Kungani I-Khadi Lakho Le-SASSA Legolide Likudla Imali Engu-R2,000 Ngonyaka Ngokufihlakele: Ushintsho Lwebhange Okumele Ulwenze Ngo-2025

Kusukela ngoZibandlela (December) 2025, inqwaba yamaNingizimu Afrika iyalahlekelwa yimali ngenxa yezindleko ezifihliwe, izindleko zokuhamba, nezingozi ezihambisana ne-Khadi le-SASSA Legolide. Lolucwaningo luveza izindleko zangempela zohlelo oludala futhi lunikeza umhlahlandlela wesinyathelo ngesinyathelo wokushintshela ku-akhawunti yasebhange yesimanje, engabizi kakhulu ukuze uvikele isibonelelo sakho, wonge imali, futhi uvule amathuba amasha kwezezimali.

Iqiniso Elingakhululekile: I-Khadi Lakho Le-SASSA ‘Lamahhala’ Alimahhala Ngempela

Masikhulume iqiniso elingenankinga. Sekuyiminyaka eminingi, i-Khadi le-SASSA Legolide libonwa njengosizo olukhulu. Kodwa njengoba siphetha u-2025, seliba ugibe lwezimali ezigidi zabantu. Umqondo wokuthi liyindlela ‘yamahhala’ yokuthola isibonelelo sakho uyinkolelo-ze. Uma uhlanganisa imali yetekisi eya endaweni yokukhokha, amanani aphezulu ezitolo zasendaweni (spaza shops) ngosuku lokukhokha, kanye nezimali eziphakeme zokusebenzisa i-ATM yelinye ibhange ngoba i-Post Office inezinkinga, izindleko ziyenyuka kakhulu. Silinganisela ukuthi abahlomuli abaningi balahlekelwa phakathi kuka-R100 no-R200 njalo ngenyanga. Ngonyaka, lokho kungaphezu kuka-R2,000 wemali yesibonelelo sakho iphela emoyeni. Sekuyisikhathi sokubuza umbuzo onzima: Ingabe indlela endala iseyindlela engcono kakhulu? Kubantu abaningi ngo-2025, impendulo ithi cha ngokuqinile.

Ukuchitheka Kwe-R2,000: Ukuhlukaniswa Kwezindleko Ezifihliwe Ze-Gold Card Ngo-2025

Ivelaphi le nombolo engu-R2,000? Akukhona nje ukuqagela; kusekelwe kokuhlangenwe nakho kwangempela kwabahlomuli. Ake sikuhlukanise:

Izindleko Zokuhamba: Uhambo lwetekisi lokubuyela emuva ukuya endaweni yokukhokha ye-SASSA noma i-ATM esebenzayo lungabiza kalula u-R30-R60. Uma kufanele wenze uhambo olubili ngenxa yezinkinga zesistimu, usulahlekelwe u-R120.
Izimali ze-ATM: Uphoqelekile ukusebenzisa i-ATM yebhange elihlukile? Lokho kungenye i-R10-R20 ngokuphuma kwemali. Uma ukhipha imali kabili ngenyanga, kukhona enye i-R40 elahlekile.
Amanani Endawo Aphezulu: Izitolo eziseduze nezindawo zokukhokha ziyaziwa ngokunyusa amanani ngezinsuku zezibonelelo. Ungase ukhokhe imali engu-10-20% ngaphezulu ezintweni ezibalulekile, okukudla u-R50-R100 owengeziwe ekuthengeni kwakho kwanyanga zonke.
Izindleko Zesikhathi: Ukuma kulayini amahora kuyisikhathi obungasichitha ekwenzeni umsebenzi omncane, ubheke umsebenzi, noma nomndeni wakho. Isikhathi sakho sinenani.
Izingozi Zokuphepha: Ukuphatha imali ephuma endaweni yokukhokha kukwenza ube yisisulu sabagibeli. Izindleko zezimali nezomzwelo zokuphangwa zibuhlungu kakhulu.

Uma uhlanganisa konke, ‘ukulula’ kwe-Gold Card kuyinkohliso edla imali yakho yesibonelelo ebalulekile.

Isixazululo Sika-2025: Kungani I-SASSA Ifuna Usebenzise Ibhange Elizimele

Akuyona imfihlo; i-SASSA ngokwayo ibikhuthaza abahlomuli ukuthi bashintshe izinkokhelo zabo zesibonelelo ziziye kuma-akhawunti abo asebhange. Kungani? Ngoba kusebenza kahle, kuphephe kakhulu, futhi kukunika amandla nokulawula okwengeziwe, wena mhlomuli. Ngokusho kwezikhangiso ezisemthethweni ze-SASSA, ukuthola isibonelelo sakho ku-akhawunti yakho yasebhange kuqinisekisa ukuthi imali iyatholakala kuwe ngosuku lokukhokha ngaphandle kokuhluleka futhi kunciphisa ukuthembela ezindaweni ezithile zokukhokha. Lokhu kushintsha kunika amandla abahlomuli ukuthi bajoyine umkhakha wezamabhange osemthethweni, okuyisinyathelo esibalulekile ekufakweni kwezimali nasekuzimeleleni kwezimali. Ukuze uthole uhlelo lwakamuva lokukhokha olusemthethweni, ungahlala ubheka i-SASSA Payment Dates.

Ukuqhathanisa Okubukhali: I-Khadi Le-SASSA Legolide Vs. Ama-Akhawunti Amabhange Esimanje

Ake siqhathanise okudala nokusha. Umehluko ngo-2025 mkhulu kakhulu. | Isici | I-Khadi Le-SASSA Legolide (Postbank) | I-Akhawunti Yesimanje (isb., TymeBank, Capitec) || :— | :— | :— || Imali Yanyanga Zonke | R0 | Ngokuvamile R0 || Ukukhipha Imali | Kukhawulelwe e-Post Office/ezitolo ezithile. Izimali eziphakeme kwamanye ama-ATM. | Khipha kunoma iyiphi i-ATM (imali evamile) noma ngezindleko eziphansi kakhulu (isb., R3.50) ezitolo ezinkulu. || Ukuphepha | Ingozi enkulu yokukopishwa kwekhadi, imikhonyovu, nokwebiwa lapho uphethe imali. | I-PIN evikelekile, ikhono lokuvala ikhadi ngokushesha ku-app, ukuvikelwa komkhonyovu ezingeni lebhange. || Ukulula | Incike ezindaweni zokukhokha ezingokomzimba, olayini abade, ukungasebenzi kwesistimu. | Finyelela imali yakho 24/7 nge-app, i-USSD, noma iyiphi i-ATM. Thenga i-airtime, ugesi, futhi ukhokhe ama-akhawunti ocingweni lwakho. || Izici Ezengeziwe | Ukuthengiselana okuyisisekelo kuphela. | Izindawo zokonga (savings pockets), amathuluzi okubhajetha, ukudluliswa kwemali kwamanye amazwe, izinkokhelo ze-QR code. || Ukwakha Ikusasa | Akwakhi umlando wesikweletu. | Kungasetshenziswa njengobufakazi bemali engenayo kuma-akhawunti esitolo noma izikweletu ezincane ezivela emithonjeni ethembekile, kusiza ekwakheni irekhodi lezezimali. |

Umhlahlandlela Wesinyathelo Ngokwesinyathelo: Indlela Yokushintsha Inketho Yakho Yokukhokha Ye-SASSA NgoZibandlela 2025

Usukulungele ukushintsha? Kulula kunalokho ocabanga ngakho. Nansi inqubo ebuyekeziwe ka-2025:

Vula I-Akhawunti Yasebhange: Hamba ebhange elifana ne-Capitec, i-TymeBank (ekhiyoski ye-Pick n Pay noma i-Boxer), noma i-FNB nencwadi yakho kamazisi eluhlaza noma i-Smart ID card kanye nobufakazi bendawo ohlala kuyo. Ama-akhawunti amaningi ezingeni lokuqala angavulwa ngaphansi kwemizuzu engu-15.
Thola Ubufakazi Be-Akhawunti: Cela ibhange ikhadi elisemthethweni, elinesitembu eliqinisekisa ukuthi ungumnikazi we-akhawunti. Kufanele libonise igama lakho eligcwele, inombolo kamazisi, kanye nemininingwane ye-akhawunti yasebhange. Lokhu akumele kuxoxiswane ngakho.
Gcwalisa Ifomu Le-SASSA: Thola ‘Ifomu Lemvume Yokukhokha NgeBhange’ (i-SASSA Form 1) ehhovisi le-SASSA noma ulande kwiwebhusayithi esemthethweni ye-SASSA. Ligcwalise ngokucophelela, uqinisekise ukuthi imininingwane yakho ihambisana ngokuphelele neyakho ku-ID nencwadi yasebhange.
Hambisa Amadokhumenti Akho: Thatha ifomu eligcwalisiwe, incwadi yasebhange yokuqala enesitembu, kanye ne-ID yakho uye ehhovisi le-SASSA eliseduze nawe. UNGATHUMELI omunye umuntu esikhundleni sakho. Kufanele ukwenze lokhu mathupha.
Linda Ukuqinisekiswa: Ukushintsha kungathatha kufike ezinsukwini ezingu-90 ukuze kucutshungulwe. Ungavali i-akhawunti yakho endala ye-Postbank noma ulahle i-Gold Card yakho uze uthole inkokhelo yakho yokuqala ye-SASSA ku-akhawunti yakho yasebhange entsha. Qhubeka uhlole i-SRD Status Check portal ukuze uthole noma yiziphi izibuyekezo endleleni yakho yokukhokha.

Ukuvula Amandla Amakhulu Ebhange Lakho: Okungaphezu Kokuthola Imali nje

I-akhawunti yakho yasebhange entsha akuyona nje indawo yokuthola isibonelelo sakho; iyithuluzi lezimali elinamandla. Nansi okungaphezu kwalokho ongakwenza ngo-2025:

Izindawo Zokonga (Savings Pockets): Dala ‘izindawo’ noma ‘izinhloso’ ezihlukile zokonga imali yezimali zesikole, into entsha, noma isikhwama sezimo eziphuthumayo. Automate a small transfer of R50 each month.
Khokha Izikweletu Ocingweni Lwakho: Gwema olayini bokukhokhela i-DStv noma amanye ama-akhawunti. Sebenzisa i-app yebhange ukukhokha ngokuqondile bese ulondoloza irisidi ngedijithali.
Thenga I-Airtime Nogesi: Thenga ugesi ne-airtime kuwe noma emndenini wakho ngqo ku-app, ngokuvamile ngaphandle kwezimali ezengeziwe. Lokhu kukusindisa uhambo oluya esitolo.
Thumela Imali Ngokuphepha: Thumela imali kumalungu omndeni kwezinye izifundazwe ngenani elincane kakhulu lezindleko zokusebenzisa izinsizakalo ze-money market.

Uhlangothi Olumnyama: Indlela I-Akhawunti Yasebhange Ekukuvikela Ngayo Emikhonyovini Nabasakoloshi

Enye yezingozi ezinkulu kubahlomuli besibonelelo ukubolekiswa okuyingozi nemikhonyovu ye-debit order. Ukukhokhelwa kwesibonelelo sakho ku-akhawunti yasebhange ephephile kukunika umugqa wokuzivikela onamandla:

Phikisa Ama-Debits Angagunyaziwe: Uma ubona i-debit order ongayazi, ungayiphikisa ngokushesha ebhange lakho. Lokhu kunzima kakhulu ukukwenza ngesistimu ye-Postbank.
Gwema Abasakoloshi (Loan Sharks): Abasakoloshi bachuma ngemali. Ngokuba nemali yakho ebhange, udala isithiyo. Ungakwazi futhi ukwakha umlando wokuthengiselana ongakusiza uthole isikweletu esincane, esiphephile ebhange ngokwalo esimweni esiphuthumayo sangempela, esikhundleni sokuphendukela kumuntu oyisidleke.
Izixwayiso Ze-SMS: Amabhange amaningi akuthumela i-SMS ngaso sonke isithengelelo. Uzokwazi ngokushesha uma imali ishiya i-akhawunti yakho, okukuvumela ukuthi uthathe isinyathelo ngokushesha. Uma wenqatshelwe isibonelelo ngokungafanele futhi udinga ukulwa, Umhlahlandlela Wethu Wokudlulisa Isinqumo ungakunikeza ulwazi olubalulekile.

I-Funeral Cover Nomshwalense: Indlela Ehlakaniphile Yokuvikela Umndeni Wakho

Abahlomuli abaningi bahlaselwa abantu abathengisa kakhulu abadayisa izinqubomgomo zomngcwabo ezibizayo futhi ngokuvamile ezingenasidingo. Ibhange elithembekile linikeza enye indlela ephephile. Amabhange afana ne-Capitec, i-FNB, nabanye anikeza umshwalense womngcwabo ongabizi njengesengezo ozikhethela sona ku-akhawunti yakho. Izimali zokuqala zivame ukuba phansi, imigomo icace bha, futhi imali idebithelwa ngokuphepha ku-akhawunti yakho. Lena inketho engcono kakhulu kunokunikeza imininingwane yakho kumuntu ongamazi emgwaqweni. Hlala ufunda imigomo nemibandela ngokucophelela ngaphambi kokubhalisela noma yimuphi umkhiqizo wezezimali.

Awunayo I-Smartphone? Akunankinga! I-USSD Banking Ingumngane Wakho

Ukukhathazeka okuvamile kuwukuthi, ‘Kuthiwani uma ngingenayo i-smartphone enhle?’ Usengakwazi ukuphatha imali yakho ngempumelelo. Wonke amabhange amakhulu eNingizimu Afrika anikeza i-USSD banking. Lokhu kukuvumela ukuthi usebenzise ifoni elula (feature phone) ukwenza imisebenzi ebalulekile yasebhange. Ungakwazi ngokuvamile:

Hlola ibhalansi yakho
Thenga i-airtime nogesi
Khokha abahlomuli
Thola isitatimende esincane

Vele ushayele ikhodi eyingqayizivele yebhange lakho, njenge-Capitec’s *120*3279# noma i-TymeBank’s *120*543#. Londoloza le nombolo ocingweni lwakho. Yindlela elula, esebenzisa idatha encane yokuhlala ulawula izimali zakho.

Imali Yakho, Amandla Akho: Thatha Ukulawula NgoZibandlela 2025

Ukuphela konyaka kuyisikhathi esifanele sokubuyekeza izimali zakho futhi wenze ushintsho olungcono. Ukuhambisa isibonelelo sakho se-SASSA ku-akhawunti yasebhange yesimanje akukhona nje mayelana nokulula; kuyisenzo esishintshashintshayo sokubuyisa ukulawula. Kumayelana nokuvikela imali yakho emikhonyovini, ukonga ezindlekweni ezifihliwe, nokuvula umnyango wekusasa lezezimali eliphephe kakhudlwana. Ungavumeli uhlelo oludala lushukume impilo yakho yezezimali. Ngo-2025, amandla asezandleni zakho, futhi aqala ngokukhetha i-akhawunti yasebhange efanele. Uma umusha ohlelweni futhi udinga ukuqala, umhlahlandlela wethu Wokufaka Isicelo Sesibonelelo Se-SRD unalo lonke ulwazi oluyisisekelo oludingayo.

FAQs

Ingabe ngizokhokhiswa ukuvula i-akhawunti yasebhange entsha yesibonelelo sami se-SASSA?

Cha. Amabhange amaningi amakhulu aseNingizimu Afrika, afana ne-TymeBank, i-Capitec, i-FNB, ne-Standard Bank, anikeza ama-akhawunti asebhange ezingeni lokuqala angenazo izimali zokuvula futhi ngokuvamile angenazo izimali zanyanga zonke. Uzodinga kuphela umazisi wakho waseNingizimu Afrika ukuze uqale.

Kuthatha isikhathi esingakanani ukuthi i-SASSA ishintshe inkokhelo yami iye ku-akhawunti yami yasebhange entsha?

Isikhathi esisemthethweni esivela ku-SASSA singaba phakathi kwezinsuku ezingu-30 nezingu-90. Kubalulekile ukuthi ungavali i-akhawunti yakho endala ye-Postbank noma ulahle i-Gold Card yakho uze uthole inkokhelo yakho yokuqala ephumelelayo ku-akhawunti yakho yasebhange entsha.

Ingabe kuphephe kakhulu ukukhokhelwa isibonelelo sami ku-akhawunti yasebhange?

Yebo, kuphephe kakhulu. Imali yakho ivikelwe izinhlelo zokuphepha zebhange, i-PIN, futhi ngokuvamile nge-app yeselula ongayisebenzisa ukuvala ikhadi lakho uma lilahlekile noma lebiwe. Kuphinde kuqede ingozi yokuphatha imali eningi isuka endaweni yokukhokha.

Ingabe i-SASSA ingakwazi ukukhipha imali ku-akhawunti yami yasebhange?

Cha. Indima ye-SASSA ukufaka imali yesibonelelo ku-akhawunti oyinikezayo. Abanalo igunya lokukhipha imali. Nguwe kuphela noma ama-debit order agunyaziwe (ongawaphikisa) ongenza imali iphume ku-akhawunti yakho.

Kwenzekani nge-Khadi lami le-SASSA Legolide ngemuva kokuthi ngishintshe?

Uma usuqinisekisile ukuthi isibonelelo sakho sikhokhelwa ku-akhawunti yakho yasebhange entsha okungenani umjikelezo owodwa, kufanele uvakashele i-Post Office ukuze uvale i-akhawunti ngokuphepha. Ukuze kuphephe, sika i-Gold Card endala ukuze uqinisekise ukuthi ayikwazi ukusetshenziswa yinoma ubani omunye.

Iliphi ibhange elingcono kakhulu lezibonelelo ze-SASSA ngo-2025?

Amabhange afana ne-TymeBank ne-Capitec adume kakhulu ngenxa yezimali zawo eziphansi. I-TymeBank ayinazo izimali zanyanga zonke, kanti i-Capitec inezimali ezimisiwe eziphansi. Womabili anikeza inani elikhulu, ukukhipha imali engabizi ezitolo ezinkulu, nama-app asebhange eselula amahle kakhulu. Kungcono ukuqhathanisa izakhiwo zawo zakamuva zezimali zika-2025 bese ukhetha lelo elihambisana nezidingo zakho kakhulu.

Ingabe ngingasebenzisa noma iyiphi i-akhawunti yasebhange yesibonelelo sami se-SASSA?

Ungasebenzisa noma iyiphi i-akhawunti yasebhange evamile, yokuthengiselana evela ebhange elibhalisiwe laseNingizimu Afrika, inqobo nje uma i-akhawunti isegameni lakho. Awukwazi ukusebenzisa i-akhawunti yebhizinisi, i-akhawunti yekhadi lesikweletu, noma i-akhawunti yomunye umuntu. Igama ku-akhawunti yasebhange kufanele lihambisane negama lakho elibhaliswe ne-SASSA.

Kuthiwani uma i-SASSA ingawamukeli imininingwane yami yasebhange?

Lokhu kuvame ukwenzeka uma kukhona ukungahambelani phakathi kwegama/inombolo kamazisi oyinikezile nemininingwane ephethwe yibhange. Hlola kabili ukuthi imininingwane eseformini oyihambisile iqonde 100%. Uma kunjalo, vakashela ibhange lakho ukuze uqinisekise ukuthi imininingwane abanayo ngawe ilungile, thola ubufakazi obusha be-akhawunti obunesitembu, bese uphinda uhambise ifomu ehhovisi le-SASSA.