Izingibe Zemali Ze-SASSA zika-2025: Ingabe Amabhange Nabanikeli Ngemali Baminza Isibonelelo Sakho?

Ukuphenya okujulile kuka-2025 mayelana nemali efihlekile, ama-debit order angafanele, kanye nabanikeli ngemali abahlasela abahlomulayo be-SASSA. Sidalula izingibe zemali ezivamile futhi sinikeza uhlelo olucacile lokuvikela isibonelelo sakho ekuminzweni ngaphambi kokuthi usisebenzise.

Ubusela Obuthule: Ingabe Isibonelelo Sakho Se-SASSA Siyanyamalala?

Kuyindaba esiyizwa kaningi kakhulu ngoZibandlela (December) 2025. Isaziso siyafika: isibonelelo sakho se-SASSA sesikhokhiwe. Kodwa uma uhlola ibhalansi yakho, isiqephu semali sesinyamalele. Kuqwebe u-R50 lapha, u-R99 laphaya. Lokhu akukhona nje ukungahambi kahle kwezinto; kuyinkinga ehlelekile. Ezigidini zabantu abasengozini eNingizimu Afrika, uhlelo lwesibonelelo somphakathi, olwenzelwe ukuba lube usizo, seluphenduke indawo yokudla yamabhange anezifiso, abanikeli ngemali abahlaselayo, nezinkampani ezingaziwa ezenza ukudonswa kwemali okungagunyaziwe. Ukusunduza kukahulumeni ukuze abahlomulayo bahambe bayosebenzisa uhlelo olusemthethweni lwamabhange bekuhloswe ukuthuthukisa ukusebenza kahle, kodwa ingabe lokhu kuvule umnyango wezinhlobo ezintsha zokuxhashazwa? Lesi sihloko akusona nje esinye isiqondiso. Kuyisexwayiso kanye nohlelo lokusebenza. Sizohlaziya izingibe zemali ezivamile kakhulu zika-2025 futhi sikunikeze amathuluzi okulwa nokuvikela yonke iRand okufanele uyithole.

Ingibe 1: Ukucekelwa Phansi Kwe-akhawunti YaseBhange - Ukukhetha Okungalungile Kungakubiza Kakhulu

Akuwona wonke ama-akhawunti asebhange enziwe ngokulingana, ikakhulukazi uma kukhulunywa ngezinkokhelo ezincane, ezibalulekile njengesibonelelo se-SASSA. Nakuba ukuhamba uhlukane nohlelo lwePostbank oluvame ukungathembeki kubonakala kuwukuhamba okuhlakaniphile, ukujaha i-akhawunti yasebhange engafanele kungaba iphutha elibizayo. Iphupho Elibi Lemali Ekhokhwayo Ephezulu: Ama-akhawunti amaningi asebhange ajwayelekile enzelwe abantu abahola imali, hhayi abahlomula isibonelelo. Ziza nemali ekhokhwa nyanga zonke yokuphatha, izindleko eziphezulu zokukhipha imali, nemali ekhokhelwa yonke into oyenzayo. Imali ekhokhwanga nyanga zonke engu-R10 ingase ingabonakali iyinkulu, kodwa icishe ibe u-3% wesibonelelo se-SRD esingu-R370. Faka ukukhipha imali okumbalwa kwe-ATM, futhi ungase ulahlekelwe u-R50-R80 wesibonelelo sakho ngenxa yemali ekhokhwa yibhange kuphela. Lokho kungaba isinkwa noma ugesi wesonto lonke. Isixazululo - Ukwanda Kwezinketho Zamabhange Angabizi: Izindaba ezinhle ukuthi ukuncintisana kuphoqe amabhange ukuthi anikeze izinketho ezingcono. Ngo-2025, amabhange amaningana anikeza ama-akhawunti aklanyelwe ngqo abahola imali encane: * TymeBank: Ngokuvamile ayinayo imali ekhokhwa nyanga zonke futhi inezindleko eziphansi zokwenziwa kwezinto. Ungakwazi ukukhipha imali ezitolo zePick n Pay noma iBoxer, okungabiza kancane kuneyomshini we-ATM ojwayelekile. * Capitec: Yaziwa ngohlelo lwayo lokusebenzisa ibhange olulula, inikeza i-akhawunti eyodwa yomhlaba wonke enezindleko eziphansi zanyanga zonke kanye nezindleko zokwenziwa kwezinto ezisobala, ezikhokhwa ngokusebenzisa. * Bank Zero: Inketho yedijithali kuphela engenazo izindleko zanyanga zonke, kodwa kufanele ukhululeke ukusebenzisa uhlelo lokusebenza lwe-smartphone kukho konke ukubhanga kwakho. Uhlelo Lwakho Lokusebenza: Ngaphambi kokuthi ushintshe inkokhelo yakho yesibonelelo uyiyise ebhange elisha, funa uhlelo oluphelele lwezindleko. Babuze ngqo: ‘Uma ngithola u-R370 futhi ngikhipha imali kabili, ngizokhokha malini ezindlekweni?’ Impendulo yabo izokutshela konke okudingeka ukwazi. Ungacindezelwa ukuthi uthathe i-akhawunti ‘ye-bundle’ ongayidingi.

Ukuvikela Kwakho: Ungawuqeda Kanjani Ama-Debit Order Angafanele ngo-2025

Lena yiyona ngibe ecasula kakhulu. Inkampani ongakaze uyizwe, ngesevisi ongakaze ubhalisele, iqala ukukhipha imali e-akhawuntini yakho inyanga ngayinye. Lokhu kuvame ukubizwa nge-‘DebiCheck’ noma i-debit order, futhi nakuba kukhona okuqondile kwezinto ezinjengomshwalense, kuye kwavela imboni yobugebengu ezungeze bona. Kwenzeka Kanjani? 1. Idatha Eveliwe: Imininingwane yakho ingase ithengiswe noma ivuzwe ngokungemthetho. 2. Amagama Amancane Esivumelwaneni: Ungase uvumelane nakho ungazi emiyalweni nemibandela yomncintiswano noma isicelo semalimboleko. 3. Ubuqhaqhaqha Obusobala: Izigebengu zisebenzisa nje ulwazi lobunikazi oluntshontshiwe ukudala i-debit order. Lokhu kudonswa kwemali kuvame ukuba ngenani elincane, elibonakala lingenamsebenzi njengo-R99, okuklanyelwe ukuba kudlule ngaphansi kwezinhlelo zokuhlola. Izinkampani ezibenza lokhu zibheja ukuthi ngeke ube nesikhathi noma izinsiza zokukulwa. Ziyaphosisa. Ngokushesha nje lapho ubona ukwenziwa kwemali ongakuboni, kufanele wenze okuthile. Imali yakho isengcupheni. Ukuze uthole okwakamuva mayelana nokugunyazwa kwesibonelelo sakho ngaphambi kokuhlola ukudonswa kwemali, ungahlala wenza i-SRD Status Check. Lwa Nabo: Indlela Yokumisa Ama-Debit Order Angafanele ngo-2025 Ukulwa nalokhu kudonswa kwemali kuyilungelo lakho. Akumele ukwamukele lokhu kwebiwa. Landela lezi zinyathelo ngokucophelela: Isinyathelo 1: Thola Isitatimende Sakho SaseBhange. Thola ngokushesha isitatimende esiprintiwe ebhange lakho noma hlola uhlelo lwakho lokusebenzisa ibhange lwedijithali. Thola igama lenkampani ekhipha imali yakho kanye nereferensi yokwenziwa kwezinto. Isinyathelo 2: Yiya Egatheni Lakho LeBhange. Ungayishayeli inkampani ngqo kuqala. Yiya ebhange lakho ne-ID yakho nesitatimende. Tshela umeluleki, ‘Ngifuna ukuphikisa futhi ngibuyisele i-debit order engafunelwe.’ Isinyathelo 3: Gcwalisa Ifomu Lokuphikisa. Ibhange lizokunikeza ifomu. Ligcwalise ngokunembile. Shono ngokucacile ukuthi awukugunyazanga ukwenziwa kwemali. Ibhange linomthwalo wemfanelo ngokomthetho ukukusiza. Isinyathelo 4: Funa Ukubuyiselwa Ngokushesha. Ukuze kuthengiselwane kwakamuva (ngokuvamile phakathi kwezinsuku ezingu-40 ezedlule), ibhange lingakwazi ukubuyisela inkokhelo ngokushesha. Kufanele uyibone imali ibuyela e-akhawuntini yakho ezinsukwini ezimbalwa. Isinyathelo 5: Vimba Inkampani. Phikelela ukuthi ibhange libeke i-stop order kukho konke ukuthengiselana kwesikhathi esizayo okuvela kulowo nkampani. Lokhu kubavimbela ukuthi bangazami ukudonsa imali futhi ngenyanga ezayo. Kuyisevisi yamahhala. Ungesabi. Lena yimali yakho, futhi amabhange anomthwalo wemfanelo wokukuvikela emisebenzini yobugebengu.

Ingibe 3: Umjikelezo Wobubi Wosomashonisa (Mashonisa)

Osomashonisa (mashonisas) yizilwane ezidla inyama ezichuma ekuphelelweni ithemba. Bavame ukulenga ezindaweni zokukhokha ngezinsuku zokukhokha isibonelelo, benikeza ‘imali elula’ ngaphandle kwamaphepha. Le ‘mali elula’ iyisicupho esingaholela kumjikelezo omubi wesikweletu. Izimpawu Zokuxwayisa ngo-2025: * Bagcina Ikhadi Lakho Le-SASSA/I-ID: Lokhu ‘ukuqinisekisa’ kwabo. Akukho emthethweni futhi kubanika ukulawula okuphelele phezu kwesibonelelo sakho. Bazokhipha isibonelelo sakho sonke futhi bakunike lokho okusele ngemuva ‘kokukhokha’ kwabo, bakubambezele ekubolekeni futhi. * Amanani Enzalo Angahlakaniphile: Bakhokhisa amanani enzalo angu-30%, 50%, noma angu-100% ngenyanga. Imalimboleko ka-R200 ingaba isikweletu sika-R400 ngosuku lwakho olulandelayo lokukhokha. * Awekho Amaphepha: Umboleki osemthethweni, obhaliswe ne-National Credit Regulator (NCR), kufanele akunike isivumelwano sesikweletu esisho ngokucacile inani lemalimboleko, inani lenzalo, nemigomo yokukhokha. * Izinsongo Nokwesabisa: Uma ufika sekwephuzile ngenkokhelo, bazosebenzisa izinsongo zobudlova kuwe noma emndenini wakho. Uma usenkingeni yezezimali, usomashonisa akulona neze isixazululo. Kungcono ukufuna usizo emndenini, ezinhlanganweni zomphakathi, noma ukusondela kumuntu obhalisiwe obolekisa imali omncane okufanele athobele umthetho.

Ingibe 4: ‘Ukuthula Kwengqondo’ Okubiza Kakhulu - Imishwalense Yomngcwabo Nezinye Izinhlobo

Ukuhlinzeka ngomngcwabo ohloniphekile kubaluleke kakhulu esikweni lethu. Abathengisi abangenamahloni bayakwazi lokhu futhi basebenzisa amaqhinga okucindezela aphezulu ukuze bathengise izinqubomgomo zomngcwabo ezibiza kakhulu noma ezingafanele abahlomulayo besibonelelo. Bazomisela amatafula eduze kwezindawo zokukhokha ze-SASSA, bethembisa ‘ukuthula kwengqondo’ ngemali ’encane’ yanyanga zonke. Inkinga ukuthi lezi zindleko ezincane ziyafika, futhi ngokuvamile lezi zinqubomgomo zinezinto eziningi kangangokuthi azinamsebenzi lapho uzidinga khona. Abanye bazozama ukukuthengisela izinkontileka zezingcingo noma ezinye izinsiza ongasidingi, zifakwe esethembisweni se-airtime. Ukuvikela Kwakho: * Ungalokothi Usayine Khona Lapho: Thatha amaphepha uye ekhaya. Wafunde ngokucophelela. Cela ilungu lomndeni elithembekile ukuthi lifunde nawe. * Buza Imibuzo Eqinile: ‘Ingakanani inani engizolikhokha ngonyaka?’ ‘Yini ngqo le esiyifaka?’ ‘Yiziphi izimo ezingabangela ukuthi ningakhokhi?’ * Qhathanisa Izilinganiso: Ungathengi kumuntu wokuqala ohlangana naye. Thola izilinganiso kubahlinzeki okungenani abathathu abahloniphekile. Khumbula, umeluleki wezezimali osemthethweni ngeke akucindezele ukuthi wenze isinqumo ngokushesha.

Ingabe I-SASSA Yenza Okwanele Ukuvikela Abahlomulayo?

Lona umbuzo obalulekile okufanele siwubuze ngoZibandlela 2025. Ngenkathi umyalo oyinhloko we-SASSA uwukusabalalisa izibonelelo, inesibopho sokuziphatha ukuqinisekisa ukuthi imali ifinyelela kubantu ehlose kubo. Ukumane utshele abahlomulayo ukuthi ‘baqaphele’ akwanele. I-SASSA ingenza okwengeziwe. Ingase iqhube imikhankaso yokuqwashisa umphakathi ehlukumezayo ku-TV, emsakazweni, kanye nasezinkundleni zokuxhumana, eqamba futhi ihlazise ngokuqondile izinkampani ezikhohlisayo. Ingase isebenzisane kakhulu nomkhakha wamabhange kanye ne-NCR ukudala uhlu olumnyama lwezinkampani ezihlala zihlasela abahlomulayo ngama-debit order angafanele. Ingase futhi inikeze iziqondiso ezicacile, ezilula zendlela yokukhetha i-akhawunti yasebhange ephephile, engabizi kakhulu. Uhlelo lwamanje lubeka umthwalo omkhulu kumhlomuli ngamunye - abantu abavame ukuba sebekhulile, abanolwazi oluphansi lwezezimali, noma abahlala ezindaweni ezikude ngaphandle kokufinyelela okulula emagatsheni asebhange. Sekuyisikhathi sokuthi i-SASSA nabalingani bayo kuhulumeni bathathe isimo sokuvikela esisebenzayo, esithembekile. Uma usalindile isibonelelo sakho futhi udinga ukufaka isikhalo, i-SASSA Appeals Guide yethu ingakusiza ukuthi uzulazule kule nqubo.

Isiphetho: Buyisa Ukulawula Imali Yakho

Isibonelelo sakho se-SASSA siyintambo yokuphila, akuyona nje i-lottery prize yezinkampani ezidlayo. Ukulahlekelwa ngisho no-R50 ngenxa yezindleko noma ubugebengu kungasho umehluko phakathi kokuba nogesi noma ukuhlala ebumnyameni. Ngo-2025, ukuzivikela ngokwezimali akuyona inketho; kubalulekile. Qaphela. Hlola izitatimende zakho inyanga ngayinye. Buza yonke into edonswayo ongayiboni. Ungesabi ukungena ebhange lakho futhi ufune izimpendulo. Ngokuqonda lezi zingibe nokusebenzisa amasu achazwe lapha, ungakha isihlangu sezezimali esizungeze isibonelelo sakho futhi uqinisekise ukuthi yonke iRand ikusebenzela wena nomndeni wakho, hhayi inkampani engenaso isithunzi.

FAQs

Iyiphi i-akhawunti yasebhange engabizi kakhulu yesibonelelo se-SASSA ngo-2025?

Kusukela ngasekupheleni kuka-2025, amabhange edijithali njengeTymeBank neBank Zero ngokuvamile anezindleko eziphansi kakhulu ngaphandle kwezindleko zanyanga zonke. ICapitec iphinde inikeze i-akhawunti engabizi kakhulu edumile. Kubalulekile ukuqhathanisa izakhiwo zakamuva zezindleko, ikakhulukazi izindleko zokukhipha imali kuma-ATM uma kuqhathaniswa nezitolo ezinkulu njengePick n Pay, Boxer, noma iShoprite, ezivame ukuba zishibhile.

Ngingakwazi yini ukumisa i-debit order ngedwa ngisebenzisa ifoni yami?

Ezinye izinhlelo zokusebenza zasebhange zikuvumela ukuthi umise noma uphikise ama-debit order ngqo. Kodwa-ke, ukuze uqinisekiswe ukumiswa nokubuyiselwa, kusebenza kakhulu ukuthi uye egatsheni nebhuku lakho le-ID futhi ugcwalise amafomu okuphikisana asemthethweni. Lokhu kudala umzila wamaphepha futhi kuqinisekisa ukuthi ibhange lenza ngokomyalo wakho.

Kuphephile yini ukunikeza i-SASSA imininingwane yami yasebhange?

Yebo, ukunikeza i-SASSA imininingwane ye-akhawunti yakho yasebhange kuyindlela enconywayo nephephe kakhulu yokuthola isibonelelo sakho. Ikunika ukulawula okwengeziwe futhi ithembekile kunohlelo lwePostbank. Vele uqinisekise ukuthi usebenzisa iwebhusayithi esemthethweni ye-SASSA futhi ungalokothi wabelane nge-PIN yakho yasebhange noma imininingwane yekhadi lakho eliphelele nanoma ubani.

Ngimbika kanjani usomashonisa (mashonisa)?

Kufanele ubike osomashonisa abangemthetho ku-National Credit Regulator (NCR) ku-0860 627 627. Ungaphinda ubike emaphoyiseni akho aseNingizimu Afrika (SAPS), ikakhulukazi uma bekusabisa noma bethathe ibhuku lakho le-ID noma ikhadi le-SASSA ngokungemthetho.

Isibonelelo sami se-SASSA sakhokhwa, kodwa imali ayisekho. Kwenzekeni?

Lokhu cishe kungenxa yama-debit order noma izindleko zasebhange. Thola isitatimende sasebhange ngokushesha. Sizokukhombisa kahle ukuthi imali iye kuphi. Uma ubona ukudonswa kwemali ongakugunyazanga, kufanele ulandele izinyathelo zokukuphikisa ebhange lakho njengokwenziwa kwemali okungagunyaziwe.

Ingabe ukushintsha i-akhawunti yami yasebhange kuzolibazisa inkokhelo yami ye-SASSA?

Kungakwenza uma ukwenza ngesikhathi esingalungile. Kufanele ubuyekeze imininingwane yakho yasebhange ne-SASSA ngaphambi kokuba kuqale ukukhokhwa kwenyanga. Kungathatha cishe inyanga ukuthi ushintsho lucutshungulwe. Hlola iziteshi ezisemthethweni ze-SASSA ukuze uthole izinsuku zokusika. Ukuze ubone uhlelo, hlola SASSA Payment Dates esemthethweni.

Othile unginikeze imalimboleko kuWhatsApp esebenzisa isibonelelo sami se-SASSA njengesibambiso. Ingabe lokhu kusemthethweni?

Cha, lokhu cishe kuyisigebengu noma usomashonisa ongabhalisiwe. Abanikeli ngemali abasemthethweni abasebenzi kuphela nge-WhatsApp. Bazoba nekheli langempela futhi babhaliswe ne-NCR. Ungalokothi wabelane ngemininingwane yakho, izinombolo ze-ID, noma imininingwane yasebhange nabo.

Iyini i-‘DebiCheck’ futhi yehluka kanjani?

I-DebiCheck iwuhlelo oludinga ukuthi ugunyaze i-debit order entsha ku-akhawunti yakho yasebhange nge-elekthronikhi (nge-foni yakho noma i-ATM) ngaphambi kokuba icutshungulwe. Lokhu kwethulwa ukulwa nama-debit order akhwabanisayo. Kodwa-ke, ama-debit order amadala, angewona awe-DebiCheck asakhona, futhi abantu basengakhohliswa ukuthi bagunyaze igunya le-DebiCheck. Hlala ufunda isicelo sokugunyazwa ngokucophelela ngaphambi kokuba wamukele.