. Banikeza u-R200 futhi bafune u-R400 emuva ngosuku lokukhokha. Lokhu akusona usizo; kuyisicupho sesikweletu esingagwinya sonke isibonelelo sakho, sikushiye ungenalutho. Akekho umboleki osemthethweni ozokhokhisa u-100% wenzalo. Bagweme ngazo zonke izindleko. Ukwakha isikhwama esincane sezimo eziphuthumayo, noma u-R50 kuphela, kuyisu elingcono lesikhathi eside.

Shintsha Futhi Yonga: Umhlahlandlela Wesinyathelo Ngesinyathelo Wokushintsha Imininingwane Yakho Yasebhange Ye-SASSA Ngo-2026

Ulungele ukushintshela ku-akhawunti engenazindleko? Le nqubo manje isingenziwa ku-inthanethi futhi ilula kakhulu kunakuqala. Ungavumeli ukwesaba ukuphathwa kukuvimbe ekongeni imali.

1. Vula I-Akhawunti Yakho Entsha: Okokuqala, vula i-akhawunti yakho entsha ebhange njenge-TymeBank noma i-Bank Zero. Thola incwadi yakho yokuqinisekisa ye-akhawunti esemthethweni. KUFANELE ibe egameni lakho. I-SASSA ngeke ikhokhele ku-akhawunti yomunye umuntu.
2. Yiya Kuwebhusayithi Ye-SASSA SRD: Vakashela iwebhusayithi esemthethweni ye-SASSA SRD: https://srd.sassa.gov.za.
3. Thola Isixhumanisi Semininingwane Yasebhange: Bheka isigaba esinesihloko esithi ‘Ngishintsha kanjani imininingwane yami yasebhange’.
4. Faka Inombolo Yakho Kamazisi: Uzocelwa ukuthi ufake inombolo yakho kaMazisi waseNingizimu Afrika.
5. Landela Isixhumanisi Se-SMS: I-SMS enesixhumanisi esivikelekile, esiyingqayizivele kuwe, izothunyelwa kwinombolo yeselula oyibhalise ngayo.
6. Hambisa Imininingwane Yakho Entsha: Chofoza isixhumanisi bese ufaka ngokucophelela igama lebhange lakho elisha, inombolo ye-akhawunti, nekhodi yegatsha. Hlola kabili konke ngaphambi kokuhambisa.

Inothi Elibalulekile: Ukushintsha kungathatha isikhathi esingangenyanga ukuze kuqhutshwe. Ungavali i-akhawunti yakho endala uze uthole inkokhelo yakho yokuqala ephumelelayo kuleyo entsha. Hlala ubheka ama-SASSA Payment Dates asemthethweni ukuze wazi ukuthi uzolindela nini izimali zakho.

Ukuguqulwa Kwebhajethi Ye-R350: Uhlelo Olungokoqobo Lwango-2026

Ukuhlela ibhajethi nge-R350 kubonakala kungenakwenzeka, kodwa ukuba necebo kukunikeza amandla. Khohlwa ama-spreadsheet ayinkimbinkimbi. Zama indlela ‘Yokubeka Ngokulandelana Kokusinda’ (Survival Stacking):

• Isitaki 1: Okungaxoxeki Ngakho (R150): Lokhu okokusinda kwakho okuphelele. Isaka lempuphu, uwoyela wokupheka, insipho, nokuhamba ukuze uqoqe isibonelelo. Lesi isisekelo.
• Isitaki 2: Okubalulekile (R100): Lokhu kuhlanganisa ugesi, i-airtime yokufuna umsebenzi, futhi mhlawumbe umnikelo omncane ekhaya.
• Isitaki 3: Isikhwama Sekusasa (R50): Zikhokhele kuqala, noma kungu-R50 kuphela. Faka lokhu esikhwameni sakho sokonga noma ku-akhawunti ehlukile. Lesi yisivikelo sakho ezimweni eziphuthumayo nembewu yamathuba esikhathi esizayo.
• Isitaki 4: Okungesikho Okuyisibopho (R50): Lokhu okusele. Okwenzayo ngakho kuyisinqumo sakho.

Lokhu akukhona mayelana nokuba ucebe; kumayelana nokuthatha ukulawula nokuqinisekisa ukuthi izindleko ezifihliwe azidli isitaki sakho ‘Esingaxoxeki Ngakho’.

Isiphetho: Ukuthola Amandla Akho Ezimali Ngo-2026

Ukugetshengwa kwe-SASSA akuyona itulo elisemthethweni, kodwa ukuhluleka kohlelo lapho izikhungo zezezimali zizuza khona ekubeni sengozini kwabamukeli besibonelelo. Ngo-2026, isisombululo asikho ekulindeni uhulumeni ukuthi alungise yonke into, kodwa ekuthatheni isinyathelo esiqinile, somuntu siqu. Ngokukhetha i-akhawunti yasebhange engenazindleko, ukuvikela ngokuzimisela ulwazi lwakho lomuntu siqu, ukuphikisa konke ukudonswa okungalungile, nokwakha ibhajethi elula, awuphathi nje imali. Uthola isithunzi sakho namandla akho. Isibonelelo sakho sililungelo lakho, futhi kufanele ugcine yonke iRand yaso. Uma isibonelelo sakho senqatshiwe futhi ukholelwa ukuthi iphutha, ungalahli ithemba; sebenzisa Umhlahlandlela Wethu Wokudlulisa Isinqumo (Appeals Guide) ukuze ulwele okufanele ukuthole.

FAQs

Iyiphi i-akhawunti yasebhange engcono kakhulu futhi eshibhe kakhulu yesibonelelo se-SASSA R350 ngo-2026?

Ngo-2026, i-akhawunti yasebhange yedijithali njenge-TymeBank noma i-Bank Zero ngokuvamile iyisinqumo esingcono kakhulu. Ngokuvamile azinazindleko zanyanga zonke, ukukhipha imali mahhala ezitolo ezinkulu ezibambiseneyo (njenge-Pick n Pay noma i-Boxer), nezaziso zamahhala ze-SMS noma ze-app. Lokhu kungakongela phakathi kuka-R50 no-R75 ngenyanga uma kuqhathaniswa nama-akhawunti anezindleko ezifihliwe.

Ingabe i-SASSA ingasikhokhela isibonelelo sami ku-akhawunti yasebhange yomunye umuntu?

Cha, akunjalo neze. Lona umthetho oqinile wokulwa nokukhwabanisa. I-akhawunti yasebhange oyinikeza i-SASSA kufanele ibhaliswe egameni lakho. Uma unikeza imininingwane ye-akhawunti egameni lomunye umuntu, inkokhelo yakho yesibonelelo izokwenqatshwa.

Ngibone i-debit order ye-R99 engingayiboni. Yini okufanele ngiyenze?

Thatha isinyathelo ngokushesha. Okokuqala, yiya ebhange lakho bese ucela i-statement yezinyanga ezi-3. Khomba i-debit order engenacala. Bese, uyiphikisa ngokusemthethweni nomnyango wokukhwabanisa webhange. Bangakusiza ukuhlehlisa imali edonsiwe futhi bavimbe inkampani ukuthi ingakudonsi futhi. Ungabika futhi inkampani ku-National Consumer Commission.

Ingabe i-SASSA Gold Card evela e-Postbank iyayekiswa ngo-2026?

Kusukela ngoJanuwari 2026, kunesikhathi esiqhubekayo sokuxoxa ngekusasa lohlelo lwe-SASSA Gold Card. Nakuba amakhadi amanje ahlala evumelekile kuze kube usuku lwawo lokuphelelwa yisikhathi, i-SASSA ikhuthaza abamukeli ukuthi bashintshele kuma-akhawunti amabhange ezentengiselwano ukuze bathole isevisi ethembeke kakhulu. Kuhle ukuvula i-akhawunti entsha ukuze ugweme noma yikuphi ukuphazamiseka okungenzeka.

Ngingahlola kanjani ukuthi imininingwane yami yasebhange ye-SASSA ibuyekezwe ngempumelelo?

Ngemuva kokuhambisa imininingwane yakho yasebhange entsha kuwebhusayithi ye-SASSA SRD, kufanele ulinde isiqinisekiso se-SMS. Ungaphinda uhlole kabusha ngokuhlola isimo sakho kuwebhusayithi efanayo. Izobonisa izinombolo ezine zokugcina zenombolo ye-akhawunti yasebhange i-SASSA enakho efayeleni lakho. Ukubuyekeza kungathatha umjikelezo owodwa wokukhokha, ngakho-ke yiba nesineke.

Ingabe izinqubomgomo zekhava yomngcwabo ezithengiswa ocingweni kubamukeli be-SASSA zisemthethweni?

Kufanele uqaphele kakhulu. Nakuba ezinye zisemthethweni, eziningi zihlasela. Ngokuvamile zinezimali eziphakeme zekhava ephansi kanye nezigatshana eziqinile ezenza kube nzima ukufuna. Ungalokothi uvumelane nenqubomgomo ocingweni. Umhlinzeki ohloniphekile uzokuthumelela amadokhumenti okufanele uwafunde futhi usayine. Kuphephe kakhulu ukuthi uxhumane nomshwalense owaziwayo ngokwakho.

Kungani ibhange lami lingikhokhisa imali uma i-debit order yehluleka?

Lokhu kubizwa ngokuthi ‘imali yokwenqaba i-debit order’ noma ‘imali yokwenqaba’. Amabhange akhokhisa le mali yokuphatha ngoba acubungule umyalo ovela enkampanini wokudonsa i-akhawunti yakho, futhi kwakungekho mali eyanele. Kuyisenzo esigxekwa kakhulu, futhi ukukhetha ibhange elingenayo le mali kungenye yezindlela ezingcono kakhulu zokuvikela imali yakho yesibonelelo.

Ngingathola yini imali mboleko esitolo njenge-Shoprite noma i-Pep ngisebenzisa isibonelelo sami se-SASSA?

Yebo, abathengisi abaningi banikeza isikweletu noma imali mboleko encane kumakhasimende, futhi isibonelelo se-SASSA esingaguquki singasetshenziswa ukufaneleka. Kodwa-ke, kufanele uqaphele. La ma-akhawunti esitolo eza nenzalo nezindleko. Uma uphuthelwa inkokhelo, kungathinta kabi umlando wakho wesikweletu. Thatha isikweletu kuphela uma kuyisimo esiphuthumayo esiphelele futhi unohlelo olucacile lokusikhokha.

Ngisebenzisa kanjani ikhodi ye-USSD ukuhlola ibhalansi yami yasebhange ngaphandle kokukhokha izindleko eziphakeme?

Amabhange amaningi anentambo ye-USSD yamahhala yamakhasimende awo. Isibonelo, i-Capitec isebenzisa *120*3279#. Kodwa-ke, amanye akhokhisa ngale sevisi. Indlela engcono kakhulu yokugwema izindleko ukusebenzisa i-app yeselula yebhange, esebenzisa idatha encane kodwa imahhala ukuyisebenzisela imisebenzi yasebhange njengokuhlola ibhalansi. Hlola nebhange lakho elithile ukuthi izinketho zabo zamahhala ziyini.

Isimo sami se-SASSA ‘siyavunyelwe’ kodwa asikho usuku lokukhokha. Ingabe le nkinga yebhange?

Akunjalo ngempela. Isimo ’esigunyaziwe’ sisho ukuthi uyasifanelekela isibonelelo kuleyo nyanga. ‘Usuku lokukhokha’ lunikezwa kamuva lapho i-SASSA icubungula inqwaba yezinkokhelo. Kujwayelekile ukubona ‘kugunyaziwe’ ngaphandle kosuku isikhashana. Qhubeka uhlole ikhasi le-SRD Status Check. Uma kuvela usuku lokukhokha kodwa kungekho mali efika ku-akhawunti yakho ngemuva kwezinsuku ezi-2-3, khona-ke kungaba inkinga yokucubungula ibhange.