I-R350 yeSASSA Yakho Ingaba Yisicupho (Ngaphandle Uma Wenza Lokhu ngo-2026)

NgoJanuwari 2026, i-R350 yeSASSA ingaba yinsika yokukuxhasa noma ithuluzi eliqinile lenkululeko yezimali. Lo mhlahlandlela udalula izindleko ezifihliwe zamabhange, oshikishana, nama-scam omshwalense aphanga abahlomuli, futhi ubonisa amasu ahlakaniphile asetshenziswa abantu baseNingizimu Afrika ukwenza imali yabo yezibonelelo ibasebenzele. Yeka ukusinda, qala ukwakha.

Ukushintsha Kwengqondo Kwango-2026: I-R350 Yakho Akuyona nje Eyesinkwa

Masikhulume iqiniso. Ezigidini zabantu baseNingizimu Afrika, isiBonelelo Sezokuxhaswa Komphakathi (SRD) i-R350 siyinsika. Sibeka ukudla etafuleni lapho kungekho okunye. Kodwa kuthiwani uma ubukade uyibheka ngendlela engafanele? Kuthiwani uma ngo-2026, siyeke ukuyibona njengemali yokusinda kuphela bese siqala ukuyiphatha njengethuluzi lezimali elibaluleke kakhulu esinalo? Uhlelo lwaklanywa ukuze uhlale uncike kulo, ulinde usuku lokukhokha olulandelayo. Amabhange, oshikishana, ngisho nabanye abahlinzeki bomshwalense babona leyo R350 yanyanga zonke njengomthombo wemali oqinisekisiwe… wabo. Lesi sihloko simayelana nokushintsha isimo. Kumayelana nokubuyisa amandla nokwenza leyo R350 ikusebenzele wena, hhayi bona.

Isicupho Se-akhawunti Yasebhange: Ingabe Ama-akhawunti ‘Amahhala’ Akubiza Ngokufihlakele?

Indawo yokuqala lapho isibonelelo sakho singalahlekelwa khona inani yi-akhawunti yakho yasebhange. Amabhange amaningi anikeza ama-akhawunti ‘anezindleko eziphansi’ noma ‘ajwayelekile’ alungele izibonelelo zeSASSA, kodwa inkinga ilele emininingwaneni. ‘Imali yanyanga zonke engu-R5’ ingase ibonakale incane, kodwa icishe ibe ngu-1.5% wesibonelelo sakho ihambile ngaphambi kokuba usithinte. Esikhathini sonyaka, lokho kungu-R60 – okwanele isaka elikhulu likamabhele.

Okufanele ukubheke ku-akhawunti yasebhange evumelana ne-SASSA ngo-2026:

Azikho Izimali Zanyanga Zonke: Lokhu akuvumelekile. Amabhange afana neTymeBank, iBank Zero, ne-akhawunti eyisisekelo yeCapitec avame ukuhamba phambili lapha.
Ukukhipha Imali Kwamahhala: Bheka ama-akhawunti anikeza ukukhipha imali mahhala emshinini othile wesuphamakethe (njengePick n Pay noma iShoprite). Ukukhipha imali kuma-ATM kuhlala kunendleko.
Azikho Izimali Zokuswayipha: Akufanele ukhokhiswe ngokukhokha ngekhadi lakho esitolo. Le yindlela eshibhe kakhulu yokusebenzisa imali yakho.
Izimali Zokudlulisa Eziphansi noma Ezingekho: Uma udinga ukuthumela imali, hlola izindleko. Amanye amabhange edijithali anikeza ama-EFT amahhala.

Umbono Wethu: Izinsuku zokwamukela izimali ezifihliwe zasebhange sezidlulile. Isibonelelo sakho siyigugu kakhulu ukuthi singanikwa ibhange. Ngaphambi kosuku lwakho lokukhokhelwa olulandelayo, thatha imizuzu engu-30 uqhathanise isitatimende sakho samanje sasebhange nalokho okunikezwa ngamabhange edijithali. Ungase wonge amakhulu amaRandi ngonyaka.

Umshwalense Wokungcwaba: Ukuvikela Okuyisidingo Vs. I-Scam Ebizayo

Emiphakathini yethu, ukungcwaba okunesithunzi kubaluleke kakhulu. Lokhu kudale imboni enkulu yomshwalense wokungcwaba, futhi abanye abahlinzeki baqondise ngqo abahlomuli beSASSA abanamaphrimiyamu aphezulu ukuze bathole isembozo esiphansi. Akufanele neze ukhokhe ngaphezu kwe-R50-R70 ngenyanga ngomshwalense wokungcwaba oyisisekelo, womuntu ngamunye osuka esibonelelweni sakho. Noma yini engaphezulu cishe iyisichitho.

Izinyathelo Ezihlakaniphile Zokuthola Isembozo Esingabizi Ngo-2026:

Hlola Izitolo: Ungavele usayine nomuntu wokuqala okusondela kuwe endaweni yokukhokha. Thola izingcaphuno kubahlinzeki bomshwalense abathembekile abafana ne-Old Mutual, iSanlam, noma ngisho nebhange lakho.
Funda Okuphrintiwe Okuncane: Bheka izikhathi zokulinda. Izinqubomgomo eziningi zinesikhathi sokulinda sezinyanga eziyisi-6 ngokufa kwemvelo. Qonda lokhu ngaphambi kokuba usayine.
Zembese Wena Kuqala: Nakuba ukwemboza umndeni wonke kuhle, qala ngawe. Thola inqubomgomo encane, engabizi (isibonelo, i-R10,000 ngesembozo sika-R40/ngenyanga) ngaphambi kokuzama ukwemboza wonke umuntu.
Qaphela ‘Izithasiselo’: Qaphela izinqubomgomo ezifaka ‘izinzuzo ze-airtime’ noma ‘amakhuphoni okuthenga okudla’. Lezi zivame ukukhuphula i-premium ngamanani amancane kakhulu.

Iqiniso Eliqinile: Ama-ejenti angathembekile abona isibonelelo sakho esingaguquki njenge-premium yanyanga zonke eqinisekisiwe. Vikela isithunzi sakho, kodwa ukwenze ngobuhlakani. Inqubomgomo enhle iletha ukuthula kwengqondo; embi ivele idonse isibonelelo sakho.

Indawo Eyingozi Kashikishana: Kungani Imali ‘Elula’ Ingumbulali We-R350

Le yona ingumbulali omkhulu wenotho kubahlomuli bezibonelelo. Oshikishana, kokubili ama-mashonisas angekho emthethweni kanye nababolekisi abancane abahlubukayo, bathembisa imali esheshayo lapho ulambile. Bangakunika i-R200 bese befuna i-R350 ibuyiselwe ngosuku lwakho lokukhokha. Leli yinzalo engu-75% emasontweni ambalwa nje! Umjikelezo oklanyelwe ukuthi ungaphunyukwa.

Kungani kuyisicupho:

Bathatha Ikhadi Lakho: Abaningi bazofuna ngokungekho emthethweni ukuthi unikeze ikhadi lakho leSASSA ne-PIN ’njengesiqinisekiso’. Lokhu akukho emthethweni futhi kubanika amandla aphelele.
Inzalo Ikukhubaza: Uma usubakweleta, isibonelelo sakho esilandelayo sesihambile. Kufanele uboleke futhi ukuze nje udle, umba umgodi ujule.
Akukho Ukuphunyuka: Basebenzisa ukwesabisa nezinsongo ukuze baqinisekise ukuthi uqhubeka ukhokha.

Uma usesimweni esinjalo, sicela ufune usizo. Xhumana neNational Credit Regulator (NCR) ku-0860 627 627. Kunezindlela zokuphuma, kodwa isinyathelo sokuqala ukungalokothi uboleke ngesibonelelo sakho kumuntu obolekisa ngemali ngokungekho emthethweni. Ukukhululeka kwesikhashana akufanele ukuboshwa kwesikhathi eside esikweletini. Uma isicelo sakho sesibonelelo senqatshwa ngokungafanele futhi uzizwa udangele, gxilisa amandla akho kuMhlahlandlela Osemthethweni Wokudlulisa Isinqumo seSASSA.

Ama-Akhawunti Ezitolo: Ukwakha Isikweletu Noma Ukumba Umgodi?

Izitolo eziningi zokuthengisa (njengeJet, Pep, noma Ackermans) zinikeza amakhadi esitolo kubahlomuli beSASSA. Lokhu kungaba yinkemba esika nhlangothi zombili.

Indlela Ehlakaniphile:

Yisebenzisele Izidingo Kuphela: Ungasebenzisa ikhadi lesitolo ukuthenga umfaniswano wesikole wengane yakho ekuqaleni konyaka bese ulikhokha ezinyangeni ezi-3-4. Lokhu kuwukusebenzisa kwesu.
Yakha Umlando Wokukhokha: Ngokukhokha okuncane, okungaguquki, wakha irekhodi lesikweletu elihle. Lokhu kungakusiza uthole imali mboleko yasebhange esemthethweni, enenzalo ephansi yesimo esiphuthumayo noma ithuba ngelinye ilanga.

Indlela Eyingozi:

Ukuthenga Okunethezeka: Ukusebenzisa ikhadi lezingubo, izinto zikagesi, noma izinto ongazidingi kuyindlela esheshayo eya esikweletini. Amazinga enzalo avame ukuba phezulu (ngaphezu kuka-20% ngonyaka).
Ukulisebenzisa Ngokugcwele: Uma usebenzisa umkhawulo ophelele wesikweletu, ukukhokha kwakho kwanyanga zonke kungadla ingxenye enkulu yesibonelelo sakho se-R350, kukushiye ungenalutho.

Isinqumo: Ikhadi lesitolo liyithuluzi, akuyona imali yamahhala. Lisebenzise ngobuhlakani ukuze uthenge izinto ezibalulekile ezihleliwe futhi ulikhokhe ngokushesha okukhulu. Ungalokothi ulibone njengendlela yokuxhasa imali yakho yanyanga zonke.

Umshwalense Omncane: Ukuvikela Inqola Yakho (Ucingo Lwakho)

Ngo-2026, umakhalekhukhwini wakho akuyona into yokunethezeka; uxhuma kukho konke. Uwusebenzisa ukuhlola i-SRD Status yakho, ukufaka izicelo zemisebenzi, nokuxhumana. Kwenzekani uma untshontshwa noma wonakele? Ngenani elincane elingu-R20-R40 ngenyanga, ungathola umshwalense omncane wedivayisi yakho. Izinkampani ezixhumene nabahlinzeki beselula noma amabhange zivame ukuba nalezi zinqubomgomo ezifinyelelekayo. Kungukudonswa okuncane okungakusindisa enkosini yokushintshwa kwe-R1,500, okungenzeka kungenzeki ngesibonelelo.

I-Stokvel Yedijithali Ka-2026: Ukonga Ama-R20 Ngenyanga

Ukonga kubonakala kungenakwenzeka ku-R350. Kodwa kuthiwani uma wena nabangane abane abathembekile noma amalungu omndeni niqala i-stokvel yedijithali? Usebenzisa isici sokukhokha ngokushesha sasebhange, ngamunye wenu angazibophezela ukuthumela u-R20 kuphela kumuntu oyedwa ngosuku lokukhokhelwa kwesibonelelo. Lokho kungu-R100 kumuntu oyedwa ongakusebenzisela isidingo esithile – njengokuthenga umbila omningi, ukukhokhela uhambo lwesikole lwengane, noma itekisi eliphuthumayo.

Akumayelana nokuceba; kumayelana nokwakha isikhwama esincane sezimo eziphuthumayo esisekelwe emphakathini. Yakha ukuziphatha kwezimali nokwethembana. Ukukwenza ngedijithali kugwema izingozi zokuphatha imali. Lokhu kuwukubheka kwanamuhla kwesiko laseNingizimu Afrika elingaphelelwa isikhathi.

Isabelomali Sakho Sanyathelo Nganthato Se-R350 SikaJanuwari 2026

Nalu uhlu lwesibonelo. Kunzima, kodwa iyindawo yokuqala yokulawula.

Izimali Zebhange: R0 (Uma usushintshele ku-akhawunti engenamali)
Umshwalense Wokungcwaba: R45 (Ngesembozo esiyisisekelo, esibalulekile)
Umshwalense Wefoni: R25 (Ukuvikela impahla yakho ebalulekile)
Ukonga Kwe-Stokvel Yedijithali: R20 (Ukwakha inetha lokuphepha)
Ingqikithi Encane (Izindleko Ezihleliwe): R90
Okusele Kwezindleko Zokuphila: R260

Le R260 iyona onayo yokudla, ugesi, ezokuthutha, ne-airtime. Akuyona imali enkulu, kodwa ngokubiyela lezo ezinye izindleko, wazi kahle ukuthi usebenza ngani. Uvikele ikusasa lakho nempahla yakho kuqala. Le yincazelo yokuzikhokhela wena kuqala, ngisho nangemanani amancane.

Isiphetho: Amandla Akwezakho Izandla, Hhayi Ezabo

Uhlelo lwesibonelelo seSASSA lungase luzwakale lungenawo amandla. Ulinda i-SMS, umi kulayini, wamukela lokho okunikezwayo. Kodwa umzuzu leyo R350 ingena ku-akhawunti yakho, amandla adlulela kuwe. Izinsuku ezingu-30, ungu-CEO waleyo mali.

Ngo-2026, khetha ukuphatha ngendlela esebenzayo, hhayi ukwamukela nje. Buza yonke imali, yenqaba yonke imali mboleko ehlubukayo, bese uthola wonke amathuba okwenza leyo mali yeluleke. Uhlelo lungase lungashintshi ngobusuku obubodwa, kodwa ungashintsha isimo sakho sezimali kusukela namuhla.

FAQs

Iyiphi ibhange elingcono kakhulu futhi elishibhe kakhulu lesibonelelo sami seSASSA ngo-2026?

Nakuba ‘okungcono kakhulu’ kungase kushintshe, ngezibonelelo zeSASSA ngo-2026, kufanele ubeke phambili ama-akhawunti ANGENAZIMALIMALI zanyanga zonke. Amabhange afana neTymeBank, iBank Zero, ne-akhawunti eyisisekelo yeCapitec Global One yizinqumo ezinhle kakhulu. Inzuzo yabo enkulu ukukuvumela ukuthi ukhiphe imali mahhala emshinini wesuphamakethe njengePick n Pay, iShoprite, neBoxer, okushibhe kakhulu kunokusebenzisa i-ATM.

Ngingakwazi ngempela ukuthola imali mboleko ngesibonelelo sami seSASSA kuphela?

Yebo, kodwa kufanele uqaphele kakhulu. Ababolekisi abasemthethweni abanjengamabhange bangase banikeze imali mboleko encane kakhulu, yesikhashana uma isikweletu sakho sihlanzekile. Kodwa-ke, iningi ’lemali mboleko elula’ elikhangiswa kubahlomuli bezibonelelo livela kubabolekisi abahlubukayo noma oshikishana abakhokhisa inzalo engekho emthethweni futhi abazokubamba esikweletini. Iseluleko sethu: gwema ukuboleka imali ngesibonelelo sakho ngaphandle uma kuyisimo esiphuthumayo sempilo noma sokufa esivela kumhlinzeki wesikweletu obhalisiwe.

Ingabe umshwalense wokungcwaba uyi-scam kubahlomuli beSASSA?

Hhayi ngempela, kodwa iyindawo enama-scam amaningi. Inqubomgomo yomngcwabo esemthethweni, engabizi (ebiza i-R40-R70 ngenyanga) evela kumhlinzeki womshwalense owaziwayo iyimali ebekwe kahle yokuthula kwengqondo. I-scam yilapho ama-ejenti ekuthengisela izinqubomgomo ezibiza kakhulu ezinezithasiselo ezingasebenzi, ezibiza ngaphezu kwe-R100. Hlola njalo uma umhlinzeki enguMhlinzeki Wezinsizakalo Zezezimali (FSP) obhalisiwe.

Ngingakugwema kanjani konke ukukhokhiswa kwezimali zasebhange ngemali yesibonelelo sami?

Okokuqala, shintshela ku-akhawunti engenamali. Okwesibili, gwema ama-ATM. Khipha imali yakho mahhala emshinini wesuphamakethe. Okwesithathu, khokha izinto zokudla ngokuswayipha ikhadi lakho ngqo – lokhu kuhlala kumahhala. Gwema izinto ezifana nokuphrinta izitatimende ku-ATM noma ukukhokhela inombolo ye-akhawunti engafanele, njengoba lezi zivame ukuba nezimali zenhlawulo.

Ngingakwazi ukuthola ikhadi lesitolo ezindaweni ezifana nePep noma iJet ngesibonelelo se-R350?

Yebo, abadayisi abaningi banikeza amakhadi esitolo kubahlomuli besibonelelo se-R350 njengoba kuwumholo ongaguquki. Kodwa-ke, lisebenzise ngobuhlakani. Kungaba ithuluzi lokuthenga izidingo ezifana nezingubo zesikole nokwakha umlando wesikweletu, kodwa kungaba isicupho uma sisetshenziselwa izinto zokunethezeka, okuholela esikweletini esinenzalo enkulu esidla isibonelelo sakho.

Kwenzekani uma nginezikweletu? Zingathatha imali yami yeSASSA?

Ngokomthetho Wezokuxhaswa Komphakathi, isibonelelo seSASSA asikwazi ukudluliselwa, ukuthengiswa, noma ukuboshwa yinoma yimuphi umbolekisi ngqo. Lokhu kusho ukuthi umbolekisi akakwazi ukufaka i-debit order esibonelelweni sakho ngaphambi kokuba usithole. Kodwa-ke, uma imali isivele isengena ku-akhawunti yakho yasebhange, ingase ibe ngaphansi kwama-debit orders owagunyazile noma ama-garnishee orders avela enkantolo. Kubalulekile ukuthi ungagunyazi ama-debit orders ongeke ukwazi ukuwakhokhela.

Kuyiqiniso yini ukonga imali ngesibonelelo se-R350?

Kunzima kakhulu, kodwa kungenzeka. Isihluthulelo ukucabanga okuncane futhi ube ongaguquki. ‘I-stokvel yedijithali’ lapho wena nabangane nonge i-R20 ngenyanga idala isikhwama esincane sezimo eziphuthumayo. Ngisho nokubeka i-R10-R15 eceleni ephaketheni lokonga elihlukile kuhlelo lokusebenza lwezimali kungakha phakathi nonyaka. Kumayelana nokwakha umkhuba, hhayi inani.

Iyiphi indlela ephephe kakhulu yokuthola inkokhelo yami yeSASSA ngo-2026?

Indlela ephephe kakhulu ingqo ku-akhawunti yakho yasebhange. Lokhu kugwema izingozi ezihambisana nezindawo zokukhokha zemali, njengokweba. Kuphinde kukunikeze ukufinyelela ngokushesha ezimalini zakho futhi kukuvumela ukuthi usebenzise ikhadi lakho ukuthenga, okuphephe kakhulu kunokuphatha imali. Qinisekisa ukuthi imininingwane yakho yasebhange ibuyekezwe kahle neSASSA.

Isicelo sami sesibonelelo sehlulekile, yiluphi usizo lwezimali engingaluthola?

Uma isicelo sakho sehlulekile, isinyathelo sokuqala ukuqonda ukuthi kungani ngokuhlola isimo sakho bese ufaka isicelo sokudlulisa isinqumo uma ukholwa ukuthi isizathu asifanele. Ungathola umhlahlandlela onemininingwane lapha: SASSA Appeals Process. Ngenkathi ulindile, ungathintana nezinhlangano zomphakathi zasendaweni, amasonto, noma uMnyango Wezokuthuthukiswa Komphakathi ukuze uthole usizo lwesidlo.

Ngiwuhlola kanjani ukuthi umeluleki wezimali noma umhlinzeki womshwalense usemthethweni?

Wonke umhlinzeki wezinsizakalo zezezimali osemthethweni eNingizimu Afrika kufanele abe nenombolo ye-FSP (Financial Service Provider). Ungaqinisekisa le nombolo mahhala kuwebhusayithi esemthethweni yeFinancial Sector Conduct Authority (FSCA). Ungalokothi unikeze imali kumuntu noma enkampanini ngaphandle kokuqinisekisa inombolo yabo ye-FSP kuqala.