Kungani I-SASSA Gold Card Yakho Ikuqola Ngokuyimfihlo u-R2,000 Ngonyaka: Ugibe LweBhange Lwango-2025

Kusukela ngoZibandlela (December) 2025, izigidi zabahlomuli be-SASSA zilahlekelwa yimali efika ku-R2,000 minyaka yonke ngenxa yezindleko zasebhange ezifihliwe, ama-debit order angagunyaziwe, kanye nemikhiqizo yezezimali eyingozi ehambisana nama-Gold Card abo. Lolu cwaningo luveza lezi zindleko ezithulile futhi lunikeza uhlelo olucacile lokuvikela imali yakho.

Umbuzo ka-R2,000: Ngabe Isibonelelo Sakho Se-SASSA ‘Samahhala’ Simahhala Ngempela?

Masikhulume iqiniso elibuhlungu. Ezigidini zabantu, isibonelelo se-SASSA siyintambo yokuphila. Kodwa kuthiwani uma ngingakutshela ukuthi ingxenye enkulu yaleyo ntambo—okungenzeka kube u-R150 kuya ku-R200 njalo ngenyanga—iyanyamalala ngaphambi kokuba uyisebenzise? Lokho kufinyelela ku-R2,000 ngonyaka! Lokhu akusikona ukusika kukahulumeni; kuyintela ethule ebekwa uhlelo lwezindleko zasebhange ezifihliwe, amapholisi omngcwabo adidayo, kanye nababolekisi abafuna ukuzicebisa abagxile kakhulu kubahlomuli. Njengoba siphetha u-2025, sekuyisikhathi sokudalula lolu gibe lwasebhange futhi sikukhombise indlela yokubuyisa imali yakho.

Ukuchitha Ingqikithi Yenganekwane Ye-Gold Card Ngo-2025

I-SASSA Gold Card, ekhishwa nge-Postbank, yayihloselwe ukuba yindlela ephephile futhi eshibhile yokuthola imali yakho. Yize ingenayo imali yanyanga zonke ye-akhawunti uqobo, indlela esetshenziswa ngayo idala uchungechunge lwezindleko abaningi abangazazi. Inkinga akuyona nje ikhadi; wuhlelo lonke olwakhelwe phezu kwalo. Abathengisi, amabhange, nababolekisi babona izinsuku zokukhokha zesibonelelo, hhayi njengosizo lomphakathi, kodwa njengithuba lebhizinisi lanyanga zonke.

Ukunswininiza Okuhamba Kancane: Indlela Izindleko ZeBhange Neze-ATM Ezidonsa Ngayo Isibonelelo Sakho

Lapha lapho izindleko ziqala khona. Ake sichaze izindleko ezivamile ezibonakala zincane kodwa eziqoqana ngendlela embi:

• Izindleko Zokukhipha Imali Ku-ATM: Ukukhipha isibonelelo sakho ku-ATM yelinye ibhange kungakubiza kusuka ku-R10 kuya ku-R30 ngokukhishwa ngakunye. Uma ukhipha imali kabili ngenyanga, lokho sekungama-R60 adlulile.
• Izindleko Zokwenqaba (Decline Fees): Awunayo imali eyanele ku-akhawunti yakho ye-debit order noma ukuswayipha? Lena enye imali engu-R8 kuya ku-R15 ngaphandle kokuthola lutho.
• Ukubuza Ibhalansi (Balance Enquiries): Ukuhlola ibhalansi yakho ku-ATM akukhona mahhala njalo. Kungabiza u-R2 kuya ku-R5 njalo ngesikhathi. Uma wenza lokhu masonto onke, ulahlekelwa omunye u-R20 ngenyanga.
• Ukuthola Imali Kumthengisi (Retailer Cash Back): Yize kuvame ukushibha kune-ATM, abanye abathengisi manje bakhokhisa ‘imali yesevisi’ yokukhipha imali. Kubalulekile ukubuza ngaphambi kokwenza umsebenzi.

Ngonyaka, lezi zindleko ’ezincane’ zingakudonsela kalula u-R500 kuya ku-R800 wemali yesibonelelo sakho.

Isihogo Sama-Debit Order: Ukudonswa Kwemali Okungagunyaziwe Nokungafunwa

Lena ingumthombo omkhulu wobuhlungu bezezimali kubahlomuli ngo-2025. Izinkampani ezingathembekile zithola imininingwane yakho bese zifaka ama-debit order ku-akhawunti yakho ngezinsizakalo ongazange uvumelane nazo noma ongaziqondi.

• I-Funeral Cover (Amapholisi Omngcwabo): Yiyona enkinga enkulu kakhulu. Nakuba ukuba nep holisi kuyisinqumo esihlakaniphile, amaningi athengiswa ngamapholisi anenani elingu-R99 kuya ku-R150 ahlishe kakhulu noma akhona ngobugebengu. Kaningi kuthengiswa amapholisi amaningi kumuntu oyedwa ngaphandle kwemvume yakhe ecacile.
• Ukubhaliselwa kwe-Airtime ne-Data: Lokhu kudonswa okuncane, kwansuku zonke, noma kwamasonto onke okungu-R5 noma u-R10 kwenzelwe ukuthi kungabonakali kodwa kungaba u-R100 kuya ku-R200 ngenyanga.
• Izinsizakalo ‘Zomthetho’ Neze-‘Credit’: Izinsizakalo ezingacacile ongazange ubhalisele zona ezidonsa u-R89 noma u-R99 ngenyanga.

Lokhu kudonswa kwenziwa ngesikhathi esifanayo lapho imali yakho ye-SASSA ifika. Ngaphambi kokuthi ufinyelele ku-ATM, imali yakho isuke isihambile.

Ugibe Lwababolekisi Abafuna Ukuzicebisa (Mashonisas): Umjikelezo Wobubi Wesikweletu

Lapho kuvela izindleko ezingalindelekile, isifiso sokuphendukela kuma-‘mashonisas’ noma ababolekisi abafuna ukuzicebisa siyanda. Bavame ukusebenza eduze kwezindawo zokukhokha izibonelelo, benikeza imali esheshayo. Inkinga? Amanani enzalo aphezulu kakhulu. Bangathatha i-ID yakho ne-SASSA card njengesibambiso, baqinisekise ukuthi bayakhokhelwa kuqala ngosuku lokukhokha, nenzalo engafika ku-50% ngenyanga. Imali ebolekiwe engu-R500 ingahle isheshe ibe yisikweletu sezinkulungwane, ikubambe emjikelezweni okunzima ukuphuma kuwo.

Ukushintshela EBhange Ehlakaniphile: Uhlelo Lwakho Lokusebenza Lwango-2025

Izindaba ezinhle ukuthi awuboshelwe kwi-Gold Card noma kwi-Postbank uma ingakusebenzeli kahle. Unelungelo lokukhetha ukuthi isibonelelo sakho sikhokhelwe kuphi. Cabangela lezi zindlela ezishibhile ezidumile ngo-2025:

• I-TymeBank: Ayinazo izindleko zanyanga zonke. Ukukhipha imali mahhala kuma-tills ase-Pick n Pay nase-Boxer. Ungavula i-akhawunti ngemizuzu e-kiosk.
• I-Capitec: Inezindleko zanyanga zonke eziphansi, eziqondile (cishe u-R7). Inikeza imisebenzi ethile yamahhala kanye ne-app elula yokusebenzisa ukulandela wonke ushingi.
• I-Bank Zero: Ibhange elisebenza ngedijithali kuphela elingenazo izindleko zanyanga zonke namanani acacile emisebenzini.

Ukuze ushintshe, udinga ukuthola incwadi ‘Yobufakazi Be-akhawunti’ (Proof of Account) evela ebhange lakho elisha. Bese, kufanele uyise ehhovisi le-SASSA ukuze ugcwalise ifomu lokushintsha imininingwane yakho yasebhange. Kungathatha inyanga noma ezimbili ukuthi lokhu kucutshungulwe, ngakho ungavali i-akhawunti yakho endala ngokushesha. Njalo qinisekisa ukuthi imininingwane yakho ilungile ngokwenza i-SRD Status Check ukuze ubone ukuthi imininingwane yakho yasebhange isibuyekeziwe.

Indlela Yokulwa Nama-Debit Order Angemthetho

Akumele wamukele ukudonswa kwemali okungamanga. Nansi indlela yokubuyisa imali yakho:

• Isinyathelo 1: Thola Othintekayo: Bheka i-statement yasebhange lakho noma umlando wokwenziwe ukuze uthole igama lenkampani edonsa imali.
• Isinyathelo 2: Iya EBhange Lakho: Vakashela igatsha ngokushesha. Batshele ukuthi ufuna ukuphikisa futhi ubuyise i-debit order engagunyaziwe. Ngokomthetho, kufanele bakusize.
• Isinyathelo 3: Faka I-Stop Order: Ngenkokhelo encane, ungafaka i-stop order enkampanini ethile, uyivimbele ekudonseni imali esikhathini esizayo.
• Isinyathelo 4: Bayibike: Bika inkampani ku-Payments Association of South Africa (PASA) naku-National Consumer Commission. Lokhu kusiza ukuvimbela ukuthi bangaqoli abanye.

Isahlulelo: Ukulawula Ikusasa Lakho Lezezimali

Uhlelo lwesibonelelo se-SASSA luyinkimbinkimbi, futhi kucacile ukuthi abahlomuli basengozini yokuxhashazwa kwezezimali. Ukuthola isibonelelo nje akwanele; ukusivikela yiyona mpi yangempela. Ngokuba uqaphe, ubuza konke okudonswayo, nokukhetha umlingani webhange olungile, ungasimisa isikhwama esithule sika-R2,000 ngonyaka. Yimali yakho. Sekuyisikhathi sokulwela yonke iRand.

FAQs

Ingabe i-SASSA ingadonsa imali esibonelelweni sami yepolisi yomngcwabo?

Cha. I-SASSA uqobo ayidonsi imali yemikhiqizo yezezimali efana namapholisi omngcwabo noma i-airtime. Lokhu kudonswa kwenziwa izinkampani zangaphandle nge-akhawunti yasebhange exhunywe nesibonelelo sakho. Unelungelo lokuphikisa nokukhansela noma yikuphi ukudonswa ongakugunyazanga.

Ingabe i-SASSA Gold Card iphelelwa yisikhathi ngo-2025?

Yize sekube khona inkulumo enkulu mayelana nokuphelelwa yisikhathi kwama-Gold Card, i-Postbank iphindaphinde yathi ngo-2024 nango-2025 ukuthi amakhadi, ngisho nalawo adlule usuku lwawo lokuphelelwa yisikhathi oluphrintiwe, azoqhubeka nokusebenza. Kodwa-ke, kuhlale kuhlakaniphile ukuqinisekisa izimemezelo zakamuva ezisemthethweni ezivela ku-SASSA noma i-Postbank.

Ngingasishintsha kanjani isibonelelo sami se-SASSA siye ku-akhawunti yami entsha yasebhange?

Udinga ukuvula i-akhawunti ebhange olikhethile bese ucela incwadi ‘Yobufakazi Be-akhawunti’. Bese, kufanele uthathe le ncwadi, kanye nomazisi wakho, uye ehhovisi le-SASSA eliseduze ukuze ugcwalise ifomu lokushintsha indlela yakho yokukhokha. Lokhu akukwazi ukwenziwa ku-inthanethi ngenxa yezizathu zokuphepha.

Iyiphi indlela eshibhe kakhulu yokukhipha imali yesibonelelo sami se-SASSA?

Indlela eshibhe kakhulu ngokuvamile ukukhipha imali ezitolo ezinkulu njenge-Pick n Pay, i-Shoprite, i-Checkers, noma i-Boxer. Ama-akhawunti amaningi asebhange ashibhile (njenge-TymeBank) anikeza ukukhipha imali mahhala kulezi zindawo. Lokhu kuhlale kushibhe kakhulu kunokusebenzisa i-ATM yelinye ibhange.

Ngine-debit order engigunyazile. Ngingayibuyisa yini imali yami?

Yebo. Ngokwemithetho yasebhange, ungaphikisa noma iyiphi i-debit order engagunyaziwe ebhange lakho. Uma wenza kanjalo zingakapheli izinsuku ezingu-40, ibhange kufanele likubuyisele imali ngokushesha. Ngemuva kwezinsuku ezingu-40, ibhange lizophanda lolu daba egameni lakho.

Kungani ‘oMashonisa’ bethatha i-SASSA card yami?

Lokhu kuwumkhuba ongekho emthethweni abawusebenzisayo njengesibambiso semali ebolekiwe. Ngokubamba ikhadi lakho ne-PIN, bangakhipha imali abayikweletwayo (kanye nenzalo yabo ephezulu) ngosuku lokukhokha ngaphambi kokuthi ukwazi ukuyithola. Ungalokothi unikeze noma ubani ikhadi lakho noma i-PIN.

Ingabe kuphephe kulu ukukhokhelwa isibonelelo sami ku-akhawunti yasebhange yangasese esikhundleni se-Gold Card?

Yebo, kungaba njalo. Ama-akhawunti asebhange esimanje avela kubahlinzeki abanjengo-Capitec, TymeBank, noma Bank Zero anikeza amathuluzi angcono okuphatha imali yakho, njengama-app asebhange anezaziso zayo yonke into eyenziwayo, ikhono lokuvala ikhadi lakho ngokushesha, kanye nezinqubo ezilula zokumisa ama-debit order. Lokhu kukunikeza ukulawula okwengeziwe.

Ngenzenjani uma isicelo sami se-akhawunti yasebhange entsha senqatshwa?

Okokuqala, buza ibhange isizathu. Kungenzeka kube ngenxa yezinkinga ngemibhalo yakho ye-FICA (i-ID kanye nobufakazi bekheli). Qinisekisa ukuthi imibhalo yakho iyasebenza futhi icacile. Uma ungenabo ubufakazi obusemthethweni bekheli, amanye amabhange ayamukela i-affidavit. Uma uqhubeka nezinkinga, cabanga ngelinye ibhange njengoba izidingo zalo zingahluka.