Kungani Isibonelelo Sakho Se-SASSA Sikudla Imali Engaphezu Kuka-R2,500 Ngonyaka ngo-2026 Ngokuyimfihlo: Iqiniso Ngamashaji Asebhange, Izimalimboleko Nekhava Yomngcwabo

Ngo-2026, amashaji asebhange afihlekile, izimalimboleko eziyingozi, kanye nomshwalense womngcwabo obiza kakhulu kudla buthule imali engaphezu kuka-R2,500 ngonyaka emaphaketheni abahlomuli be-SASSA abangaboni. Leli notshi lihlola izicupho zemali ezivamile futhi linikeza uhlelo olucacile lokuvikela imali yesibonelelo sakho, ukushintshela ezinkethweni zamabhange ezingcono, futhi uvalele ukuvuza okukwenza uhlale empofu.

Iqiniso Eliyisimangaliso: Ukuvele Kunyamalale Kanjani u-R2,500+ Esibonelelweni Sakho Njalo Ngonyaka

NgoJanuwari 2026, ezigidini zabantu baseNingizimu Afrika, isibonelelo se-SASSA siwukuphela kwendlela yokuphila phakathi kwezindleko ezikhuphukayo. Kodwa kuthiwani uma leyo ndlela yokuphila inezimbobo? Kuthiwani uma izinhlelo okufanele zikulekelele ngemali yakho ziyidonsa buthule? Iqiniso elibuhlungu ukuthi kubantu abaningi, inhlanganisela yezindleko ezibonakala zincane—amashaji asebhange, ama-debit order angacaci, izinhlelo zomngcwabo ezibizayo, kanye nezimalimboleko ezinenzalo enkulu—iyenyuka. Sihlolile, futhi umhlomuli ojwayelekile angadonswa imali engaphezu kuka-R2,500 ngonyaka. Lokhu akukona nje ukuvuza; kungumfula, futhi sekuyisikhathi sokwakha idamu.

Ingadi Yamabhomu Emabhange Ka-2026: Kungani I-Akhawunti Yakho ‘Yamahhala’ Ingena Mahhala

Ukushintsha kude nohlelo lwe-SASSA Postbank Gold Card, yize kwakudingeka, kuphoqe izigidi ukuba zingene emhlabeni wamabhange oyinkimbinkimbi abangazange balungiselelwe wona. Ngo-2026, amabhange athengisa kakhulu ama-akhawunti ‘ahambisana ne-SASSA’. Kodwa ingabe acishe ngempela uhlangothi lwakho?

Izicupho Ezivame Ukubonakala:

Izimali Zokukhipha Imali (Withdrawal Fees): Lelo shaji lika-R10 lokukhipha imali ku-ATM yelinye ibhange lingabonakala lincane, kodwa uma ukwenza kabili ngenyanga, sekungama-R240 ngonyaka vele.
Izimali Zokwenqaba (Decline Fees): Uzame ukuthenga okuthile kodwa imali inganele? Amanye amabhange akushaja u-R8.50 noma ngaphezulu ngaleli ’lungelo’ lokwenqatshwa.
Izimali Zama-Statement (Statement Fees): Udinga i-statement ephrintiwe? Lokho kuzoba u-R25, sicela. Uma ukwenza kathathu ngonyaka, usuwehliselwe u-R75.
Izinhlawulo Zebhalansi Encane (Minimum Balance Penalties): Amanye ama-akhawunti adinga ibhalansi encane ukuze afanelekele ukuthengiselana kwamahhala. Uma wehla kuyo, aqala amashaji.

Into esemqoka ukuqonda ukuthi ‘okushibhile’ akusho ‘akunasindleko’. Sihlaziya izindleko zangempela zezinketho ezidumile kamuva kuleli notshi.

Ukuhlaziya: Ukuchaza Ukulahleka Kuka-R2,500 Ngonyaka

Le nombolo esabekayo ivela kuphi? Ake sihlukanise isimo esingokoqobo somhlomuli womhlalaphansi othola isibonelelo sakhe ngo-2026:

Amashaji asebhange (Bank Fees): R30 ngenyanga wokukhipha imali, statements, namashaji okwenqaba = R360 ngonyaka
Izikhokhelo ‘Ezengeziwe Zenani’ (‘Value-Added’ Subscriptions): I-airtime, ugesi, noma ezinye izinsizakalo ezidonswa ngokuzenzakalelayo, imvamisa ngentengo ephakeme. Ngo-R50 ngenyanga = R600 ngonyaka
Ikhava Yomngcwabo Ebiza Kakhulu (Overpriced Funeral Cover): Ipolisi elivamile elithengiswa ezindaweni zokukhokha lingaba u-R150 ngenyanga ngekhava encane, kanti kunezinketho ezingcono ngo-R80. Umehluko u-R70 ngenyanga = R840 ngonyaka
Ukukhokhelwa Kwezikweletu Zomashonisa/Ezinenzalo Enkulu (Loan Shark/High-Interest Loan Repayments): Ngisho nemalimboleko encane ka-R500 ingaba nokukhokhelwa okubiza u-R80 owengeziwe ngenyanga ngenzalo namashaji. Lokho kungu-R960 ngonyaka ngezindleko ezimsulwa.

Isamba Sokuphuma Kwemali Ngonyaka: R2,760. Lokhu kungaphezu kwesibonelelo senyanga yonke Somhlalaphansi. Lena yimali okufanele ibe ephaketheni lakho, hhayi emabhokisini ezinkampani.

Isicupho Sekhava Yomngcwabo: Ukukhokhela Ukuthula Kwengqondo Ongakwazi Ukukukhokhela

Ukuqinisekisa umngcwabo onesizotha kuyinani lesiko elijulile. Ngokudabukisayo, izinkampani eziyingozi ziyalisebenzisa leli thuba. Zibeka amathebula eduze kwezindawo zokukhokha ze-SASSA, zisebenzisa amaqhinga okucindezela ukuthengisa amapolisi omngcwabo imvamisa abiza kakhulu futhi anenani eliphansi. Zenza kube lula ukubhalisa nge-ID yakho nemininingwane yesibonelelo kuphela, kodwa kube nzima kakhulu ukukhansela. Abahlomuli babika ukuthi bavalelwe kumapolisi abangawaqondi, nama-debit order adla ingxenye yokuqala yemali yabo yesibonelelo njalo ngenyanga. Iseluleko Sethu sika-2026: Ungalokothi ubhalisele imikhiqizo yemali ngaphansi kwengcindezi endaweni yokukhokha. Njalo hamba ekhaya, qhathanisa izinketho ezivela kubaqinisekisi abahlonishwayo, futhi ufunde amagama amancane.

Isikweletu Esijikelezayo: Ukuthi Izimalimboleko ‘Ezilula’ Zigqilaza Kanjani Abahlomuli Besibonelelo

Uma kuvela isimo esiphuthumayo, imalimboleko esheshayo ingabonakala njengesibusiso. Kodwa kubahlomuli be-SASSA, imvamisa kuba ukuqala kwesikweletu esijikelezayo. Abatshali bemali abangabhalisiwe (‘omashonisa’) ngisho nabanye abahlinzeki besikweletu ababhalisiwe bashaja amanani enzalo amakhulu kakhulu, bazi ukuthi banomthombo oqinisekisiwe wokukhokha: isibonelelo sakho senyanga. Bavame ukufuna incwadi yakho ye-ID noma ikhadi le-SASSA njengesibambiso, okungekho emthethweni. Ukubanjwa kulesi sicupho kusho ukuthi ingxenye enkulu yesibonelelo sakho idlule ngaphambi kokuba uyibone, ikuphoqe ukuthi uthathe enye imalimboleko ukuze uphile inyanga. Lo mjikelezo uklanyelwe ukukugcina unesikweletu.

Uhlu Lwakho Lokuhlola Impilo Yezimali Ka-2026: Umhlahlandlela Wesinyathelo Ngesinyathelo Wokubuyisa Ukulawula

Uzizwa ukhungathekile? Ungabi njalo. Unamandla okuvala lokhu kuvuza. Landela lezi zinyathelo kule nyanga:

Thola I-Statement Yasebhange Lakho: Hamba ebhange ucele i-statement yezinyanga ezi-3. Yebo, kungase kubize u-R25, kodwa kuwukutshalwa kwezimali okungcono kakhulu ozokwenza.
Hlola Konke Okudonswayo: Hlala phansi nepensela. Kuwo wonke umsebenzi ongeyona wena okhipha imali noma uthenga ngokuqondile, buza: ‘Lokhu kukathini?’ kanye ‘Ngabe ngikugunyazile lokhu?’
Thola Ukuvuza: Hlukanisa wonke amashaji asebhange, i-debit order ka-R99 ye-‘service’ ongayikhumbuli, kanye nokukhokha kwe-funeral policy.
Phikisana futhi Khansela: Hamba egatsheni lasebhange lakho ubatshele ukuthi ufuna ukuphikisana ngama-debit order angagunyaziwe. Kumelwe bakusize ngokomthetho. Ukuze ukhansela insizakalo efana ne-funeral policy, kufanele uthinte inkampani ngqo, kodwa ungaphinda ubeke i-‘stop order’ ebhange ukuvimbela imali ukuba ingaphumi ku-akhawunti yakho.
Sebenzisa I-National Credit Regulator (NCR): Uma ubhekene nomashonisa oyingozi, bambike ku-NCR. Vakashela iwebhusayithi yabo ku-www.ncr.org.za ukuze uthole usizo.

Ukushintsha Amabhange ngo-2026: Isinyathelo Esihlakaniphe Kakhulu Ongasithatha

Uma ibhange lakho lamanje likudla imali enkulu, sekuyisikhathi sokushintsha. Ngo-2026, amabhange ambalwa anezindleko eziphansi, asheshayo nge-digital alungele izibonelelo ze-SASSA.

Abaphikisana Abaphezulu:

TymeBank: Inketho edumile enekhiyoski ezitolo eziningi ze-Pick n Pay ne-Boxer. Ukuthengiselana kushibhe kakhulu, futhi ukukhipha imali emashalofini e-PnP/Boxer kumahhala.
Capitec: Yaziwa ngamashaji aphansi kanye ne-app elula ukuyisebenzisa. I-akhawunti yabo yesibonelelo se-SASSA inezinzuzo ezithile.
Shoprite Money Market Account: Lokhu akuyona i-akhawunti yasebhange ephelele kodwa ikuvumela ukuba uthole isibonelelo sakho futhi usisebenzise esitolo ngaphandle kwamashaji. Ukukhipha imali nakho kushibhe kakhulu.

Ngemuva kokuvula i-akhawunti entsha, kufanele ubuyekeze imininingwane yakho ne-SASSA. Ungavali i-akhawunti yakho endala uze uthole inkokhelo yakho yokuqala kwentsha. Ungathola ulwazi olusemthethweni ngenqubo, kufaka phakathi [Izinsuku Zokukhokha] kuwebhusayithi eqinisekisiwe.

Indlela Yokushintsha Imininingwane Yakho Yasebhange Ye-SASSA Ku-inthanethi (Indlela Ka-2026)

I-SASSA icindezela abahlomuli ukuba balawule izibonelelo zabo ku-inthanethi ukuze banciphise imigqa nokukhwabanisa. Nansi inqubo jikelele ka-2026:

Vakashela Iwebhusayithi Esemthethweni Ye-SASSA: Hamba ku-SRD noma ingosi yezibonelelo.
Thola Isigaba ‘Sokushintsha Imininingwane Yasebhange’: Uzodinga inombolo yakho ye-ID kanye nenombolo yocingo olusebenzise ukufaka isicelo.
Thola I-OTP: I-SMS ene-PIN yesikhathi esisodwa izothunyelwa enombolweni yakho ebhalisiwe ukuze kuqinisekiswe ubunikazi bakho.
Faka Imininingwane Yakho Entsha Yasebhange: Thayipha ngokucophelela igama lebhange lakho elisha, inombolo ye-akhawunti, kanye ne-branch code. I-akhawunti KUFANELE ibe ngegama lakho.
Thumela Ulinde Ukuqinisekiswa: Kungathatha umjikelezo owodwa wokukhokha ukuze ushintsho luqale ukusebenza. Kubalulekile ukwenza njalo i-[SRD Status Check] ukuze ubone ukuthi ushintsho lugunyaziwe yini.

Amandla E-USSD: Ukulawula Imali Yakho Ngaphandle Kwe-Data

Akubona bonke abaneselula ehlakaniphile noma i-data. Amabhange ayakwazi lokhu, futhi iningi linikeza izinsizakalo zasebhange ze-USSD. Lokhu kukuvumela ukuba uhlole ibhalansi yakho, uthenge i-airtime, futhi ukhokhele ugesi usebenzisa ikhodi elula. Ngokwesibonelo, ikhodi ye-USSD ye-Capitec ngu-*120*3279#. Thola ikhodi ye-USSD yebhange lakho, uyigcine ocingweni lwakho, futhi uyisebenzise ukuze ulandelele imali yakho ngaphandle kokuyiswa ku-ATM.

Isiphetho: Isibonelelo Sakho Ngamandla Akho - Ungasinikezeli

U-R2,500+ ongase ulahlekelwe yikho njalo ngonyaka akuyona nje imali. Kungukudla, kungugesi, kungumgqomo wezicathulo zesikole, kungusizotha sakho. Uhlelo lungaba yinkimbinkimbi, kodwa alunakuhlulwa. Ngokuba umphathi osebenzayo wezimali zakho—ngokubuza yonke imashaji, ukwenqaba yonke into eyingozi, nokukhetha umlingani webhange olungile—uyakubuyisa amandla akho. Yenza u-2026 ube unyaka lapho uvala khona ukuvuza unomphela.

FAQs

Ingabe i-SASSA ingadonsa imali esibonelelweni sami ngenxa yezimalimboleko noma i-airtime?

Cha, i-SASSA ngokwayo ayikwazi ukwenza ukudonswa kwezimalimboleko, i-airtime, ugesi, noma amapolisi omngcwabo. Kodwa-ke, uma imali isingenile ku-akhawunti yakho yasebhange, ibhange lezentengiselwano lingaqhuba i-debit order oyigunyazile. Yingakho kubalulekile ukuba ungalokothi ugunyaze ama-debit order ongawaqondi ngokugcwele noma ongenakukwazi ukuwakhokhela.

Iyiphi i-akhawunti yasebhange engcono kakhulu neshishiphe kakhulu yesibonelelo se-SASSA ngo-2026?

Nakuba ‘okungcono kakhulu’ kungase kushintshe, ama-akhawunti afana ne-TymeBank, i-akhawunti yesibonelelo ye-Capitec, kanye ne-Shoprite Money Market Account ahlala ebalwa njengezinye zezinketho ezinezindleko eziphansi kakhulu ngo-2026. Zinikeza ukukhipha imali kwamahhala noma okushibhe kakhulu emashalofini ezitolo ezinkulu ezingabalingani futhi anezimali zenyanga ezincane.

Ngingaluvimba kanjani i-debit order engekho emthethweni esibonelelweni sami se-SASSA?

Okokuqala, hamba egatsheni lasebhange lakho ne-ID yakho kanye ne-statement yasebhange ekhombisa ukudonswa. Faka impikiswano esemthethweni ye-debit order engagunyaziwe. Ibhange kumele liphenye. Ungaphinda ubeke i-‘stop payment’ kuleyo debit order ethile ukuvimbela ukudonswa esikhathini esizayo. Uma inkampani ingumhlinzeki wesikweletu obhalisiwe, ungabika ku-National Credit Regulator (NCR).

Ingabe i-SASSA Postbank Gold Card isasebenza ngoJanuwari 2026?

Kusukela ekuqaleni kuka-2026, i-SASSA ne-Postbank bebelokhu beqeda amakhadi e-Gold Card amadala, aphelelwa yisikhathi. Nakuba amaningi esasebenza kuze kube isikhathi sokuphelelwa kwawo, abahlomuli bakhuthazwa kakhulu ukuba bashintshele ku-akhawunti yasebhange lezentengiselwano ukuze bathole izinkokhelo ezinokwethenjelwa. Hlola izimemezelo ze-SASSA ezisemthethweni zezinsuku zokugcina.

Othile ungiphe imalimboleko futhi ufuna ukugcina ikhadi lami le-SASSA njengesibambiso. Ingabe lokhu kusemthethweni?

Cha, lokhu akukho emthethweni neze futhi kuwumkhuba ojwayelekile wabatshali bemali abayingozi (‘omashonisa’). Ikhadi lakho le-SASSA, incwadi ye-ID, ne-PIN kuyimpahla yakho siqu. Ungalokothi uyinikeze noma ubani njengesibambiso semalimboleko. Bika noma yimuphi umashonisa ofuna lokhu ku-South African Police Service (SAPS) naku-NCR.

Ngingayishintsha kanjani indlela yokukhokha ye-SASSA ukusuka endaweni yokukhokha ngemali kuya ku-akhawunti yasebhange?

Kufanele uqale uvule i-akhawunti yasebhange egameni lakho. Bese, vakashela iwebhusayithi esemthethweni ye-SASSA bese ulandela izinyathelo zokubuyekeza indlela yakho yokukhokha ku-akhawunti yasebhange. Uzodinga inombolo yakho ye-ID nefoni ukuze uqedele inqubo. Ngenye indlela, ungavakashela ihhovisi le-SASSA ukuze uthole usizo, kodwa lindela imigqa emide.

Isibonelelo sami sigunyaziwe kodwa angikayitholi inkokhelo ku-akhawunti yami entsha yasebhange. Kufanele ngenzeni?

Kungathatha umjikelezo owodwa wokukhokha ukuze ushintsho lwezimali zasebhange lucutshungulwe. Ngokwesibonelo, uma ushintsha imininingwane yakho ngoJanuwari, ungase uthole inkokhelo kuphela ku-akhawunti entsha ngoFebhuwari. Qhubeka uhlole i-[SRD Status Check] ukuze uthole izibuyekezo. Uma kudlula izinyanga ezimbili kungalandelwa inkokhelo, ungase udinge ukuvakashela ihhovisi le-SASSA ukuze uxazulule inkinga.

Kwenzekani uma ngihluleka inqubo yokuqinisekiswa kwebhange ne-SASSA?

Lokhu kusho ukuthi imininingwane yasebhange oyinikezile ayilungile noma i-akhawunti ayikho egameni lakho. I-SASSA ayikwazi ukukhokha izibonelelo ku-akhawunti yomunye umuntu. Hlola kabili inombolo yakho ye-akhawunti, igama lebhange, futhi uqinisekise ukuthi igama lakho nenombolo ye-ID kufana nerekhodi lebhange ngqo. Uma izinkinga ziqhubeka, ungase udinge ukufaka isicelo sokudlulisa.