Iqiniso Ngezikweletu Ze-SASSA NamaKhadi Ezitolo KuNovemba 2025: Ingabe Kuyinsindiso noma Ugibe Lwesikweletu?

Ukucubungula okunzulu ngezindlela zokubolekisa ezilimazayo eziqondise kubahlomuli be-SASSA ekupheleni kuka-2025. Sihlaziya izindleko zangempela zamakhadi ezitolo, izikweletu ’eziqinisekisiwe’, namapholisi omngcwabo, sinikeza izindlela ezingcono zokonga imali ngesikhathi samaholidi.

Ugibe Lwe-‘December Fever’: Kungani uNovemba 2025 Uyinyanga Eyingozi Kakhulu Kulesi Sibonelelo Sakho

Njengoba uNovemba 2025 uletha ‘i-December Fever,’ izigidi zabahlomuli be-SASSA zibheke emalini mboleko (loans) nasemakhadini ezitolo. Thola ukuthi kungani lezi zinketho zemali ’ezilula’ zingabhubhisa inani lesibonelelo sakho futhi ufunde izimfihlo zasebhange ezingakongela izinkulungwane.

Kuyenzeka njalo ngonyaka, kodwa kuNovemba 2025, ingcindezi iphezulu kunangaphambili. Njengoba sisondela esikhathini samaholidi, ukulangazelela imali eyengeziwe yokuthenga izingubo zesikole zonyaka ozayo, ukudla kukaKhisimusi, noma nje ukuze usinde ekomeni ‘kukaJanuworry’ kuholela abahlomuli abaningi ezinqumweni ezimbi.

Sibona ukwanda okukhulu kokukhangisa okuvela kubashushisi bezikweletu (‘oMashonisa’) nakubathengisi abaphusha amakhadi esitolo ikakhulukazi kubamukeli be-SASSA. Bayazi ukuthi unemali engenayo eqinisekisiwe, futhi bafuna ucezu lwayo ngisho ingakafiki ephaketheni lakho. Lokhu akusizo; kuwukuvuna. Uma uthola isibonelelo, kungaba yi-SRD R370 (esilungisiwe) noma i-Older Persons Grant, imali yakho isivele incane. Ukuyinika i-20% noma i-30% yayo ngendlela yenzalo nezinkokhelo kuwukuzibulala ngokwezimali.

Ihaba LamaKhadi Ezitolo: Ukuthenga Isinkwa Ngesikweletu Ngo-2025

Enye yezinto ezikhathaza kakhulu ekupheleni kuka-2025 ukuqhuma ‘kwesikweletu sokuthenga ukudla’. Abathengisi baphusha amakhadi esitolo njengokwenza lula, kodwa ake sibheke izibalo. Uma uthenga isinkwa sika-R20 ngekhadi lesitolo elinenzalo ephezulu nezinkokhelo zanyanga zonke, leso sinkwa singagcina sikubiza u-R35 ngokuhamba kwesikhathi.

Kungani amakhadi esitolo eyingozi kubahlomuli be-SASSA:

• Izinkokhelo Ezifihliwe: Akuyona nje inzalo; yizinkokhelo ‘zeqembu’, ‘izinkokhelo zesevisi’, kanye ’nomshwalense’ ongezwe ekhadini.
• Ugibe Lwesikweletu: Uma usuqala ukuthenga ukudla ngesikweletu, usebenzisa isibonelelo senyanga ezayo namuhla. Lokhu kusho ukuthi ngenyanga ezayo, uzoba nemali encane, ngakho ubamba isikweletu esiningi.
• Ugibe Lwesimo Esingamanga: Ungaweli ngamakhadi e-golide noma e-platinum. Ayingozi eyenziwe ngepulasitiki eyenzelwe ukukugcina umpofu.

Esikhundleni sokuvula i-akhawunti yesitolo kulo Novemba, cabanga ukujoyina ‘i-Stokvel’ yasendaweni ukuze uthenge ukudla ngobuningi. Kuyindlela endala, kodwa ngo-2025, isalokhu iyindlela ephumelela kakhulu yokulwa nokukhuphuka kwamanani.

Amanga E-‘SASSA Loan Eqinisekisiwe’: Abangakutsheli Kona

Ake sicacise: I-SASSA AYINIKEZI imali mboleko. Uma ubona isikhangiso se-‘SASSA Loan’ noma ‘i-Government Approved Loan for Pensioners,’ umboleki wangasese osebenzisa igama le-SASSA ukuze athole ukwethenjwa kwakho.

KuNovemba 2025, ababolekisi abangabhalisiwe bavame ukufuna ukuthi unikeze ikhadi lakho le-SASSA noma incwadi ye-ID ’njengesibambiso’. Lokhu akukho emthethweni. Ngaphansi kwe-National Credit Act, akukho mboleki ovunyelwe ukugcina amadokhumende akho okuhlonza noma amakhadi asebhange. Uma umboleki ecela ikhadi lakho ne-PIN, suka ngokushehesha. Abakusizi; bayakugqilaza.

Uma kufanele nakanjani uboleke imali (ngesimo esiphuthumayo sangempela, hhayi ukuyithengela izinto ezingabalulekile), sebenzisa kuphela abahlinzeki besikweletu ababhalisiwe njengamabhange asemthethweni. Kodwa qaphela: amabhange ngokuvamile awaboleki ngokumelene nesibonelelo se-SRD ngoba sesikhashana. Abahlomuli bomhlalaphansi banokufinyelela okwengeziwe esikweletini, kodwa lokho kubenza babe yizisulu ezinkulu.

Izimpi Zasebhange 2025: I-Postbank vs. i-Capitec vs. i-TymeBank

Uma usakhokha u-R50 noma u-R100 ngenyanga ezinkokhelweni zasebhange kuNovemba 2025, ulahla imali. ‘Izimpi Zasebhange’ eNingizimu Afrika zehlise izinkokhelo, kodwa kuphela kumakhasimende ahlakaniphile.

• I-Postbank / Ikhadi Legolide (Gold Card): Ibelokhu ithembekile kwabanye, kodwa ivamise ukuhlushwa yizinkinga zobuchwepheshe kuma-ATM. Izinkokhelo ziphansi, kodwa ukutholakala kungaba yinkinga ngesikhathi sokukhokha.
• I-Capitec: Isahlala iyintandokazi ngenxa yobulula ‘be-Global One’, kodwa qaphela izinkokhelo zokukhipha imali kwamanye ama-ATM asebhange. I-app yabo inhle kakhulu ekuphatheni imali ngaphandle kokuhamba uye egatsheni.
• I-TymeBank: Imodeli yezinkokhelo zanyanga zonke eziyize (zero-monthly-fee) iphelele kubamukeli besibonelelo. Ukusebenzisa izindawo zokukhipha imali ze-Boxer noma i-Pick n Pay kuvamise ukuba kushibhe kunokusebenzisa i-ATM.

Iseluleko Sangaphakathi: Uma ufuna ukushintsha amabhange ukuze ugweme imigqa noma izinkokhelo eziphakeme, kufanele ukwenze LOKHU NGAPHAMBI komhla ka-15 wenyanga ukuze kuthinte umjikelezo olandelayo wokukhokha. Ungalindi kuze kufike isonto lokukhokha! Ungahlola Izinsuku Zokukhokha zakamuva ukuze uhlele ukushintsha kwakho ngokuphepha.

Ukuqeda Imali Kwepholisi Lomngcwabo: Ingabe Ufake Imishwalense Eminingi Kakhulu?

Sonke sifuna isithunzi ekufeni, kodwa ngo-2025, abahlomuli bomhlalaphansi be-SASSA abaningi ‘bafake imishwalense eyeqile’. Kuvamile ukuthola abahlomuli bomhlalaphansi benamapholisi omngcwabo amathathu noma amane ahlukene, edonsa u-R300 noma u-R400 esibonelelweni sabo sanyanga zonke.

Iqiniso Eliqinile: Udinga i-pholisi elilodwa kuphela elihle. Abathengisi bomshwalense abangathembekile bavame ukusayina abantu asebekhulile amapholisi amasha ngaphandle kokukhansela amadala, noma okubi nakakhulu, ngaphandle kokuchaza ukuthi kunesikhathi sokulinda sezinyanga eziyisithupha.

• Isinyathelo Okufanele Usithathe: Hlola irisidi lakho lokukhokha noma i-statement sasebhange kulo Novemba. Uma ubona ukudonswa kwemali ongakukhompi noma ukudonswa okuningi kwe-‘Funeral,’ vakashela ihhovisi le-SASSA eliseduze noma ibhange ngokushesha ukuze ukhulume ngakho. Ungavumeli ukwesaba ikusasa kukuphuce imali yokudla kwakho kwanamuhla.

Ukubhanga Ngedijithali: Isikhali Esiyimfihlo Esilwa Nobugebengu

Ukuphatha imali ngokushesha ngoNovemba noZibandlela kuyingozi. Izigebengu ziyazi izinsuku zokukhokha. Ngo-2025, indlela ephephe kakhulu yokuphatha isibonelelo sakho ngedijithali.

• Sebenzisa ikhadi lakho ukuswayipha: Izitolo ezinkulu eziningi (i-Shoprite, i-Checkers, i-Boxer, i-Pick n Pay, i-Spar) zikuvumela ukuthi uswayiphe ikhadi lakho le-SASSA mahhala ku-till. Lokhu kukubiza u-R0.00. Ukukhipha imali kuma-ATM kubiza imali.
• I-Cashback ku-till: Uma udinga imali, yikhiphe ku-till. Kuphephe futhi kushibhe kunama-ATM azimele.
• I-App Banking: Uma une-smartphone, funda ukusebenzisa i-app yebhange lakho ukuze uthenge ugesi noma i-airtime. Lokhu kukwenzela imali yetekisi eya edolobheni.

Ungayihlola Kanjani Imali Yakho Ngaphandle kwe-Airtime ngo-2025

Yeka ukukhokha u-R5 ukuze nje ubone ukuthi unamalini! KuNovemba 2025, kufanele usebenzise amakhodi e-USSD.

• Kubahloli be-SASSA Gold Card abaningi, ungazama ukudayela u-*120*3210# (qinisekisa ngemiyalelo yomkhiphi wekhadi lakho elithile).
• Ukuze Uhlole Isimo se-SRD, hlala usebenzisa amathuluzi amahhala aku-inthanethi kuqala ukuze ubone ukuthi i-‘PayDay’ yakho ifakiwe yini ngaphambi kokuthi uhambe uye e-ATM. Ungasiqinisekisa isimo sakho lapha: [SRD Status Check] (https://www.sassadates.co.za/status-guides/srd-r350-status-check/).

Ukwazi imali yakho ngaphambi kokuthi uthenge kuvimbela ukuhlazeka kwekhadi elenqabiwe futhi kukusiza ukuthi uhlele isabelomali kangcono.

Ukuxazulula Izinkinga: ‘Kungani Imali Inyamalala Ku-Akhawunti Yami?’

Isikhalo esivamile ngo-2025 ukuthi imali ‘iyanyamalala’ ngokushesha lapho isibonelelo sikhokhwa. Lokhu ngokuvamile kungenxa yezinto ezintathu:

1. Izinkokhelo Zasebhange: Usebenzise i-ATM ebiza kakhulu noma uhlole imali yakho kaningi kakhulu.
2. I-Debit Orders: Usayine inkontileka (imali mboleko, i-airtime, ipholisi lomngcwabo) oyikhohlwe.
3. Ukudonswa Okungagunyaziwe (Fraud): Othile ufaka ngobugebengu i-debit order ku-akhawunti yakho.

Indlela Yokulungisa: Yiya ebhange lakho (hhayi e-SASSA) bese ucela ‘I-Stop Payment’ kuma-debit order angagunyaziwe. Ungakwazi futhi ukuphikisa i-debit order ukuze ubuyiselwe imali, kodwa kufanele wenze lokho zingakapheli izinsuku ezingama-40.

Isiphetho: Vikela Amaholidi Akho ka-2025

UNovemba 2025 uyinyanga ebalulekile. Izinqumo ozenzayo manje mayelana nemali mboleko, amakhadi esitolo, nokubhanga zizobeka ukuthi uZibandlela wakho uzoba mnandi noma uzogcwala ingcindezi. Ungavumeli ingcindezi yamaholidi ikuphushele ezingalweni zababolekisi abafuna ukukudla. Gcina ikhadi lakho liphephile, shintshela ekubhangeni kwedijithali okunezinkokhelo eziphansi, futhi uphathe yonke i-Rand yesibonelelo sakho njengegolide eyilo.

FAQs

Ingabe i-SASSA inikeza imali mboleko (loans) kaZibandlela (December) 2025?

Cha, i-SASSA ingumhlinzeki wezibonelelo, hhayi umhlinzeki wezinsizakalo zezezimali. Ayinikezi imali mboleko. Qaphela abakhwabanisi abasebenzisa igama le-SASSA ukudayisa izikweletu ezinenzalo enkulu.

Iyiphi ibhange eshibhile kubahlomuli be-SASSA ngo-2025?

Amabhange edijithali njenge-TymeBank ne-Capitec (Global One) ngokuvamile ayawonga kakhulu, ikakhulukazi uma ugwema ukukhipha imali kuma-ATM futhi uswayipha ikhadi lakho esikhundleni salokho.

Ingabe kusemthethweni ukuthi ‘umashonisa’ agcine ikhadi lami le-SASSA?

Cha, akukho emthethweni ngaphansi kwe-National Credit Act ukuthi noma ngubani agcine idokhumende lakho le-ID, ikhadi le-SASSA, noma ikhadi lasebhange njengesibambiso semali mboleko.

Ngingakuhoxisa kanjani ukudonswa kwemali okungagunyaziwe (unauthorized debit order) ku-akhawunti yami ye-SASSA?

Kufanele uxhumane nebhange lapho isibonelelo sakho sikhokhelwa khona (isib. i-Postbank, i-Capitec) bese ucela ukungaboni ngaso linye ngalokho kudonswa kwemali. Lokhu ngokuvamile kudingeka kwenziwe zingakapheli izinsuku ezingu-40 selokhu kudonsiwe.

Ngingakwazi yini ukuthenga ukudla ngesikweletu ngisebenzisa ikhadi lami le-SASSA?

Awukwazi ukusebenzisa ikhadi le-SASSA uqobo lwayo esikweletini, kodwa abathengisi abaningi banikeza amakhadi esitolo kubahlomuli be-SASSA. Nokho, lawo mahadi avame ukuba nenzalo ephezulu nezinkokhelo, okwenza ukudla kubize kakhulu.