Umgibe We-Debit Order ka-R99 we-SASSA: Kungani Isibonelelo Sakho Sinyamalala ngo-2026

Thola ngemfihlo yezimali zasebhange ezifihliwe, ama-debit order angagunyaziwe, kanye nama-policy omngcwabo abiza kakhulu adla isibonelelo sakho se-SASSA ngo-2026. Lo mhlahlandlela ukhombisa izingibe zezimali ezivamile ezibekelwe abahlomuli futhi unikeza uhlelo lokusebenza olucacile lokuvikela u-R350 wakho, ukuvala imali edonswayo engekho emthethweni, nokubuyisa ukulawula imali yakho.

Iqiniso Elishaqisayo: Indlela Isibonelelo Sakho sika-R350 Eba ngu-R250 Ngaphambi Kokuba Usithinte

Uyazibuza ukuthi imali yesibonelelo sakho se-SASSA iyangaphi inyanga nenyanga? Lokhu kuhlaziywa okujulile kwango-2026 kudalula izingibe zezimali, kusukela ezindlekweni zasebhange ezifihliwe kuya kuma-debit order abusa kakhulu ka-R99 wamasevisi ongazange uwasayine. Masiphenye ngama-akhawunti asebhange ‘anobungane ne-SASSA’, ama-policy omngcwabo, nemalimboleko ebiza abahlomuli imali enkulu. Masifunde ukuthi ungazibona kanjani lezi zinto ezidonswayo futhi ulwe nazo, ukhethe izinketho zasebhange ezingenazo izimali ngempela, futhi wenze imali yesibonelelo sakho ikusebenzele, ingakulwi.

Umgibe 1: I-Akhawunti Yasebhange ‘Ebizayo Kancane’ Engekho Njalo Isho Njalo

Amabhange amaketha kakhulu ama-akhawunti ‘avulwa kalula’ noma ‘anobungane ne-SASSA’. Athembisa izimali zanyanga zonke eziphansi, kodwa izindleko zangempela zisencwadini encane. Kusukela ngoJanuwari 2026, abahlomuli babika ukwanda kwezimali ezisuselwa ekuthengiselaneni ezidla ngokushesha izibonelelo zabo.

Izindleko Zokukhipha Imali Ku-ATM: Ukukhipha kwakho imali kungakubiza. Amanye amabhange akhokhisa kufika ku-R20 ngokukhipha okukodwa ku-ATM yelinye ibhange. Ngisho nasema-ATM awo, ukukhipha okuncane okuphindaphindiwe kungaqoqa izindleko ezinkulu.
Izindleko Zokwenqaba (Decline Fees): Awunayo imali eyanele ukuze i-debit order idlule? Ushayiwe ‘isijeziso’ noma ‘imali yokuthengiselana okungakhokhiwe’, ngokuvamile phakathi kuka-R8 no-R15. Ukhokhiswa imali ngokungabi nemali.
Izindleko Zokucela I-Statement: Udinga i-statement ephrintiwe ukuze uphikise imali edonswayo? Lokho kuzokubiza. Amanye amagatsha akhokhisa ikhasi ngalinye, okwenza kube yindleko enkulu ngisho nokuphenya ukuthi imali yakho iya ngaphi.

Isixazululo: Hlolisisa isakhiwo sezindleko zebhange lakho. Amabhange afana ne-TymeBank ne-Capitec’s base account ngokuvamile anesakhiwo sezindleko esiphansi ngempela, kodwa kufanele uziqonde. Ngaso sonke isikhathi khetha ama-statement edijithali (avamise ukuba mahhala) futhi uhlele ukukhipha okukodwa ukuze unciphise izindleko ze-ATM. Ukuze wazi kahle ukuthi imali yakho izokhokhelwa nini, hlola njalo Izinsuku Zokukhokha ze-SASSA ezisemthethweni.

Umgibe 2: Iphupho Elibi Le-Debit Order ka-R99 Ongakaze Uligunyaze

Lo umgibe ovame kakhulu futhi obhubhisayo. Inkampani ongakaze uzwe ngayo iqala ukudonsa u-R99 (inani elidumile) ku-akhawunti yakho inyanga nenyanga. Lezi ngokuvamile ziwamasevisi afana ne-airtime, idatha, ‘amasevisi asemthethweni’, noma imikhiqizo yomshuwalense engabazekayo. Ukuyivala le mali edonswayo kuyiphupho elibi ngenxa yokwakhiwa kwayo.

Ukuthi Kwenzeka Kanjani:

Imiqhudelwano Edonsa Udweshu: Ufaka umncintiswano nge-SMS noma ku-inthanethi, futhi efihlwe emigomeni nemibandela kunesivumelwano sokubhalisela inyanga nenyanga.
Ukuvuza Kwedatha: Ulwazi lwakho lomuntu siqu luyathengiswa noma luyavuza, futhi izinkampani zisebenzisa lolo lwazi ukwenza ama-debit order okukhwabanisa.
Ukuthengisa Kwe-Telesales Okunolaka: Umuntu okhuluma ngokushesha uyakudida ukuze uvume ngomlomo okuthile ocingweni, okusetshenziswa njengesivumelwano.

Uhlelo Lwakho Lokusebenza lwango-2026:

Thola I-Statement Yakho: Hlola i-statement yasebhange lakho inyanga nenyanga ngaphandle kokuhluleka. Buza ngokuphathelene nakho konke okudonswayo ongamazi.
Xhumana Nebhange Lakho Ngokushesha: Tshela ibhange lakho ukuthi libuyise i-debit order (uma kungakapheli izinsuku ezingu-40) futhi libeke isikhiya (stop payment) kuyo yonke imisebenzi yesikhathi esizayo evela kuleyo nkampani.
Sebenzisa Isevisi ye-USSD: Amanye amabhange akuvumela ukuthi ulawule ama-debit order nge-USSD. Isibonelo, ungakwazi ukuwabuka futhi uwavale ngokudayela ikhodi yesevisi yasebhange lakho.
Faka Isikhalazo: Bika inkampani ku-Payments Association of South Africa (PASA) naku-National Consumer Commission (NCC).

Umgibe 3: Ingabe I-Policy Yakho Yomngcwabo Iyakudlisa?

Ukuba nomngcwabo ohloniphekile kubaluleke kakhulu, futhi izinkampani zisebenzisa lolu hlobo lokwesaba. Zithengisa ama-policy omngcwabo anezinkokhelo eziphansi (isibonelo, R50-R100 ngenyanga) abonakala engabizi. Kodwa-ke, amaningi alawa ma-policy anikeza inani eliphansi lemali.

Izimpawu Ezibomvu zango-2026:

Izinkokhelo Eziphansi: Ungakhokha u-R600 ngonyaka nge-policy ekhokha u-R5,000 kuphela. Sekuyishumi leminyaka, ukhokhe imali eningi kunalokho okubiza ngempela.
Izikhathi Zokulinda Eziqinile: Ama-policy amaningi anesikhathi sokulinda esiyizinyanga eziyisi-6 ngokufa okwemvelo. Uma umnikazi we-policy edlula emhlabeni ngaphambi kwalokhu, awutholi lutho.
Ukukhishwa Okucashile Encwadini Encane (Fine Print): Amanye ama-policy ngeke akhokhe ngezimbangela ezithile zokufa noma uma umuntu wayeneminyaka ethile ngaphezu kwalokho lapho ethatha i-policy.

Izindlela Ezingcono:

Abashuwalense Abahloniphekile: Bheka ama-policy avela ezinkampanini zomshuwalense ezaziwayo, ezisunguliwe. Qhathanisa izinkokhelo zazo namanani eziwakhokhayo.
I-Stokvel Yokulondoloza Yomndeni: Hlanganisa imali namalungu omndeni omethembayo. Lokhu kugcina imali ingaphakathi emphakathini futhi kugwema ukondla inzuzo yezinkampani.
I-Bank Savings Pocket: Dala ‘iphakethe lokonga’ elihlukile ku-akhawunti yakho yasebhange bese ulibiza ngokuthi ‘Isikhwama Somngcwabo’. Yenza ukudluliswa okuncane kube okuzenzakalelayo kuyo inyanga nenyanga. Uyalawula, futhi imali ithola inzalo.

Umgibe 4: Indlela Esuka Ku-Akhawunti Yasebhange Iye Kumshiki Wokuboleka Imali (Loan Shark)

Lapho ababolekisi abanolaka sebekwazi ukuthi une-akhawunti yasebhange enediphozithi ye-SASSA njalo, uba yisisulu esikhulu. Banikeza imalimboleko esheshayo, elula kodwa ngenzalo enkulu. Bavame ukufuna ikhadi lakho le-SASSA ne-PIN njengokuphepha—okungekho emthethweni.

Ukubanika ikhadi lakho kusho ukuthi:

Bayayikhipha yonke isibonelelo sakho ngokushesha uma sifika.
Bakunika lokho okusele ngemuva kokuthatha imali yabo yokubuyisela.
Uvalelwe emjikelezweni wesikweletu, udinga enye imalimboleko ukuze nje uphile inyanga.

Umthetho Uhlangothini Lwakho: Kuyicala lobugebengu kunoma ubani ukukucindezela ukuthi unikeze ikhadi lakho le-SASSA ne-PIN. Bika noma yimuphi umboleki ofuna lokhu ku-South African Police Service (SAPS) naku-National Credit Regulator (NCR). Uma isibonelelo sakho sika-R350 SRD singumthombo wakho oyinhloko wemali, hlola isimo saso njalo usebenzisa ithuluzi elisemthethweni le-SRD Status Check ukuqinisekisa ukuthi azikho izinkinga ngokukhokha kwakho.

Uhlu Lwakho Lokuvikela Imali Ye-SASSA lwango-2026

Uzizwa ukhungathekile? Ungabi. Nawa amanyathelo alula, anamandla ongawathatha namuhla ukuze uvikele isibonelelo sakho.

Shintshela Ku-Akhawunti Engenazimali: Yenza ucwaningo lwakho. Buza ngqo ebhange: ‘Yimalini imali yokukhipha imali ku-ATM elinye? Yimalini imali ye-debit order enqatshiwe?’ Khetha i-akhawunti enezimali ezimbalwa kakhulu ngendlela oyisebenzisa ngayo.
Ungalokothi Wabelane Nge-PIN Yakho: I-PIN yakho iyimfihlo yakho. Akuyona eyomnikazi wesitolo, akuyona eye-‘umsizi’ emgqeni, akuyona yanoma ubani.
Vula Izaziso ze-SMS: Vula izaziso ku-akhawunti yakho yasebhange. Uzothola i-SMS ngokushesha nganoma yikuphi ukuthengiselana, okukuvumela ukuthi ubone ukukhwabanisa ngokushesha.
Dala Ifolda ‘Yokuphikisana’: Gcina wonke ama-statement akho asebhange kanye nanoma yikuphi ukuxhumana nebhange lakho noma izinkampani mayelana nama-debit order anenkinga.
Cabangela Ukuqoqa Imali: Uma izindleko zasebhange nama-debit order kuyinkinga engapheli, cabangela ukuqoqa isibonelelo sakho ePosini noma endaweni yokukhokha ekhonjiwe efana ne-Shoprite noma i-Pick n Pay. Nakuba kungabandakanya imigqa, uthola inani eligcwele lemali, uphephile ekudonsweni kwemali.

Isiphetho: Isibonelelo Sakho Siyinsika Yakho, Akuyona Inzuzo Yabo

Uhlelo lwesibonelelo se-SASSA luyinsika yezigidi zabantu, kodwa ludale nokuhlwitha okukhulu kwezinkampani ezibona abahlomuli njengezinhloso ezilula. I-debit order ka-R99, imali yasebhange efihliwe, ne-policy yomngcwabo ebiza kakhulu akuyona nje imisebenzi; kuwukuhlasela isithunzi sakho nokusinda kwakho. Ukulawula akulula, kodwa kubalulekile. Ngokuqaphela, ukubuza ngakho konke okudonswayo, nokwazi amalungelo akho, ungaguqula izinto ngo-2026. Isibonelelo sakho siyilungelo lakho, futhi wonke uRand wakho ungowakho.

FAQs

Iyiphi i-akhawunti yasebhange eshibhe kakhulu yezibonelelo ze-SASSA ngo-2026?

Nakuba amabhange amaningana anikeza izinketho ‘zezindleko eziphansi’, ama-akhawunti avela ku-TymeBank kanye ne-Capitec Global One account avame ukukhonjwa njenganenye yezimali eziphansi kakhulu. Ukukhetha okuhle kakhulu kuncike ekusetshenzisweni kwakho. Okubalulekile ukuthola i-akhawunti engenazimali zanyanga zonke nezincane noma ezingekho izimali zokukhipha imali kuma-till e-PnP noma e-Shoprite, okuyinto evame ukuba shibhile kunokusebenzisa i-ATM.

Ngingayivala kanjani i-debit order engekho emthethweni ku-akhawunti yami ye-SASSA?

Okokuqala, xhumana nebhange lakho ngokushesha. Ungacela ukuthi bayibuyise i-transaction uma kungakapheli izinsuku ezingu-40 futhi babeke isikhiya sokukhokha kuleyo nkampani. Kufanele uqine. Uma ibhange lingasizi, faka isikhalazo esisemthethweni emnyangweni wokuxazulula izingxabano webhange bese kuba ku-Ombudsman for Banking Services.

Ingabe inkampani ingathatha imali esibonelelweni sami se-SASSA ngaphandle kwemvume yami?

Ngokusemthethweni, cha. I-debit order esemthethweni idinga igunya (imvume yakho). Kodwa-ke, ama-debit order okukhwabanisa nangagunyaziwe ayinkinga enkulu. Yingakho kufanele uhlole i-statement yakho inyanga nenyanga futhi uphikise noma yikuphi ukuthengiselana ongamugunyazanga.

Ingabe kuphephe kakhulu ukuqoqa isibonelelo sami se-SASSA ngemali?

Kwabanye abantu, yebo. Ukuqoqa isibonelelo sakho ngemali ePosini noma kumlingani wezitolo (njenge-Checkers, Pick n Pay) kuqinisekisa ukuthi uthola inani eligcwele ngaphandle kwezimali zasebhange noma ama-debit order adonswayo kuqala. Ububi kungaba imigqa emide kanye nengozi yokuthwala imali.

Ngenqatshiwe isibonelelo. Ingabe i-akhawunti yasebhange ingakuthinta lokhu?

Yebo, ngokungaqondile. Ngesikhathi sokuhlola imali, i-SASSA ihlola i-akhawunti yakho yasebhange nganoma yimiphi eminye imithombo yemali. Uma unezinkokhelo ezivamile ezingena ku-akhawunti yakho ezingaveli ku-SASSA, kungaholela ekwenqatshweni kwesibonelelo sakho. Uma ukholwa ukuthi wenqatshiwe ngokungafanele, kufanele ulandele inqubo esemthethweni echazwe ku-[SASSA Appeals Guide] yethu.

Yini i-DebiCheck debit order futhi ingabe ivikeleke kakhulu?

I-DebiCheck iwuhlobo oluvikeleke kakhulu lwe-debit order lapho kufanele ugunyaze isivumelwano nebhange lakho ngaphambi kokuba lucutshungulwe. Lokhu kwenziwa ukuze kulwisane nokuhlukunyezwa kwe-debit order. Ngaso sonke isikhathi phikelela ngegunya le-DebiCheck nganoma yikuphi ukuthengiselana okusha ukuze uzivikele, kodwa qaphela ukuthi ama-debit order amaningi amadala, okukhwabanisa asasebenzisa uhlelo oludala.

Ngingasisebenzisa isibonelelo sami se-SASSA ukuze ngithole imalimboleko?

Yebo, ungakwazi, kodwa kufanele uqaphele kakhulu. Ababolekisi abahloniphekile bazohlola ikhono lakho lokubuyisela. Ababolekisi abanolaka (loan sharks) bazokunika imali bazi ukuthi isibonelelo yimali yakho kuphela, bakubambe emjikelezweni wesikweletu. Ungalokothi unikeze ikhadi lakho le-SASSA ne-PIN njengesibambiso semalimboleko; akukho emthethweni.

Ikhadi lami legolide le-SASSA liphelelwa isikhathi. Kufanele ngenzeni?

I-Postbank iqinisekisile ukuthi amakhadi egolide e-SASSA aphelelwe yisikhathi noma aphelelwa yisikhathi azohlala esebenza futhi esebenza kuze kube yilapho kuziswa ngokwengeziwe ngo-2026. Akudingeki uphuthume ukuthola elisha. Ungaqhubeka usebenzise ikhadi lakho elikhona ukuze ukhiphe imali nokuthenga njengokujwayelekile.